Preferred Bank (PFBC)

NASDAQ: PFBC · Real-Time Price · USD

103.10

-1.31 (-1.25%)

Oct 19, 2026, 2:27 PM EDT - Market open

Preferred Bank Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	286.64	281.24	274.09	286.49	249.87	191.12
Revenue Growth	4.27%	2.61%	-4.33%	14.65%	30.74%	28.60%
Net Income	135.45	133.63	130.66	150.04	128.84	95.23
Earnings Per Share	10.95	10.41	9.64	10.52	8.70	6.41
EPS Growth	15.19%	7.99%	-8.37%	20.92%	35.81%	37.76%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	789.82	827.1	785.52	910.85	767.53	1,051
Total Debt	382.12	383.81	165.46	168	168.94	170.62
Net Cash (Debt)	407.7	443.29	620.06	742.85	598.58	879.99
Net Cash Growth	-3.97%	-28.51%	-16.53%	24.10%	-31.98%	37.19%
Net Cash Per Share	32.96	34.53	45.75	52.09	40.42	59.19

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	171.91	168.14	164.52	175.39	143.76	119.63
Capital Expenditures	-4.01	-1.35	-0.92	-2.42	-0.36	-0.6
Free Cash Flow	167.9	166.79	163.61	172.98	143.4	119.03
Free Cash Flow Growth	1.53%	1.94%	-5.42%	20.63%	20.47%	16.39%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	47.25%	47.52%	47.67%	52.37%	51.56%	49.83%
FCF Margin	58.58%	59.30%	59.69%	60.38%	57.39%	62.28%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 19, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	3.200	3.050	2.850	2.350	1.840	1.570
Dividend Per Share Growth	6.67%	7.02%	21.28%	27.72%	17.20%	30.83%
Dividend Yield	3.10%	3.19%	3.30%	3.18%	2.47%	2.19%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 19, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	9.53	8.73	8.72	6.70	8.32	11.07
Forward PE	9.61	8.90	9.56	7.73	7.55	10.85
P/FCF Ratio	7.28	6.99	6.96	5.81	7.47	8.85
PS Ratio	4.26	4.15	4.16	3.51	4.29	5.51