Preferred Bank Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	135.45	133.63	130.66	150.04	128.85	95.24
Depreciation & Amortization	1.57	1.75	2.15	1.72	1.89	1.9
Other Amortization	0.24	0.24	0.24	0.24	0.24	1.1
Gain (Loss) on Sale of Assets	-3.61	-3.61	-	-	0.43	-
Gain (Loss) on Sale of Investments	15.15	15.35	7.42	16.13	8.13	4.42
Total Asset Writedown	2.14	4.78	1.63	1.9	-0.95	-
Provision for Credit Losses	9.5	9.1	12.1	10	7.35	-1
Net Decrease (Increase) in Loans Originated / Sold - Operating	-0.19	2.81	-1.2	0.39	-	0.02
Accrued Interest Receivable	-8.68	-19.53	9.73	-11.74	-8.62	7.86
Change in Income Taxes	2.66	-1.69	0.2	-2.39	-	-
Other Operating Activities	-5.3	-4.8	-4.47	-9.04	-7.58	-5.1
Operating Cash Flow	171.91	168.14	164.52	175.39	143.76	119.63
Operating Cash Flow Growth	3.65%	2.20%	-6.20%	22.01%	20.16%	15.29%
Capital Expenditures	-4.01	-1.35	-0.92	-2.42	-0.36	-0.6
Investment in Securities	36.65	-222.83	-37.43	94.47	-36.89	-231.58
Net Decrease (Increase) in Loans Originated / Sold - Investing	-528.11	-421.88	-383.36	-193.46	-649.56	-387.83
Other Investing Activities	-	-	0.09	-	-15.33	-
Investing Cash Flow	-470.28	-623.8	-421.62	-98.03	-699.89	-620.01
Long-Term Debt Issued	-	200	-	-	-	147.63
Long-Term Debt Repaid	-	-	-	-	-	-100
Net Debt Issued (Repaid)	-	200	-	-	-	47.63
Repurchase of Common Stock	-64.14	-93.1	-38.25	-55.24	-33.29	-17.72
Common Dividends Paid	-37.8	-38.25	-37.5	-31.14	-25.14	-21.43
Net Increase (Decrease) in Deposit Accounts	393.88	428.6	207.51	152.35	331.49	783.03
Financing Cash Flow	291.93	497.24	131.76	65.97	273.05	791.52
Net Cash Flow	-6.44	41.58	-125.34	143.33	-283.08	291.15
Free Cash Flow	167.9	166.79	163.61	172.98	143.4	119.03
Free Cash Flow Growth	1.53%	1.94%	-5.42%	20.63%	20.47%	16.39%
Free Cash Flow Margin	58.58%	59.30%	59.69%	60.38%	57.39%	62.28%
Free Cash Flow Per Share	13.57	12.99	12.07	12.13	9.68	8.01
Cash Interest Paid	214.45	215.64	236.08	175.1	45.13	25.69
Cash Income Tax Paid	33.56	41.49	46.33	58.39	43.67	29.29

SEC Filings: 10-K · 10-Q