Preferred Bank (PFBC)

Preferred Bank Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	429.66	427.77	445.14	412.51	269.01	200.54
Interest Income on Investments	59.14	58.69	63.96	65.48	25.37	10.5
Total Interest Income	488.8	486.46	509.1	477.99	294.38	211.04
Interest Paid on Deposits	203.69	205.69	231.17	179.5	41.72	18.83
Interest Paid on Borrowings	11.64	9.95	5.3	9.12	5.3	6.33
Total Interest Expense	215.33	215.64	236.47	188.61	47.02	25.16
Net Interest Income	273.47	270.82	272.63	289.37	247.36	185.88
Net Interest Income Growth (YoY)	2.51%	-0.66%	-5.79%	16.99%	33.08%	6.73%
Gain (Loss) on Sale of Investments	0.19	0.13	-	-5.05	0.3	-3.46
Other Non-Interest Income	13.37	12.66	9.73	8.07	6.84	6.23
Total Non-Interest Income	19.83	19.52	13.57	7.11	9.86	4.24
Non-Interest Income Growth (YoY)	36.78%	43.89%	90.71%	-27.88%	132.59%	829.82%
Revenues Before Loan Losses	293.3	290.34	286.19	296.49	257.22	190.12
Provision for Loan Losses	9.9	9.1	12.1	10	7.35	-1
Revenue	283.4	281.24	274.09	286.49	249.87	191.12
Revenue Growth (YoY)	3.85%	2.61%	-4.33%	14.65%	30.74%	28.60%
Salaries and Employee Benefits	46.87	46.24	44.43	45.5	40.2	33.49
Occupancy Expenses	4.02	3.89	4.22	3.35	3.26	3.06
Selling, General & Administrative	24.68	24.97	30.16	16.11	18.48	18.29
Other Non-Interest Expense	10.52	9.65	9.02	8.33	5.92	2.45
Total Non-Interest Expense	91.86	91.69	90.06	76.63	70.67	57.29
EBT Excluding Unusual Items	191.54	189.55	184.03	209.85	179.2	133.83
Pretax Income	191.54	189.55	184.03	209.85	179.2	133.83
Income Tax Expense	56.79	55.92	53.37	59.81	50.35	38.59
Net Income	134.75	133.63	130.66	150.04	128.85	95.24
Preferred Dividends & Other Adjustments	-	-	-	-	0	0.01
Net Income to Common	134.75	133.63	130.66	150.04	128.84	95.23
Net Income Growth	5.92%	2.27%	-12.91%	16.45%	35.28%	37.10%
Basic Shares Outstanding	12	13	13	14	15	15
Diluted Shares Outstanding	13	13	14	14	15	15
Shares Change (YoY)	-6.94%	-5.29%	-4.96%	-3.70%	-0.38%	-0.13%
EPS (Basic)	10.94	10.61	9.79	10.64	8.84	6.41
EPS (Diluted)	10.74	10.41	9.64	10.52	8.70	6.41
EPS Growth	13.88%	7.99%	-8.37%	20.92%	35.81%	37.76%
Dividend Per Share	3.100	3.050	2.850	2.350	1.840	1.570
Dividend Growth	6.90%	7.02%	21.28%	27.72%	17.20%	30.83%
Effective Tax Rate	29.65%	29.50%	29.00%	28.50%	28.10%	28.83%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q