Southern Missouri Bancorp, Inc. (SMBC)

NASDAQ: SMBC · Real-Time Price · USD

71.28

-1.29 (-1.78%)

Nov 5, 2026, 12:35 PM EST - Market open

Southern Missouri Bancorp Financials Overview

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Revenue & Profits

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Revenue	194.83	189.19	176.08	160.73	135.89	123.28
Revenue Growth	8.91%	7.45%	9.55%	18.28%	10.22%	8.38%
Net Income	74.96	71.53	58.31	49.93	39.05	46.97
Earnings Per Share	6.78	6.43	5.18	4.42	3.85	5.21
EPS Growth	24.25%	24.13%	17.20%	14.80%	-26.10%	-0.19%

Cash & Debt

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Cash & Investments	97.13	91.29	194.02	61.42	55.22	91.56
Total Debt	163.51	173.22	150.13	141.29	162.74	64.86
Net Cash (Debt)	-66.37	-81.93	43.89	-79.87	-107.52	26.7
Net Cash Growth	-	-	-	-	-	-45.54%
Net Cash Per Share	-6.00	-7.36	3.90	-7.07	-10.60	2.96

Cash Flow & CapEx

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Operating Cash Flow	-	80.52	81.56	70.27	62.02	67.34
Capital Expenditures	-	-3.96	-6.26	-9.05	-6.04	-4.62
Free Cash Flow	-	76.56	75.29	61.22	55.98	62.73
Free Cash Flow Growth	-	1.69%	22.99%	9.35%	-10.75%	28.26%

Margins

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Profit Margin	38.47%	37.81%	33.12%	31.06%	28.73%	38.10%
FCF Margin	-	40.47%	42.76%	38.09%	41.20%	50.88%

Dividends

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Nov '26 Nov 5, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Dividend Per Share	1.080	1.000	0.920	0.840	0.840	0.800
Dividend Per Share Growth	8.33%	8.70%	9.52%	0%	5.00%	29.03%
Dividend Yield	1.49%	1.31%	1.68%	1.85%	2.19%	1.75%

Valuation

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Nov '26 Nov 5, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
PE Ratio	10.51	11.74	10.62	10.24	11.16	8.97
Forward PE	10.81	11.59	10.38	10.54	9.07	8.30
P/FCF Ratio	10.42	10.97	8.22	8.35	7.78	6.72
PS Ratio	4.10	4.44	3.52	3.18	3.21	3.42