Southern Missouri Bancorp, Inc. (SMBC)

NASDAQ: SMBC · Real-Time Price · USD

76.30

-0.85 (-1.10%)

Aug 10, 2026, 3:06 PM EDT - Market open

Southern Missouri Bancorp Financials Overview

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Revenue & Profits

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Revenue	189.19	189.19	176.08	160.73	135.89	123.28
Revenue Growth	7.45%	7.45%	9.55%	18.28%	10.22%	8.38%
Net Income	20.19	71.84	58.58	50.18	39.24	47.17
Earnings Per Share	6.43	6.43	5.18	4.42	3.85	5.21
EPS Growth	24.13%	24.13%	17.20%	14.80%	-26.10%	-0.19%

Cash & Debt

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Cash & Investments	0	0	193.11	61.4	55.22	91.56
Total Debt	15.77	15.77	23.21	23.16	23.11	23.06
Net Cash (Debt)	-15.77	-15.77	169.9	38.24	32.12	68.51
Net Cash Growth	-	-	344.30%	19.06%	-53.12%	-37.34%
Net Cash Per Share	-1.42	-1.42	15.09	3.38	3.17	7.60

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Operating Cash Flow	93.87	81.56	70.27	62.02	67.34	51.76
Capital Expenditures	-3.93	-6.26	-9.05	-6.04	-4.62	-2.86
Free Cash Flow	89.94	75.29	61.22	55.98	62.73	48.91
Free Cash Flow Growth	43.34%	22.99%	9.35%	-10.75%	28.26%	35.86%

Margins

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Pretax Margin	46.04%	46.04%	42.02%	39.27%	36.40%	48.59%
Profit Margin	37.97%	37.97%	33.27%	31.22%	28.87%	38.26%
FCF Margin	0.00%	0.00%	42.76%	38.09%	41.20%	50.88%

Dividends

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Aug '26 Aug 10, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Dividend Per Share	1.080	-	0.920	0.840	0.840	0.800
Dividend Per Share Growth	8.51%	-	9.52%	0%	5.00%	29.03%
Dividend Yield	1.42%	0.00%	1.69%	1.87%	2.22%	1.77%

Valuation

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Aug '26 Aug 10, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
PE Ratio	12.75	11.85	10.58	10.18	9.99	8.69
Forward PE	11.34	-	10.38	10.54	9.07	8.30
P/FCF Ratio	9.45	-	8.22	8.36	7.78	6.72
PS Ratio	4.57	4.44	3.52	3.18	3.21	3.42