Preferred Bank Statistics
Total Valuation
Preferred Bank has a market cap or net worth of $1.14 billion. The enterprise value is $700.70 million.
Important Dates
The next confirmed earnings date is Wednesday, April 22, 2026, before market open.
| Earnings Date | Apr 22, 2026 |
| Ex-Dividend Date | Apr 7, 2026 |
Share Statistics
Preferred Bank has 12.13 million shares outstanding. The number of shares has decreased by -5.29% in one year.
| Current Share Class | 12.13M |
| Shares Outstanding | 12.13M |
| Shares Change (YoY) | -5.29% |
| Shares Change (QoQ) | -1.23% |
| Owned by Insiders (%) | 8.38% |
| Owned by Institutions (%) | 86.16% |
| Float | 11.11M |
Valuation Ratios
The trailing PE ratio is 9.06 and the forward PE ratio is 9.10.
| PE Ratio | 9.06 |
| Forward PE | 9.10 |
| PS Ratio | 4.07 |
| Forward PS | 3.95 |
| PB Ratio | 1.46 |
| P/TBV Ratio | 1.45 |
| P/FCF Ratio | 6.86 |
| P/OCF Ratio | 6.80 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 5.24 |
| EV / Sales | 2.49 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 4.20 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.30 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 17.21%.
| Return on Equity (ROE) | 17.21% |
| Return on Assets (ROA) | 1.84% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.52% |
| Revenue Per Employee | $868,012 |
| Profits Per Employee | $412,444 |
| Employee Count | 324 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Preferred Bank has paid $55.92 million in taxes.
| Income Tax | 55.92M |
| Effective Tax Rate | 29.50% |
Stock Price Statistics
The stock price has increased by +21.28% in the last 52 weeks. The beta is 0.57, so Preferred Bank's price volatility has been lower than the market average.
| Beta (5Y) | 0.57 |
| 52-Week Price Change | +21.28% |
| 50-Day Moving Average | 90.37 |
| 200-Day Moving Average | 92.21 |
| Relative Strength Index (RSI) | 62.44 |
| Average Volume (20 Days) | 106,886 |
Short Selling Information
The latest short interest is 1.08 million, so 8.88% of the outstanding shares have been sold short.
| Short Interest | 1.08M |
| Short Previous Month | 1.06M |
| Short % of Shares Out | 8.88% |
| Short % of Float | 9.69% |
| Short Ratio (days to cover) | 11.52 |
Income Statement
In the last 12 months, Preferred Bank had revenue of $281.24 million and earned $133.63 million in profits. Earnings per share was $10.41.
| Revenue | 281.24M |
| Gross Profit | 281.24M |
| Operating Income | 196.49M |
| Pretax Income | 189.55M |
| Net Income | 133.63M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $10.41 |
Full Income StatementBalance Sheet
The company has $827.10 million in cash and $383.81 million in debt, with a net cash position of $443.29 million or $36.56 per share.
| Cash & Cash Equivalents | 827.10M |
| Total Debt | 383.81M |
| Net Cash | 443.29M |
| Net Cash Per Share | $36.56 |
| Equity (Book Value) | 789.48M |
| Book Value Per Share | 64.83 |
| Working Capital | -5.53B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $168.14 million and capital expenditures -$1.35 million, giving a free cash flow of $166.79 million.
| Operating Cash Flow | 168.14M |
| Capital Expenditures | -1.35M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 200.00M |
| Free Cash Flow | 166.79M |
| FCF Per Share | $13.75 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 69.86% |
| Pretax Margin | 67.40% |
| Profit Margin | 47.52% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 59.30% |
