Southern Missouri Bancorp, Inc. (SMBC)

NASDAQ: SMBC · Real-Time Price · USD
66.62
-0.71 (-1.05%)
At close: May 15, 2026, 4:00 PM EDT
66.72
+0.10 (0.15%)
After-hours: May 15, 2026, 4:10 PM EDT
Market Cap733.86M +23.6%
Revenue (ttm)185.73M +7.4%
Net Income67.05M +19.6%
EPS5.98 +19.9%
Shares Out 11.02M
PE Ratio11.14
Forward PE10.20
Dividend$1.00 (1.50%)
Ex-Dividend DateMay 15, 2026
Volume83,720
Open67.18
Previous Close67.33
Day's Range66.09 - 67.83
52-Week Range47.60 - 70.10
Beta0.89
AnalystsHold
Price Target69.50 (+4.32%)
Earnings DateApr 22, 2026

About SMBC

Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. The company offers deposits products, including interest-bearing and noninterest-bearing transaction accounts, money market deposit accounts, saving accounts, certificates of deposit, and retirement savings plans. It also provides loans secured by mortgages on one- to four-family residences and commercial and agricultural real estate; construction loans o... [Read more]

Sector Financials
Founded 1887
Employees 739
Stock Exchange NASDAQ
Ticker Symbol SMBC
Full Company Profile

Financial Performance

In fiscal year 2025, Southern Missouri Bancorp's revenue was $176.08 million, an increase of 9.55% compared to the previous year's $160.73 million. Earnings were $58.31 million, an increase of 16.80%.

Financial Statements

Analyst Summary

According to 4 analysts, the average rating for SMBC stock is "Hold." The 12-month stock price target is $69.5, which is an increase of 4.32% from the latest price.

Price Target
$69.5
(4.32% upside)
Analyst Consensus: Hold
Stock Forecasts

News

Southern Missouri Bancorp price target raised to $73 from $65 at Keefe Bruyette

Keefe Bruyette analyst Kelly Motta raised the firm’s price target on Southern Missouri Bancorp (SMBC) to $73 from $65 and keeps a Market Perform rating on the shares. Published first…

18 days ago - TheFly

Southern Missouri Bancorp price target raised to $71 from $68 at Piper Sandler

Piper Sandler raised the firm’s price target on Southern Missouri Bancorp (SMBC) to $71 from $68 and keeps a Neutral rating on the shares. Following 1.5 weeks of Q1 earnings…

19 days ago - TheFly

Southern Missouri Bancorp price target raised to $76 from $72 at Stephens

Stephens analyst Matt Olney raised the firm’s price target on Southern Missouri Bancorp (SMBC) to $76 from $72 and keeps an Overweight rating on the shares. Fiscal Q3 results were…

22 days ago - TheFly

Southern Missouri Bancorp Earnings Call Transcript: Q3 2026

Earnings and profitability improved year-over-year, with strong loan growth and margin expansion, though operating expenses and credit provisions rose. Credit quality remains manageable despite elevated non-performers, and capital levels support continued growth and shareholder returns.

22 days ago - Transcripts

SOUTHERN MISSOURI BANCORP REPORTS PRELIMINARY RESULTS FOR THIRD QUARTER OF FISCAL 2026; DECLARES QUARTERLY DIVIDEND OF $0.25 PER COMMON SHARE; CONFERENCE CALL SCHEDULED FOR THURSDAY, APRIL 23, AT 9:30 AM CENTRAL TIME

Poplar Bluff, Missouri, April 22, 2026 (GLOBE NEWSWIRE) -- Southern Missouri Bancorp, Inc. (“Company”) (NASDAQ: SMBC), the parent corporation of Southern Bank (“Bank”), today announced preliminary net...

23 days ago - GlobeNewsWire

Southern Missouri Bancorp price target raised to $65 from $64 at Keefe Bruyette

Keefe Bruyette raised the firm’s price target on Southern Missouri Bancorp (SMBC) to $65 from $64 and keeps a Market Perform rating on the shares.

5 weeks ago - TheFly

Southern Missouri Bancorp price target raised to $64 from $63 at Keefe Bruyette

Keefe Bruyette raised the firm’s price target on Southern Missouri Bancorp (SMBC) to $64 from $63 and keeps a Market Perform rating on the shares. Better core margin was offset…

3 months ago - TheFly

Southern Missouri Bancorp price target raised to $68 from $61 at Piper Sandler

Piper Sandler raised the firm’s price target on Southern Missouri Bancorp (SMBC) to $68 from $61 and keeps a Neutral rating on the shares. The firm notes results in Q2…

3 months ago - TheFly

Southern Missouri Bancorp price target raised to $73 from $71 at Stephens

Stephens analyst Matt Olney raised the firm’s price target on Southern Missouri Bancorp (SMBC) to $73 from $71 and keeps an Overweight rating on the shares following a fiscal Q2…

4 months ago - TheFly

Southern Missouri Bancorp Earnings Call Transcript: Q2 2026

Earnings and profitability improved with higher net interest income, stable margins, and strong loan and deposit growth. Credit quality remains manageable despite a modest rise in non-performing assets, and capital strength supports continued share repurchases and M&A opportunities.

