Southern Missouri Bancorp, Inc. (SMBC)
NASDAQ: SMBC · Real-Time Price · USD
72.21
+0.88 (1.23%)
Sep 24, 2026, 4:00 PM EDT - Market closed

Southern Missouri Bancorp Statistics

Total Valuation

SMBC has a market cap or net worth of $795.27 million. The enterprise value is $877.20 million.

Market Cap795.27M
Enterprise Value 877.20M

Important Dates

The next estimated earnings date is Wednesday, October 21, 2026, after market close.

Earnings Date Oct 21, 2026
Ex-Dividend Date Aug 14, 2026

Share Statistics

SMBC has 11.01 million shares outstanding. The number of shares has decreased by -1.13% in one year.

Current Share Class 11.01M
Shares Outstanding 11.01M
Shares Change (YoY) -1.13%
Shares Change (QoQ) -0.59%
Owned by Insiders (%) 15.53%
Owned by Institutions (%) 58.51%
Float 9.30M

Valuation Ratios

The trailing PE ratio is 11.23 and the forward PE ratio is 10.88.

PE Ratio 11.23
Forward PE 10.88
PS Ratio 4.20
Forward PS 3.77
PB Ratio 1.35
P/TBV Ratio 1.52
P/FCF Ratio 10.39
P/OCF Ratio 9.88
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 12.26
EV / Sales 4.64
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 11.46

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 2.26
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 12.65%.

Return on Equity (ROE) 12.65%
Return on Assets (ROA) 1.40%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 7.34%
Revenue Per Employee $256,011
Profits Per Employee $96,786
Employee Count739
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, SMBC has paid $15.27 million in taxes.

Income Tax 15.27M
Effective Tax Rate 17.53%

Stock Price Statistics

The stock price has increased by +31.39% in the last 52 weeks. The beta is 0.85, so SMBC's price volatility has been lower than the market average.

Beta (5Y) 0.85
52-Week Price Change +31.39%
50-Day Moving Average 75.24
200-Day Moving Average 68.26
Relative Strength Index (RSI) 40.17
Average Volume (20 Days) 96,820

Short Selling Information

The latest short interest is 270,846, so 2.46% of the outstanding shares have been sold short.

Short Interest 270,846
Short Previous Month 337,227
Short % of Shares Out 2.46%
Short % of Float 2.91%
Short Ratio (days to cover) 2.91

Income Statement

In the last 12 months, SMBC had revenue of $189.19 million and earned $71.53 million in profits. Earnings per share was $6.43.

Revenue189.19M
Gross Profit 189.19M
Operating Income 92.62M
Pretax Income 87.10M
Net Income 71.53M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $6.43
Full Income Statement

Balance Sheet

The company has $91.29 million in cash and $173.22 million in debt, with a net cash position of -$81.93 million or -$7.44 per share.

Cash & Cash Equivalents 91.29M
Total Debt 173.22M
Net Cash -81.93M
Net Cash Per Share -$7.44
Equity (Book Value) 590.68M
Book Value Per Share 53.64
Working Capital -4.39B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $80.52 million and capital expenditures -$3.96 million, giving a free cash flow of $76.56 million.

Operating Cash Flow 80.52M
Capital Expenditures -3.96M
Depreciation & Amortization n/a
Net Borrowing 23.85M
Free Cash Flow 76.56M
FCF Per Share $6.95
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 48.95%
Pretax Margin 46.04%
Profit Margin 37.97%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 40.47%

Dividends & Yields

This stock pays an annual dividend of $1.08, which amounts to a dividend yield of 1.49%.

Dividend Per Share $1.08
Dividend Yield 1.49%
Dividend Growth (YoY) 8.51%
Years of Dividend Growth 14
Payout Ratio 16.80%
FCF Payout Ratio 15.54%
Buyback Yield 1.13%
Shareholder Yield 2.62%
Earnings Yield 8.99%
FCF Yield 9.63%
Dividend Details

Analyst Forecast

The average price target for SMBC is $81.67, which is 12.98% higher than the current price. The consensus rating is "Hold".

Price Target $81.67
Price Target Difference 12.98%
Analyst Consensus Hold
Analyst Count 4
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on February 2, 2015. It was a forward split with a ratio of 2:1.

Last Split Date Feb 2, 2015
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4