Preferred Bank (PFBC)

NASDAQ: PFBC · Real-Time Price · USD

105.34

+1.25 (1.20%)

Jul 28, 2026, 2:54 PM EDT - Market open

Preferred Bank Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	286.64	281.24	274.09	286.49	249.87	194.62
Revenue Growth	309.40%	2.61%	-4.33%	14.65%	28.39%	26.20%
Net Income	135.45	133.63	130.66	150.04	128.84	95.23
Earnings Per Share	10.94	10.41	9.64	10.52	8.70	6.41
EPS Growth	15.04%	7.99%	-8.37%	20.92%	35.73%	37.85%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	789.82	827.1	785.52	910.85	767.53	1,051
Total Debt	148.83	148.71	148.47	148.23	148	147.76
Net Cash (Debt)	-148.83	-148.71	-148.47	-148.23	-148	-147.76
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-12.00	-11.58	-10.95	-10.39	-9.99	-9.94

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	169.13	168.14	164.52	175.39	143.76	119.63
Capital Expenditures	-2.32	-1.35	-0.92	-2.42	-0.36	-0.6
Free Cash Flow	166.81	166.79	163.61	172.98	143.4	119.03
Free Cash Flow Growth	0.74%	1.94%	-5.42%	20.63%	20.47%	16.39%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Pretax Margin	67.51%	67.40%	67.14%	73.25%	71.72%	68.76%
Profit Margin	47.25%	47.52%	47.67%	52.37%	51.56%	48.94%
FCF Margin	0.00%	59.30%	59.69%	60.38%	57.39%	61.16%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 28, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	3.200	3.050	2.850	2.350	1.840	1.570
Dividend Per Share Growth	6.78%	7.02%	21.28%	27.72%	17.20%	30.83%
Dividend Yield	3.02%	3.22%	3.25%	3.02%	2.31%	2.01%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 28, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	9.67	9.07	8.96	6.94	8.58	11.20
Forward PE	9.85	8.90	9.56	7.73	7.55	10.85
P/FCF Ratio	7.40	6.89	6.96	5.74	7.47	8.85
PS Ratio	4.30	4.09	4.16	3.46	4.29	5.41