4 months ago - Transcripts

Southern Missouri Bancorp sees Q2 EPS $1.62, consensus $1.54

Reports Q2 net interest margin 3.57%vs. 3.34% reported for the year ago period and 3.57% in Q1. Tangible book value per share was $44.65, having increased by $5.74, or 14.8%,…

4 months ago - TheFly

SOUTHERN MISSOURI BANCORP REPORTS PRELIMINARY RESULTS FOR SECOND QUARTER OF FISCAL 2026; DECLARES QUARTERLY DIVIDEND OF $0.25 PER COMMON SHARE; CONFERENCE CALL SCHEDULED FOR THURSDAY, JANUARY 22, AT 9:30 AM CENTRAL TIME

Poplar Bluff, Missouri, Jan. 21, 2026 (GLOBE NEWSWIRE) -- Southern Missouri Bancorp, Inc. (“Company”) (NASDAQ: SMBC), the parent corporation of Southern Bank (“Bank”), today announced preliminary net ...

4 months ago - GlobeNewsWire

Southern Missouri Bancorp price target raised to $63 from $61 at Keefe Bruyette

Keefe Bruyette analyst Kelly Motta raised the firm’s price target on Southern Missouri Bancorp (SMBC) to $63 from $61 and keeps a Market Perform rating on the shares. Published first…

7 months ago - TheFly

Southern Missouri Bancorp price target lowered to $60.50 from $66 at Piper Sandler

Piper Sandler lowered the firm’s price target on Southern Missouri Bancorp (SMBC) to $60.50 from $66 and keeps a Neutral rating on the shares. The firm notes the company posted…

7 months ago - TheFly

Southern Missouri Bancorp Earnings Call Transcript: Q1 2026

Earnings and profitability remained stable with net interest margin expansion and strong loan growth, offset by higher credit loss provisions and lower fee income. Asset quality is now in line with industry averages, and capital remains strong, supporting further share repurchases and potential M&A.

7 months ago - Transcripts

Southern Missouri Bancorp reports preliminary Q1 EPS $1.38, consensus $1.31

Reports preliminary Q1 net interest margin 3.57%, up from 3.34% for the year ago period, and up from 3.47% for Q4 2025, the linked quarter. Tangible book value per share…

7 months ago - TheFly

SOUTHERN MISSOURI BANCORP REPORTS PRELIMINARY RESULTS FOR FIRST QUARTER OF FISCAL 2026; DECLARES QUARTERLY DIVIDEND OF $0.25 PER COMMON SHARE; CONFERENCE CALL SCHEDULED FOR THURSDAY, OCTOBER 23, AT 9:30 AM CENTRAL TIME

Poplar Bluff, Missouri, Oct. 22, 2025 (GLOBE NEWSWIRE) -- Southern Missouri Bancorp, Inc. (“Company”) (NASDAQ: SMBC), the parent corporation of Southern Bank (“Bank”), today announced preliminary net ...

7 months ago - GlobeNewsWire

Southern Missouri Bancorp assumed with a Neutral at Piper Sandler

Piper Sandler analyst Nathan Race assumed coverage of Southern Missouri Bancorp (SMBC) with a Neutral rating and $66 price target The firm views the bank as an attractive long-term holding…

9 months ago - TheFly

Southern Missouri Bancorp price target raised to $63 from $60 at Keefe Bruyette

Keefe Bruyette raised the firm’s price target on Southern Missouri Bancorp (SMBC) to $63 from $60 and keeps a Market Perform rating on the shares.

10 months ago - TheFly

Southern Missouri Bancorp Earnings Call Transcript: Q4 2025

Earnings and profitability improved year-over-year, driven by higher net interest margin, loan growth, and increased non-interest income. Credit quality remains solid but has weakened, especially in agriculture and special purpose CRE, while the outlook for loan growth and margin expansion in fiscal 2026 is positive.

10 months ago - Transcripts

SOUTHERN MISSOURI BANCORP REPORTS PRELIMINARY RESULTS FOR FOURTH QUARTER OF FISCAL 2025; DECLARES QUARTERLY DIVIDEND OF $0.25 PER COMMON SHARE; CONFERENCE CALL SCHEDULED FOR THURSDAY, JULY 24, AT 9:30 AM CENTRAL TIME

Poplar Bluff, Missouri, July 23, 2025 (GLOBE NEWSWIRE) -- Southern Missouri Bancorp, Inc. (“Company”) (NASDAQ: SMBC), the parent corporation of Southern Bank (“Bank”), today announced preliminary net ...

10 months ago - GlobeNewsWire

Southern Missouri Bancorp price target lowered to $60 from $62 at Keefe Bruyette

Keefe Bruyette analyst Kelly Motta lowered the firm’s price target on Southern Missouri Bancorp (SMBC) to $60 from $62 and keeps a Market Perform rating on the shares. Published first…

1 year ago - TheFly

Southern Missouri Bancorp Transcript: Status Update

Earnings and profitability improved with higher net interest margin and strong deposit growth. Credit quality saw some normalization, but issues remain modest and well-reserved. Loan growth is expected to pick up, and margin outlook remains positive as funding costs decline.

1 year ago - Transcripts

Southern Missouri Bancorp sees Q3 EPS $1.39, consensus $1.29

Reports Q3 net interest margin 3.39% vs. 3.15% last year and 3.36% for the Q2. Tangible book value per share was $40.37, having increased by $4.86, or 13.7%, as compared…

1 year ago - TheFly

SOUTHERN MISSOURI BANCORP REPORTS PRELIMINARY RESULTS FOR THIRD QUARTER OF FISCAL 2025; DECLARES QUARTERLY DIVIDEND OF $0.23 PER COMMON SHARE; CONFERENCE CALL SCHEDULED FOR TUESDAY, APRIL 22, AT 8:30 AM CENTRAL TIME

Poplar Bluff, Missouri, April 21, 2025 (GLOBE NEWSWIRE) -- Southern Missouri Bancorp, Inc. (“Company”) (NASDAQ: SMBC), the parent corporation of Southern Bank (“Bank”), today announced preliminary net...

1 year ago - GlobeNewsWire