Preferred Bank (PFBC)
NASDAQ: PFBC · Real-Time Price · USD
103.17
-0.56 (-0.54%)
Nov 11, 2026, 4:00 PM EST - Market closed
Preferred Bank Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 133.63 | 130.66 | 150.04 | 128.85 | 95.24 |
Depreciation & Amortization | 1.75 | 2.15 | 1.72 | 1.89 | 1.9 |
Other Amortization | 0.24 | 0.24 | 0.24 | 0.24 | 1.1 |
Gain (Loss) on Sale of Assets | -3.61 | - | - | 0.43 | - |
Gain (Loss) on Sale of Investments | 15.35 | 7.42 | 16.13 | 8.13 | 4.42 |
Total Asset Writedown | 4.78 | 1.63 | 1.9 | -0.95 | - |
Provision for Credit Losses | 9.1 | 12.1 | 10 | 7.35 | -1 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 2.81 | -1.2 | 0.39 | - | 0.02 |
Accrued Interest Receivable | -19.53 | 9.73 | -11.74 | -8.62 | 7.86 |
Change in Income Taxes | -1.69 | 0.2 | -2.39 | - | - |
Other Operating Activities | -4.8 | -4.47 | -9.04 | -7.58 | -5.1 |
Operating Cash Flow | 168.14 | 164.52 | 175.39 | 143.76 | 119.63 |
Operating Cash Flow Growth | 2.20% | -6.20% | 22.01% | 20.16% | 15.29% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -1.35 | -0.92 | -2.42 | -0.36 | -0.6 |
Investment in Securities | -222.83 | -37.43 | 94.47 | -36.89 | -231.58 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -421.88 | -383.36 | -193.46 | -649.56 | -387.83 |
Other Investing Activities | - | 0.09 | - | -15.33 | - |
Investing Cash Flow | -623.8 | -421.62 | -98.03 | -699.89 | -620.01 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | 200 | - | - | - | 147.63 |
Long-Term Debt Repaid | - | - | - | - | -100 |
Net Debt Issued (Repaid) | 200 | - | - | - | 47.63 |
Repurchase of Common Stock | -93.1 | -38.25 | -55.24 | -33.29 | -17.72 |
Common Dividends Paid | -38.25 | -37.5 | -31.14 | -25.14 | -21.43 |
Net Increase (Decrease) in Deposit Accounts | 428.6 | 207.51 | 152.35 | 331.49 | 783.03 |
Financing Cash Flow | 497.24 | 131.76 | 65.97 | 273.05 | 791.52 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 41.58 | -125.34 | 143.33 | -283.08 | 291.15 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 166.79 | 163.61 | 172.98 | 143.4 | 119.03 |
Free Cash Flow Growth | 1.94% | -5.42% | 20.63% | 20.47% | 16.39% |
Free Cash Flow Margin | 59.30% | 59.69% | 60.38% | 57.39% | 62.28% |
Free Cash Flow Per Share | 12.99 | 12.07 | 12.13 | 9.68 | 8.01 |