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Preferred Bank (PFBC)
NASDAQ: PFBC · Real-Time Price · USD
103.52
-0.72 (-0.69%)
Sep 4, 2026, 4:00 PM EDT - Market closed

Preferred Bank Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
135.45133.63130.66150.04128.8595.24
Depreciation & Amortization
1.571.752.151.721.891.9
Other Amortization
0.240.240.240.240.241.1
Gain (Loss) on Sale of Assets
-3.61-3.61--0.43-
Gain (Loss) on Sale of Investments
15.1515.357.4216.138.134.42
Total Asset Writedown
2.144.781.631.9-0.95-
Provision for Credit Losses
9.59.112.1107.35-1
Net Decrease (Increase) in Loans Originated / Sold - Operating
-0.192.81-1.20.39-0.02
Accrued Interest Receivable
-8.68-19.539.73-11.74-8.627.86
Change in Income Taxes
2.66-1.690.2-2.39--
Other Operating Activities
-5.3-4.8-4.47-9.04-7.58-5.1
Operating Cash Flow
171.91168.14164.52175.39143.76119.63
Operating Cash Flow Growth
3.65%2.20%-6.20%22.01%20.16%15.29%

Investing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-4.01-1.35-0.92-2.42-0.36-0.6
Investment in Securities
36.65-222.83-37.4394.47-36.89-231.58
Net Decrease (Increase) in Loans Originated / Sold - Investing
-528.11-421.88-383.36-193.46-649.56-387.83
Other Investing Activities
--0.09--15.33-
Investing Cash Flow
-470.28-623.8-421.62-98.03-699.89-620.01

Financing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Long-Term Debt Issued
-200---147.63
Long-Term Debt Repaid
------100
Net Debt Issued (Repaid)
-200---47.63
Repurchase of Common Stock
-64.14-93.1-38.25-55.24-33.29-17.72
Common Dividends Paid
-37.8-38.25-37.5-31.14-25.14-21.43
Net Increase (Decrease) in Deposit Accounts
393.88428.6207.51152.35331.49783.03
Financing Cash Flow
291.93497.24131.7665.97273.05791.52

Net Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
-6.4441.58-125.34143.33-283.08291.15

Free Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
167.9166.79163.61172.98143.4119.03
Free Cash Flow Growth
1.53%1.94%-5.42%20.63%20.47%16.39%
Free Cash Flow Margin
58.58%59.30%59.69%60.38%57.39%62.28%
Free Cash Flow Per Share
13.5712.9912.0712.139.688.01

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
214.45215.64236.08175.145.1325.69
Cash Income Tax Paid
33.5641.4946.3358.3943.6729.29
SEC Filings: 10-K · 10-Q