Preferred Bank (PFBC)

NASDAQ: PFBC · Real-Time Price · USD

103.17

-0.56 (-0.54%)

Nov 11, 2026, 4:00 PM EST - Market closed

Preferred Bank Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	283.87	281.24	274.09	286.49	249.87	191.12
Revenue Growth	2.01%	2.61%	-4.33%	14.65%	30.74%	28.60%
Net Income	132.45	133.63	130.66	150.04	128.84	95.23
Earnings Per Share	10.82	10.41	9.64	10.52	8.70	6.41
EPS Growth	9.61%	7.99%	-8.37%	20.92%	35.81%	37.76%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	701.03	827.1	785.52	910.85	767.53	1,051
Total Debt	381.07	383.81	165.46	168	168.94	170.62
Net Cash (Debt)	319.96	443.29	620.06	742.85	598.58	879.99
Net Cash Growth	-26.57%	-28.51%	-16.53%	24.10%	-31.98%	37.19%
Net Cash Per Share	26.14	34.53	45.75	52.09	40.42	59.19

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-	168.14	164.52	175.39	143.76	119.63
Capital Expenditures	-	-1.35	-0.92	-2.42	-0.36	-0.6
Free Cash Flow	-	166.79	163.61	172.98	143.4	119.03
Free Cash Flow Growth	-	1.94%	-5.42%	20.63%	20.47%	16.39%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	46.66%	47.52%	47.67%	52.37%	51.56%	49.83%
FCF Margin	-	59.30%	59.69%	60.38%	57.39%	62.28%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 12, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	3.200	3.050	2.850	2.350	1.840	1.570
Dividend Per Share Growth	6.67%	7.02%	21.28%	27.72%	17.20%	30.83%
Dividend Yield	3.10%	3.19%	3.30%	3.18%	2.47%	2.19%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 12, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	9.54	8.73	8.72	6.70	8.32	11.07
Forward PE	9.17	8.90	9.56	7.73	7.55	10.85
P/FCF Ratio	7.28	6.99	6.96	5.81	7.47	8.85
PS Ratio	4.31	4.15	4.16	3.51	4.29	5.51