Upstart Holdings, Inc. (UPST)

Market Cap	2.35B -53.0%
Revenue (ttm)	1.29B +45.3%
Net Income	60.33M
EPS	0.52
Shares Out	97.31M
PE Ratio	46.07
Forward PE	7.85
Dividend	n/a
Ex-Dividend Date	n/a

Volume	2,688,202
Open	24.44
Previous Close	24.19
Day's Range	23.82 - 24.50
52-Week Range	22.56 - 55.22
Beta	2.43
Analysts	Buy
Price Target	40.00 (+65.98%)
Earnings Date	Nov 3, 2026

About UPST

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

• Industry: Credit Services
• Sector: Financials
• IPO Date: Dec 16, 2020
• Employees: 1,405
• Stock Exchange: Nasdaq
• Ticker Symbol: UPST
• Website: https://www.upstart.com

Analyst Summary

According to 16 analysts, the average rating for UPST stock is "Buy." The 12-month stock price target is $40.0, which is an increase of 65.98% from the latest price.

Price Target

$40.0

(65.98% upside)

Analyst Consensus: Buy

Data Sources: S&P Global Market Intelligence, CBOE, and more

Fundamental and historical data is provided by S&P Global Market Intelligence. Real-time stock price data is provided by CBOE and 15-minute delayed consolidated tape pricing data is provided by Nasdaq UTP.

Last checked:

Oct 10, 2026

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