South Plains Financial, Inc. (SPFI)
NASDAQ: SPFI · Real-Time Price · USD
45.63
+0.34 (0.75%)
At close: Sep 4, 2026, 4:00 PM EDT
45.63
0.00 (0.00%)
After-hours: Sep 4, 2026, 4:10 PM EDT

South Plains Financial Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
860630570477468495
Market Cap Growth
31.02%10.69%19.32%1.99%-5.40%44.56%
Last Close Price
45.6338.3333.7627.6125.7125.53

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.4110.7811.467.618.048.44
PS Ratio
3.843.052.982.262.152.24
PB Ratio
1.371.281.301.171.311.21
P/FCF Ratio
11.398.7810.168.863.935.30
P/OCF Ratio
10.658.149.598.153.795.14

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.100.140.270.300.370.30
Debt / FCF Ratio
0.800.952.132.231.101.31
Net Debt / Equity Ratio
-1.17-1.00-0.58-0.55-0.34-0.91
Net Debt / FCF Ratio
-9.75-6.86-4.54-4.19-1.03-3.96
Return on Equity (ROE)
12.02%12.54%11.75%16.42%15.24%15.08%
Return on Assets (ROA)
1.33%1.34%1.18%1.54%1.48%1.56%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
7.57%9.28%8.73%13.15%12.44%11.85%
FCF Yield
8.78%11.39%9.84%11.28%25.45%18.87%
Dividend Yield
1.58%1.62%1.66%1.88%1.79%1.18%
Payout Ratio
18.49%17.27%18.41%13.94%13.76%9.19%
Buyback Yield / Dilution
-3.79%0.28%1.74%3.81%2.56%-0.83%
Total Shareholder Return
-2.21%1.90%3.40%5.69%4.34%0.34%
SEC Filings: 10-K · 10-Q