Preferred Bank (PFBC)

Preferred Bank Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	789.82	827.1	785.52	910.85	767.53	1,051
Investment Securities	485.81	508.19	274.04	235.11	322.29	305.35
Mortgage-Backed Securities	136.03	146.72	153.04	165.18	189.63	219.54
Total Investments	621.84	654.91	427.07	400.29	511.93	524.89
Gross Loans	6,239	6,054	5,641	5,273	5,075	4,425
Allowance for Loan Losses	-76.28	-78.99	-71.48	-78.36	-68.47	-59.97
Other Adjustments to Gross Loans	-8.29	-9.03	-9.23	-11.08	-9.94	-6.32
Net Loans	6,155	5,966	5,560	5,184	4,996	4,359
Property, Plant & Equipment	39.11	38.6	21.64	31.74	30.72	32.5
Loans Held for Sale	8.35	-	2.21	0.36	-	-
Accrued Interest Receivable	32.82	34.23	33.56	33.89	23.59	14.65
Other Receivables	7.39	3.88	2.2	2.39	-	-
Other Current Assets	-	-	-	0.32	1.73	10.19
Long-Term Deferred Tax Assets	44.23	41.98	47.4	48.99	43.22	26.67
Other Real Estate Owned & Foreclosed	3.01	3.51	14.99	16.72	21.99	-
Other Long-Term Assets	14.34	15.71	13.93	14.66	13.27	13.09
Total Assets	7,731	7,601	6,923	6,659	6,425	6,046

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	-	19.5	18.9	18.2	12.2	9
Interest Bearing Deposits	3,895	3,892	3,734	3,604	3,226	2,985
Institutional Deposits	1,823	1,754	1,478	1,318	1,139	934.44
Non-Interest Bearing Deposits	754.67	699.16	704.86	787	1,192	1,306
Total Deposits	6,472	6,345	5,917	5,709	5,557	5,226
Current Portion of Leases	3.07	5.76	-	-	-	-
Accrued Interest Payable	15.31	16.51	16.52	16.12	2.61	0.72
Other Current Liabilities	9.72	13.6	-	0.32	1.73	10.19
Long-Term Debt	148.83	148.71	148.47	148.23	148	147.76
Federal Home Loan Bank Debt, Long-Term	200	200	-	-	-	-
Long-Term Leases	30.23	29.35	16.99	19.77	20.95	22.86
Other Long-Term Liabilities	57.73	32.82	42.55	52.19	52.45	43.55
Total Liabilities	6,937	6,812	6,160	5,964	5,795	5,460

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	210.88	210.88	210.88	210.88	210.88	210.88
Additional Paid-In Capital	110.91	105.11	95.79	86.83	81.56	73.17
Retained Earnings	826.37	780.64	685.11	592.33	475.07	372.95
Treasury Stock	-334.59	-293.41	-201.17	-163.18	-108.48	-75.21
Comprehensive Income & Other	-20.04	-13.74	-27.46	-31.75	-28.61	4.93
Shareholders' Equity	793.53	789.48	763.15	695.11	630.43	586.72
Total Liabilities & Equity	7,731	7,601	6,923	6,659	6,425	6,046

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	382.12	383.81	165.46	168	168.94	170.62
Net Cash (Debt)	407.7	443.29	620.06	742.85	598.58	879.99
Net Cash Growth	-3.97%	-28.51%	-16.53%	24.10%	-31.98%	37.19%
Net Cash Per Share	32.96	34.53	45.75	52.09	40.42	59.19
Filing Date Shares Outstanding	11.85	12.13	13.24	13.41	14.43	14.8
Total Common Shares Outstanding	11.85	12.18	13.19	13.58	14.36	14.68
Book Value Per Share	66.95	64.83	57.86	51.17	43.91	39.97
Tangible Book Value	793.53	789.48	763.15	695.11	630.43	586.72
Tangible Book Value Per Share	66.95	64.83	57.86	51.17	43.91	39.97

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: May 14, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 17, 2026

Data Sources Report a data error