Preferred Bank (PFBC)
NASDAQ: PFBC · Real-Time Price · USD
103.17
-0.56 (-0.54%)
Nov 11, 2026, 4:00 PM EST - Market closed
Preferred Bank Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 701.03 | 827.1 | 785.52 | 910.85 | 767.53 | 1,051 |
Investment Securities | 751.13 | 508.19 | 274.04 | 235.11 | 322.29 | 305.35 |
Mortgage-Backed Securities | 17.83 | 146.72 | 153.04 | 165.18 | 189.63 | 219.54 |
Total Investments | 768.96 | 654.91 | 427.07 | 400.29 | 511.93 | 524.89 |
Gross Loans | 6,198 | 6,054 | 5,641 | 5,273 | 5,075 | 4,425 |
Allowance for Loan Losses | -78.28 | -78.99 | -71.48 | -78.36 | -68.47 | -59.97 |
Other Adjustments to Gross Loans | -7.61 | -9.03 | -9.23 | -11.08 | -9.94 | -6.32 |
Net Loans | 6,112 | 5,966 | 5,560 | 5,184 | 4,996 | 4,359 |
Property, Plant & Equipment | 38.57 | 38.6 | 21.64 | 31.74 | 30.72 | 32.5 |
Loans Held for Sale | 56.56 | - | 2.21 | 0.36 | - | - |
Accrued Interest Receivable | 38.35 | 34.23 | 33.56 | 33.89 | 23.59 | 14.65 |
Other Receivables | 3.51 | 3.88 | 2.2 | 2.39 | - | - |
Other Current Assets | - | - | - | 0.32 | 1.73 | 10.19 |
Long-Term Deferred Tax Assets | 55.02 | 41.98 | 47.4 | 48.99 | 43.22 | 26.67 |
Other Real Estate Owned & Foreclosed | 11.53 | 3.51 | 14.99 | 16.72 | 21.99 | - |
Other Long-Term Assets | 15.1 | 15.71 | 13.93 | 14.66 | 13.27 | 13.09 |
Total Assets | 7,816 | 7,601 | 6,923 | 6,659 | 6,425 | 6,046 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | - | 19.5 | 18.9 | 18.2 | 12.2 | 9 |
Interest Bearing Deposits | 3,974 | 3,892 | 3,734 | 3,604 | 3,226 | 2,985 |
Institutional Deposits | 1,830 | 1,754 | 1,478 | 1,318 | 1,139 | 934.44 |
Non-Interest Bearing Deposits | 745.76 | 699.16 | 704.86 | 787 | 1,192 | 1,306 |
Total Deposits | 6,550 | 6,345 | 5,917 | 5,709 | 5,557 | 5,226 |
Current Portion of Leases | - | 5.76 | - | - | - | - |
Accrued Interest Payable | 16.78 | 16.51 | 16.52 | 16.12 | 2.61 | 0.72 |
Other Current Liabilities | - | 13.6 | - | 0.32 | 1.73 | 10.19 |
Long-Term Debt | 148.88 | 148.71 | 148.47 | 148.23 | 148 | 147.76 |
Federal Home Loan Bank Debt, Long-Term | 200 | 200 | - | - | - | - |
Long-Term Leases | 32.18 | 29.35 | 16.99 | 19.77 | 20.95 | 22.86 |
Other Long-Term Liabilities | 75.87 | 32.82 | 42.55 | 52.19 | 52.45 | 43.55 |
Total Liabilities | 7,024 | 6,812 | 6,160 | 5,964 | 5,795 | 5,460 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 210.88 | 210.88 | 210.88 | 210.88 | 210.88 | 210.88 |
Additional Paid-In Capital | 113.02 | 105.11 | 95.79 | 86.83 | 81.56 | 73.17 |
Retained Earnings | 849.83 | 780.64 | 685.11 | 592.33 | 475.07 | 372.95 |
Treasury Stock | -334.63 | -293.41 | -201.17 | -163.18 | -108.48 | -75.21 |
Comprehensive Income & Other | -46.67 | -13.74 | -27.46 | -31.75 | -28.61 | 4.93 |
Shareholders' Equity | 792.43 | 789.48 | 763.15 | 695.11 | 630.43 | 586.72 |
Total Liabilities & Equity | 7,816 | 7,601 | 6,923 | 6,659 | 6,425 | 6,046 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 381.07 | 383.81 | 165.46 | 168 | 168.94 | 170.62 |
Net Cash (Debt) | 319.96 | 443.29 | 620.06 | 742.85 | 598.58 | 879.99 |
Net Cash Growth | -26.57% | -28.51% | -16.53% | 24.10% | -31.98% | 37.19% |
Net Cash Per Share | 26.14 | 34.53 | 45.75 | 52.09 | 40.42 | 59.19 |
Filing Date Shares Outstanding | 11.85 | 12.13 | 13.24 | 13.41 | 14.43 | 14.8 |
Total Common Shares Outstanding | 11.85 | 12.18 | 13.19 | 13.58 | 14.36 | 14.68 |
Book Value Per Share | 66.85 | 64.83 | 57.86 | 51.17 | 43.91 | 39.97 |
Tangible Book Value | 792.43 | 789.48 | 763.15 | 695.11 | 630.43 | 586.72 |
Tangible Book Value Per Share | 66.85 | 64.83 | 57.86 | 51.17 | 43.91 | 39.97 |