South Plains Financial, Inc. (SPFI)

South Plains Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 28, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	839	632	572	475	469	494
Market Cap Growth	66.97%	10.55%	20.28%	1.43%	-5.09%	44.19%
Enterprise Value	343.77	692.68	682.19	585.61	591.11	616.08
Last Close Price	43.83	38.80	34.75	28.96	27.53	27.81
PE Ratio	12.75	11.28	11.90	8.00	8.52	8.77
Forward PE	11.13	10.75	13.00	12.09	10.93	11.94
PS Ratio	4.05	3.06	3.00	2.22	2.16	2.23
PB Ratio	1.43	1.28	1.30	1.17	1.31	1.21
P/TBV Ratio	1.51	1.33	1.35	1.23	1.39	1.26
P/FCF Ratio	11.64	8.80	10.21	8.83	3.94	5.29
P/OCF Ratio	10.79	8.16	9.63	8.12	3.79	5.13
EV/Sales Ratio	1.66	3.35	3.57	2.73	2.72	2.79
EV/EBITDA Ratio	-	81.23	72.93	59.80	53.56	56.27
EV/FCF Ratio	4.79	9.64	12.18	10.87	4.96	6.60
Debt / Equity Ratio	0.12	0.12	0.25	0.27	0.34	0.30
Debt / EBITDA Ratio	7.09	7.09	11.80	11.25	11.09	11.16
Debt / FCF Ratio	0.84	0.84	1.97	2.05	1.03	1.31
Net Debt / Equity Ratio	0.12	0.12	0.25	0.27	0.34	0.30
Net Debt / EBITDA Ratio	7.09	7.09	11.80	11.25	11.09	11.16
Net Debt / FCF Ratio	0.84	0.84	1.97	2.05	1.03	1.31
Asset Turnover	0.05	0.05	0.05	0.05	0.06	0.06
Return on Equity (ROE)	12.54%	12.54%	11.75%	16.42%	15.24%	15.08%
Earnings Yield	6.99%	8.87%	8.40%	12.50%	11.73%	11.40%
FCF Yield	8.59%	11.36%	9.80%	11.33%	25.41%	18.90%
Dividend Yield	1.55%	1.60%	1.61%	1.79%	1.68%	1.85%
Payout Ratio	19.19%	17.28%	18.41%	13.94%	13.76%	15.74%
Buyback Yield / Dilution	0.28%	0.28%	1.74%	3.81%	2.55%	-0.84%
Total Shareholder Return	1.83%	1.88%	3.35%	5.60%	4.23%	1.01%

Updated Mar 5, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q