Southern Missouri Bancorp, Inc. (SMBC)

NASDAQ: SMBC · Real-Time Price · USD
77.36
-0.95 (-1.21%)
At close: Jul 30, 2026, 4:00 PM EDT
77.36
0.00 (0.00%)
After-hours: Jul 30, 2026, 7:34 PM EDT
Market Cap851.82M +33.7%
Revenue (ttm)185.73M +7.4%
Net Income67.05M +19.6%
EPS5.98 +19.9%
Shares Out 11.01M
PE Ratio12.94
Forward PE11.50
Dividend$1.08 (1.40%)
Ex-Dividend DateAug 14, 2026
Volume77,478
Open78.60
Previous Close78.31
Day's Range76.57 - 79.22
52-Week Range47.60 - 79.39
Beta0.86
AnalystsBuy
Price Target83.67 (+8.16%)
Earnings DateJul 22, 2026

About SMBC

Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. The company offers deposits products, including interest-bearing and noninterest-bearing transaction accounts, money market deposit accounts, saving accounts, certificates of deposit, and retirement savings plans. It also provides loans secured by mortgages on one- to four-family residences and commercial and agricultural real estate; construction loans o... [Read more]

Sector Financials
Founded 1887
Employees 739
Stock Exchange NASDAQ
Ticker Symbol SMBC
Full Company Profile

Financial Performance

In fiscal year 2025, Southern Missouri Bancorp's revenue was $176.08 million, an increase of 9.55% compared to the previous year's $160.73 million. Earnings were $58.31 million, an increase of 16.80%.

Financial Statements

Analyst Summary

According to 3 analysts, the average rating for SMBC stock is "Buy." The 12-month stock price target is $83.67, which is an increase of 8.16% from the latest price.

Price Target
$83.67
(8.16% upside)
Analyst Consensus: Buy
Stock Forecasts

News

Southern Missouri Bancorp price target raised to $83 from $75 at Keefe Bruyette

Keefe Bruyette raised the firm’s price target on Southern Missouri Bancorp (SMBC) to $83 from $75 and keeps a Market Perform rating on the shares.

15 hours ago - TheFly

Southern Missouri Bancorp price target raised to $83 from $79 at Piper Sandler

Piper Sandler raised the firm’s price target on Southern Missouri Bancorp (SMBC) to $83 from $79 and keeps a Neutral rating on the shares. The firm notes the company generated…

3 days ago - TheFly

Southern Missouri Bancorp Earnings Call Transcript: Q4 2026

Earnings and profitability improved year-over-year, driven by net interest margin expansion, loan growth, and disciplined expenses. Near-term margin pressure is expected from rising rates and deposit competition, while credit quality remains manageable despite elevated reserves. Capital deployment included increased dividends and share repurchases.

7 days ago - Transcripts

Southern Missouri Bancorp Earnings release: Q4 2026

Southern Missouri Bancorp released its Q4 2026 earnings on July 23, 2026, summarizing the period's financial results.

7 days ago - Filings

Southern Missouri Bancorp reports preliminary Q4 EPS $1.83, consensus $1.52

Sees Q4 net interest margin 3.67%, up from 3.47% for the year ago period, and unchanged from 3Q26, the linked quarter. Tangible book value per share was $47.43, up $5.56,…

8 days ago - TheFly

SOUTHERN MISSOURI BANCORP REPORTS PRELIMINARY RESULTS FOR FOURTH QUARTER OF FISCAL 2026; DECLARES QUARTERLY DIVIDEND OF $0.27 PER COMMON SHARE; CONFERENCE CALL SCHEDULED FOR THURSDAY, JULY 23, AT 9:30 AM CENTRAL TIME

Poplar Bluff, Missouri, July 22, 2026 (GLOBE NEWSWIRE) -- Southern Missouri Bancorp, Inc. (“Company”) (NASDAQ: SMBC), the parent corporation of Southern Bank (“Bank”), today announced preliminary net ...

8 days ago - GlobeNewsWire

Southern Missouri Bancorp price target raised to $79 from $71 at Piper Sandler

Piper Sandler raised the firm’s price target on Southern Missouri Bancorp (SMBC) to $79 from $71 and keeps a Neutral rating on the shares. The firm adjusted targets in the…

4 weeks ago - TheFly

Southern Missouri Bancorp price target raised to $73 from $65 at Keefe Bruyette

Keefe Bruyette analyst Kelly Motta raised the firm’s price target on Southern Missouri Bancorp (SMBC) to $73 from $65 and keeps a Market Perform rating on the shares. Published first…

3 months ago - TheFly

Southern Missouri Bancorp price target raised to $71 from $68 at Piper Sandler

Piper Sandler raised the firm’s price target on Southern Missouri Bancorp (SMBC) to $71 from $68 and keeps a Neutral rating on the shares. Following 1.5 weeks of Q1 earnings…

3 months ago - TheFly

Southern Missouri Bancorp price target raised to $76 from $72 at Stephens

Stephens analyst Matt Olney raised the firm’s price target on Southern Missouri Bancorp (SMBC) to $76 from $72 and keeps an Overweight rating on the shares. Fiscal Q3 results were…

3 months ago - TheFly

Southern Missouri Bancorp Earnings Call Transcript: Q3 2026

Earnings and profitability improved year-over-year, with strong loan growth and margin expansion, though operating expenses and credit provisions rose. Credit quality remains manageable despite elevated non-performers, and capital levels support continued growth and shareholder returns.

