Southern Missouri Bancorp, Inc. (SMBC)

NASDAQ: SMBC · Real-Time Price · USD

72.21

+0.88 (1.23%)

Sep 24, 2026, 4:00 PM EDT - Market closed

Southern Missouri Bancorp Financials Overview

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Revenue & Profits

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Revenue	189.19	189.19	176.08	160.73	135.89	123.28
Revenue Growth	7.45%	7.45%	9.55%	18.28%	10.22%	8.38%
Net Income	71.53	71.53	58.31	49.93	39.05	46.97
Earnings Per Share	6.43	6.43	5.18	4.42	3.85	5.21
EPS Growth	24.13%	24.13%	17.20%	14.80%	-26.10%	-0.19%

Cash & Debt

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Cash & Investments	91.29	91.29	194.02	61.42	55.22	91.56
Total Debt	173.22	173.22	150.13	141.29	162.74	64.86
Net Cash (Debt)	-81.93	-81.93	43.89	-79.87	-107.52	26.7
Net Cash Growth	-	-	-	-	-	-45.54%
Net Cash Per Share	-7.36	-7.36	3.90	-7.07	-10.60	2.96

Cash Flow & CapEx

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Operating Cash Flow	80.52	80.52	81.56	70.27	62.02	67.34
Capital Expenditures	-3.96	-3.96	-6.26	-9.05	-6.04	-4.62
Free Cash Flow	76.56	76.56	75.29	61.22	55.98	62.73
Free Cash Flow Growth	1.69%	1.69%	22.99%	9.35%	-10.75%	28.26%

Margins

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Profit Margin	37.81%	37.81%	33.12%	31.06%	28.73%	38.10%
FCF Margin	40.47%	40.47%	42.76%	38.09%	41.20%	50.88%

Dividends

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 25, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Dividend Per Share	1.080	1.000	0.920	0.840	0.840	0.800
Dividend Per Share Growth	8.51%	8.70%	9.52%	0%	5.00%	29.03%
Dividend Yield	1.50%	1.32%	1.71%	1.93%	2.31%	1.91%

Valuation

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 25, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
PE Ratio	11.23	11.74	10.62	10.24	11.16	8.97
Forward PE	10.88	11.59	10.38	10.54	9.07	8.30
P/FCF Ratio	10.39	10.97	8.22	8.35	7.78	6.72
PS Ratio	4.20	4.44	3.52	3.18	3.21	3.42