South Plains Financial, Inc. (SPFI)
NASDAQ: SPFI · Real-Time Price · USD
42.65
-0.15 (-0.35%)
Nov 13, 2026, 4:00 PM EST - Market closed

South Plains Financial Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
804630570477468495
Market Cap Growth
30.40%10.69%19.32%1.99%-5.40%44.56%
Last Close Price
42.6538.1733.6127.5025.6025.42

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.2710.7811.467.618.048.44
PS Ratio
3.433.052.982.262.152.24
PB Ratio
1.291.281.301.171.311.21
P/FCF Ratio
9.628.7810.168.863.935.30
P/OCF Ratio
9.208.149.598.153.795.14

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.100.140.270.300.370.30
Debt / FCF Ratio
0.730.952.132.231.101.31
Net Debt / Equity Ratio
-1.17-1.00-0.58-0.55-0.34-0.91
Net Debt / FCF Ratio
-8.69-6.86-4.54-4.19-1.03-3.96
Return on Equity (ROE)
12.64%12.54%11.75%16.42%15.24%15.08%
Return on Assets (ROA)
1.41%1.34%1.18%1.54%1.48%1.56%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
8.88%9.28%8.73%13.15%12.44%11.85%
FCF Yield
10.39%11.39%9.84%11.28%25.45%18.87%
Dividend Yield
1.69%1.60%1.62%1.79%1.67%1.08%
Payout Ratio
18.76%17.27%18.41%13.94%13.76%9.19%
Buyback Yield / Dilution
-7.75%0.28%1.74%3.81%2.56%-0.83%
Total Shareholder Return
-6.06%1.88%3.36%5.60%4.23%0.24%
SEC Filings: 10-K · 10-Q