3 months ago - Transcripts

Southern Missouri Bancorp Earnings release: Q3 2026

Southern Missouri Bancorp released its Q3 2026 earnings on April 23, 2026, summarizing the period's financial results.

3 months ago - Filings

Southern Missouri Bancorp Quarterly report: Q3 2026

Southern Missouri Bancorp has published its Q3 2026 quarterly earnings report on April 23, 2026.

3 months ago - Filings

SOUTHERN MISSOURI BANCORP REPORTS PRELIMINARY RESULTS FOR THIRD QUARTER OF FISCAL 2026; DECLARES QUARTERLY DIVIDEND OF $0.25 PER COMMON SHARE; CONFERENCE CALL SCHEDULED FOR THURSDAY, APRIL 23, AT 9:30 AM CENTRAL TIME

Poplar Bluff, Missouri, April 22, 2026 (GLOBE NEWSWIRE) -- Southern Missouri Bancorp, Inc. (“Company”) (NASDAQ: SMBC), the parent corporation of Southern Bank (“Bank”), today announced preliminary net...

3 months ago - GlobeNewsWire

Southern Missouri Bancorp price target raised to $65 from $64 at Keefe Bruyette

Keefe Bruyette raised the firm’s price target on Southern Missouri Bancorp (SMBC) to $65 from $64 and keeps a Market Perform rating on the shares.

4 months ago - TheFly

Southern Missouri Bancorp price target raised to $64 from $63 at Keefe Bruyette

Keefe Bruyette raised the firm’s price target on Southern Missouri Bancorp (SMBC) to $64 from $63 and keeps a Market Perform rating on the shares. Better core margin was offset…

6 months ago - TheFly

Southern Missouri Bancorp price target raised to $68 from $61 at Piper Sandler

Piper Sandler raised the firm’s price target on Southern Missouri Bancorp (SMBC) to $68 from $61 and keeps a Neutral rating on the shares. The firm notes results in Q2…

6 months ago - TheFly

Southern Missouri Bancorp price target raised to $73 from $71 at Stephens

Stephens analyst Matt Olney raised the firm’s price target on Southern Missouri Bancorp (SMBC) to $73 from $71 and keeps an Overweight rating on the shares following a fiscal Q2…

6 months ago - TheFly

Southern Missouri Bancorp Earnings Call Transcript: Q2 2026

Earnings and profitability improved with higher net interest income, stable margins, and strong loan and deposit growth. Credit quality remains manageable despite a modest rise in non-performing assets, and capital strength supports continued share repurchases and M&A opportunities.

6 months ago - Transcripts

Southern Missouri Bancorp Quarterly report: Q2 2026

Southern Missouri Bancorp has published its Q2 2026 quarterly earnings report on January 22, 2026.

6 months ago - Filings

Southern Missouri Bancorp Earnings release: Q2 2026

Southern Missouri Bancorp released its Q2 2026 earnings on January 22, 2026, summarizing the period's financial results.

6 months ago - Filings

Southern Missouri Bancorp sees Q2 EPS $1.62, consensus $1.54

Reports Q2 net interest margin 3.57%vs. 3.34% reported for the year ago period and 3.57% in Q1. Tangible book value per share was $44.65, having increased by $5.74, or 14.8%,…

6 months ago - TheFly

SOUTHERN MISSOURI BANCORP REPORTS PRELIMINARY RESULTS FOR SECOND QUARTER OF FISCAL 2026; DECLARES QUARTERLY DIVIDEND OF $0.25 PER COMMON SHARE; CONFERENCE CALL SCHEDULED FOR THURSDAY, JANUARY 22, AT 9:30 AM CENTRAL TIME

Poplar Bluff, Missouri, Jan. 21, 2026 (GLOBE NEWSWIRE) -- Southern Missouri Bancorp, Inc. (“Company”) (NASDAQ: SMBC), the parent corporation of Southern Bank (“Bank”), today announced preliminary net ...

6 months ago - GlobeNewsWire

Southern Missouri Bancorp price target raised to $63 from $61 at Keefe Bruyette

Keefe Bruyette analyst Kelly Motta raised the firm’s price target on Southern Missouri Bancorp (SMBC) to $63 from $61 and keeps a Market Perform rating on the shares. Published first…

9 months ago - TheFly

Southern Missouri Bancorp price target lowered to $60.50 from $66 at Piper Sandler

Piper Sandler lowered the firm’s price target on Southern Missouri Bancorp (SMBC) to $60.50 from $66 and keeps a Neutral rating on the shares. The firm notes the company posted…

9 months ago - TheFly