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Preferred Bank (PFBC)
NASDAQ: PFBC · Real-Time Price · USD
105.18
+1.09 (1.05%)
At close: Jul 28, 2026, 4:00 PM EDT
105.18
0.00 (0.00%)
After-hours: Jul 28, 2026, 4:10 PM EDT

Preferred Bank Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
134.75133.63130.66150.04128.8595.24
Depreciation & Amortization
1.631.752.151.721.891.9
Provision for Credit Losses
9.99.112.1107.35-1
Stock-Based Compensation
10.4110.189.215.818.419.12
Net Change in Loans Held-for-Sale
-02.21-1.85-0.36-0.66
Other Adjustments
13.5911.954.829.220.260.42
Changes in Accrued Interest and Accounts Receivable
-15.01-21.219.93-14.13-8.627.86
Changes in Accrued Expenses
17.1820.52-2.513.095.615.44
Operating Cash Flow
169.13168.14164.52175.39143.76119.63
Operating Cash Flow Growth
1.89%2.20%-6.20%22.01%20.16%15.29%

Investing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Change in Loans Held-for-Investment
-505.02-421.88-383.36-193.46-649.56-387.83
Net Change in Securities and Investments
-174.24-222.83-37.4394.47-36.89-231.58
Capital Expenditures
-2.32-1.35-0.92-2.42-0.36-0.6
Other Investing Activities
-22.260.093.37-13.09-
Investing Cash Flow
-657.22-623.8-421.62-98.03-699.89-620.01

Financing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Change in Deposits
347.41428.6207.51152.35331.49783.03
Long-Term Debt Issued
400200---147.63
Long-Term Debt Repaid
-200-----100
Net Long-Term Debt Issued (Repaid)
200200---47.63
Repurchase of Common Stock
-121.24-93.1-38.25-55.24-33.29-17.72
Net Common Stock Issued (Repurchased)
-121.24-93.1-38.25-55.24-33.29-17.72
Common Dividends Paid
-38.1-38.25-37.5-31.14-25.14-21.43
Financing Cash Flow
388.07497.24131.7665.97273.05791.52

Net Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
-100.0241.58-125.34143.33-283.08291.15

Free Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
166.81166.79163.61172.98143.4119.03
Free Cash Flow Growth
0.74%1.94%-5.42%20.63%20.47%16.39%
FCF Margin
58.86%59.30%59.69%60.38%57.39%61.16%
Free Cash Flow Per Share
13.2912.9912.0712.139.688.01
SEC Filings: 10-K · 10-Q