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South Plains Financial, Inc. (SPFI)
NASDAQ: SPFI · Real-Time Price · USD
42.98
+0.44 (1.03%)
At close: Oct 15, 2026, 4:00 PM EDT
42.95
-0.03 (-0.07%)
After-hours: Oct 15, 2026, 7:30 PM EDT

South Plains Financial Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
809630570477468495
Market Cap Growth
27.78%10.69%19.32%1.99%-5.40%44.56%
Last Close Price
42.9538.3333.7627.6125.7125.53

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.6810.7811.467.618.048.44
PS Ratio
3.623.052.982.262.152.24
PB Ratio
1.281.281.301.171.311.21
P/FCF Ratio
10.728.7810.168.863.935.30
P/OCF Ratio
10.038.149.598.153.795.14

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.100.140.270.300.370.30
Debt / FCF Ratio
0.800.952.132.231.101.31
Net Debt / Equity Ratio
-1.17-1.00-0.58-0.55-0.34-0.91
Net Debt / FCF Ratio
-9.75-6.86-4.54-4.19-1.03-3.96
Return on Equity (ROE)
12.02%12.54%11.75%16.42%15.24%15.08%
Return on Assets (ROA)
1.33%1.34%1.18%1.54%1.48%1.56%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
8.05%9.28%8.73%13.15%12.44%11.85%
FCF Yield
9.33%11.39%9.84%11.28%25.45%18.87%
Dividend Yield
1.68%1.60%1.62%1.79%1.67%1.08%
Payout Ratio
18.49%17.27%18.41%13.94%13.76%9.19%
Buyback Yield / Dilution
-3.79%0.28%1.74%3.81%2.56%-0.83%
Total Shareholder Return
-2.11%1.88%3.36%5.60%4.23%0.24%
SEC Filings: 10-K · 10-Q