Southern Missouri Bancorp, Inc. (SMBC)
NASDAQ: SMBC · Real-Time Price · USD
73.01
+0.38 (0.52%)
At close: Sep 2, 2026, 4:00 PM EDT
73.11
+0.10 (0.14%)
After-hours: Sep 2, 2026, 7:30 PM EDT

Southern Missouri Bancorp Financials Overview

Millions USD. Fiscal year is Jul - Jun.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
Revenue
185.73176.08160.73135.89123.28113.75
Revenue Growth
7.41%9.55%18.28%10.22%8.38%28.99%
Net Income
67.0558.3149.9339.0546.9747.03
Earnings Per Share
5.985.184.423.855.215.22
EPS Growth
19.89%17.20%14.80%-26.10%-0.19%74.58%

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
Cash & Investments
93.84194.0261.4255.2291.56124.57
Total Debt
155.61150.13141.29162.7464.8675.54
Net Cash (Debt)
-61.7743.89-79.87-107.5226.749.03
Net Cash Growth
-----45.54%-
Net Cash Per Share
-5.523.90-7.07-10.602.965.44

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
Operating Cash Flow
93.8781.5670.2762.0267.3451.76
Capital Expenditures
-3.93-6.26-9.05-6.04-4.62-2.86
Free Cash Flow
89.9475.2961.2255.9862.7348.91
Free Cash Flow Growth
43.34%22.99%9.35%-10.75%28.26%35.86%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
Profit Margin
36.10%33.12%31.06%28.73%38.10%41.34%
FCF Margin
48.43%42.76%38.09%41.20%50.88%42.99%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
Dividend Per Share
1.0800.9200.8400.8400.8000.620
Dividend Per Share Growth
8.51%9.52%0%5.00%29.03%3.33%
Dividend Yield
1.48%1.71%1.93%2.31%1.91%1.51%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
PE Ratio
12.2110.6210.2411.168.978.54
Forward PE
10.9010.3810.549.078.3011.41
P/FCF Ratio
8.948.228.357.786.728.21
PS Ratio
4.333.523.183.213.423.53