South Plains Financial, Inc. (SPFI)

NASDAQ: SPFI · Real-Time Price · USD

40.59

+0.15 (0.37%)

At close: May 29, 2026, 4:00 PM EDT

40.36

-0.23 (-0.57%)

After-hours: May 29, 2026, 7:31 PM EDT

South Plains Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	171.32	167	147.1	139.75	138.48	121.76
Net Interest Income Growth	14.02%	13.53%	5.26%	0.92%	13.73%	-0.43%
Non-Interest Income	45.93	44.89	48.07	79.23	76.15	97.47
Non-Interest Income Growth	-7.92%	-6.62%	-39.32%	4.05%	-21.88%	-4.07%
Revenues Before Loan Losses	217.25	211.89	195.17	218.97	214.62	219.23
Provision for Credit Losses	5.04	5.2	4.3	4.61	-2.62	-1.92
Revenue	212.22	206.69	190.87	214.36	217.24	221.15
Revenue Growth (YoY)	8.14%	8.29%	-10.96%	-1.32%	-1.77%	11.51%
Compensation Expenses	77.66	76.95	74.34	79.38	86.32	93.36
Selling, General & Admin	40.32	38.18	36.63	34.96	40.24	36.79
Other Non-Interest Expenses	17.85	17.49	16.61	20.61	17.52	17.88
Total Non-Interest Expense	135.12	132.62	127.58	134.95	144.09	148.03
Pretax Income	76.73	74.07	63.29	79.42	73.15	73.12
Provision for Income Taxes	16.01	15.6	13.58	16.67	14.91	14.51
Net Income	60.72	58.47	49.72	62.75	58.24	58.61
Net Income to Common	60.72	58.47	49.72	62.75	58.24	58.61
Net Income Growth	18.74%	17.61%	-20.76%	7.74%	-0.64%	29.24%
Shares Outstanding (Basic)	16	16	16	17	17	18
Shares Outstanding (Diluted)	17	17	17	17	18	18
Shares Change (YoY)	-0.45%	-0.28%	-1.74%	-3.81%	-2.56%	0.83%
EPS (Basic)	3.73	3.59	3.03	3.73	3.35	3.26
EPS (Diluted)	3.57	3.44	2.92	3.62	3.23	3.17
EPS Growth	19.00%	17.81%	-19.34%	12.07%	1.89%	28.34%
Shares Outstanding	16.34	16.29	16.46	16.42	17.03	17.76
Free Cash Flow	61.69	71.83	56.03	53.86	119.12	93.35
Free Cash Flow Growth	-14.12%	28.20%	4.03%	-54.79%	27.61%	3928.96%
Free Cash Flow Per Share	3.63	4.23	3.29	3.11	6.61	5.05
Dividends Per Share	0.640	0.620	0.560	0.520	0.460	0.300
Dividend Growth	3.23%	10.71%	7.69%	13.04%	53.33%	114.29%
Profit Margin	28.61%	28.29%	26.05%	29.27%	26.81%	26.50%
FCF Margin	29.07%	34.75%	29.35%	25.12%	54.83%	42.21%
EBITDA	8.37	8.53	9.35	9.79	11.04	10.95
EBITDA Margin	3.95%	4.13%	4.90%	4.57%	5.08%	4.95%
Effective Tax Rate	20.86%	21.06%	21.45%	20.99%	20.38%	19.84%

SEC Filings: 10-K · 10-Q