Preferred Bank (PFBC)

Preferred Bank Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	825.16	827.1	785.52	910.85	767.53	1,051
Investment Securities	619.58	508.19	274.04	235.11	322.29	305.35
Mortgage-Backed Securities	18.46	146.72	153.04	165.18	189.63	219.54
Total Investments	638.04	654.91	427.07	400.29	511.93	524.89
Gross Loans	6,047	6,054	5,641	5,273	5,075	4,425
Allowance for Loan Losses	-75.04	-78.99	-71.48	-78.36	-68.47	-59.97
Other Adjustments to Gross Loans	-7.92	-9.03	-9.23	-11.08	-9.94	-6.32
Net Loans	5,964	5,966	5,560	5,184	4,996	4,359
Property, Plant & Equipment	38.57	38.6	21.64	31.74	30.72	32.5
Loans Held for Sale	76.32	-	2.21	0.36	-	-
Accrued Interest Receivable	34.81	34.23	33.56	33.89	23.59	14.65
Other Receivables	-	3.88	2.2	2.39	-	-
Other Current Assets	-	-	-	0.32	1.73	10.19
Long-Term Deferred Tax Assets	43.49	41.98	47.4	48.99	43.22	26.67
Other Real Estate Owned & Foreclosed	3.01	3.51	14.99	16.72	21.99	-
Other Long-Term Assets	16.65	15.71	13.93	14.66	13.27	13.09
Total Assets	7,655	7,601	6,923	6,659	6,425	6,046
Accrued Expenses	-	19.5	18.9	18.2	12.2	9
Interest Bearing Deposits	3,907	3,892	3,734	3,604	3,226	2,985
Institutional Deposits	1,796	1,754	1,478	1,318	1,139	934.44
Non-Interest Bearing Deposits	716.78	699.16	704.86	787	1,192	1,306
Total Deposits	6,420	6,345	5,917	5,709	5,557	5,226
Current Portion of Leases	-	5.76	-	-	-	-
Accrued Interest Payable	16.75	16.51	16.52	16.12	2.61	0.72
Other Current Liabilities	-	13.6	-	0.32	1.73	10.19
Long-Term Debt	148.77	148.71	148.47	148.23	148	147.76
Federal Home Loan Bank Debt, Long-Term	200	200	-	-	-	-
Long-Term Leases	34.38	29.35	16.99	19.77	20.95	22.86
Other Long-Term Liabilities	64.39	32.82	42.55	52.19	52.45	43.55
Total Liabilities	6,884	6,812	6,160	5,964	5,795	5,460
Common Stock	210.88	210.88	210.88	210.88	210.88	210.88
Additional Paid-In Capital	108.85	105.11	95.79	86.83	81.56	73.17
Retained Earnings	802.31	780.64	685.11	592.33	475.07	372.95
Treasury Stock	-334.49	-293.41	-201.17	-163.18	-108.48	-75.21
Comprehensive Income & Other	-17.35	-13.74	-27.46	-31.75	-28.61	4.93
Shareholders' Equity	770.2	789.48	763.15	695.11	630.43	586.72
Total Liabilities & Equity	7,655	7,601	6,923	6,659	6,425	6,046
Total Debt	383.15	383.81	165.46	168	168.94	170.62
Net Cash (Debt)	442.01	443.29	620.06	742.85	598.58	879.99
Net Cash Growth	-41.27%	-28.51%	-16.53%	24.10%	-31.98%	37.19%
Net Cash Per Share	35.23	34.53	45.75	52.09	40.42	59.19
Filing Date Shares Outstanding	11.84	12.13	13.24	13.41	14.43	14.8
Total Common Shares Outstanding	11.84	12.18	13.19	13.58	14.36	14.68
Book Value Per Share	65.04	64.83	57.86	51.17	43.91	39.97
Tangible Book Value	770.2	789.48	763.15	695.11	630.43	586.72
Tangible Book Value Per Share	65.04	64.83	57.86	51.17	43.91	39.97

Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q