Yiren Digital Ltd. (YRD)

NYSE: YRD · Real-Time Price · USD
1.220
-0.010 (-0.81%)
At close: Jun 5, 2026, 4:00 PM EDT
1.240
+0.020 (1.64%)
After-hours: Jun 5, 2026, 7:21 PM EDT
Market Cap106.74M -80.3%
Revenue (ttm)817.69M -1.5%
Net Income7.80M -96.6%
EPS0.09 -96.6%
Shares Out 87.49M
PE Ratio13.78
Forward PEn/a
Dividend$0.20 (16.39%)
Ex-Dividend DateSep 30, 2025
Volume75,648
Open1.230
Previous Close1.230
Day's Range1.195 - 1.250
52-Week Range1.195 - 7.680
Beta1.06
Analystsn/a
Price Targetn/a
Earnings DateJun 22, 2026

About YRD

Yiren Digital Ltd. provides financial services through an AI-powered Fintech platform in China. Its platform provides a suite of financial and lifestyle services. The company offers credit solutions, insurance brokerage, and others. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. The company was founded in 2012 and is based in Beijing, the People’s Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited.

Sector Financials
IPO Date Dec 18, 2015
Employees 981
Stock Exchange NYSE
Ticker Symbol YRD
Full Company Profile

Financial Performance

In 2025, Yiren Digital's revenue was 5.72 billion, a decrease of -1.49% compared to the previous year's 5.81 billion. Earnings were 54.53 million, a decrease of -96.55%.

Financial numbers in CNY Financial Statements

News

Yiren Digital comments on reports regarding controlling shareholder affiliates

Yiren Digital commented on recent media reports concerning certain financial products offered by affiliates of the company’s controlling shareholder. “Yiren Digital is an independent company listed on...

10 days ago - TheFly

Yiren Digital Expands AI Application-Layer Strategic Investments

Covering AI Entertainment, AI-Assisted Language Learning, and AI Research Productivity Supported by Structured Investment Options and Future Ownership Rights BEIJING, May 26, 2026 /PRNewswire/ -- Yire...

10 days ago - PRNewsWire

Yiren Digital Comments on Recent Media Reports Concerning Affiliates of Its Controlling Shareholder

BEIJING, May 26, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading fintech company specializing in digital consumer lending, insurance and financial tec...

10 days ago - PRNewsWire

Yiren Digital Advances Transition to AI-Native, Multi-Industry Operating Model with Enterprise AI Architecture Rollout

Proprietary Multi-Agent Architecture Enables AI-Driven Execution Across Financial Services and Emerging AI-Native Verticals BEIJING, May 14, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren...

22 days ago - PRNewsWire

Yiren Digital Transcript: Deutsche Bank ADR Virtual Investor Conference

AI-driven lending and insurance operations achieved record repeat borrowing, reduced default rates, and significant cost savings. Internet insurance premiums grew rapidly, with digital channels expected to drive half of insurance revenue by 2027. Expansion into Southeast Asia and commercialization of AI services are key growth drivers.

5 weeks ago - Transcripts

Yiren Digital to Present at the dbVIC - Deutsche Bank ADR Virtual Investor Conference on April 28, 2026

Company invites individual and institutional investors, as well as advisors and analysts, to attend online at VirtualInvestorConferences.com BEIJING, April 22, 2026 /PRNewswire/ -- Yiren Digital Ltd. ...

6 weeks ago - PRNewsWire

Yiren Digital Named to S&P Global Sustainability Yearbook (China Edition) 2026, Honored as Industry Mover

BEIJING, April 16, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading fintech company specializing in digital consumer lending, insurance and financial t...

7 weeks ago - PRNewsWire

Yiren Digital Shareholders Are Encouraged to Reach Out to Johnson Fistel for More Information About Potentially Recovering Their Losses

SAN DIEGO, March 19, 2026 (GLOBE NEWSWIRE) -- Johnson Fistel, PLLP is investigating potential claims on behalf of investors of Yiren Digital Ltd. (NYSE: YRD).

2 months ago - GlobeNewsWire

Yiren Digital Earnings Call Transcript: Q4 2025

AI innovation and internet insurance drove growth amid regulatory and credit headwinds in 2025. Loan facilitation volume rose 26% year-over-year, while AI delivered RMB 80 million in direct cost savings. Delinquency rates peaked in October but have since improved.

2 months ago - Transcripts

Yiren Digital Earnings release: Q4 2025

Yiren Digital released its Q4 2025 earnings on March 19, 2026, summarizing the period's financial results.

2 months ago - Filings

Yiren Digital Slides: Q4 2025

Yiren Digital has posted slides in relation to its Q4 2025 quarterly earnings report, which was published on March 19, 2026.

2 months ago - Filings

Yiren Digital Annual report: Q4 2025

Yiren Digital has published its Q4 2025 annual report on March 19, 2026.

2 months ago - Filings

Yiren Digital Reports Fourth Quarter and Fiscal Year 2025 Financial Results

BEIJING, March 19, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading fintech company specializing in digital consumer lending, insurance and financial t...

2 months ago - PRNewsWire

Yiren Digital to Report Fourth Quarter and Full Year 2025 Financial Results on March 19, 2026

BEIJING, March 11, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading fintech company specializing in digital consumer lending, insurance and financial t...

3 months ago - PRNewsWire

Yiren Digital Recognized with "Annual Digital Intelligence Innovative Application Award" by Caijing New Media

BEIJING, Jan. 22, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading Fintech company specializing in digital consumer lending, insurance and financial te...

4 months ago - PRNewsWire

A Decade of Growth: Celebrating 10 Years Since Public Listing and Looking Ahead

BEIJING , Dec. 18, 2025 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading fintech company specializing in digital consumer lending, insurance and financial t...

6 months ago - PRNewsWire

Yiren Digital Wins "Technology Innovation Leadership Award for Listed Companies" at the 23rd China's Financial Annual Champion Awards

BEIJING , Dec. 11, 2025 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading Fintech company specializing in digital consumer lending, insurance and financial t...

6 months ago - PRNewsWire

Yiren Digital Earnings Call Transcript: Q3 2025

Revenue grew 5.1% year-over-year to RMB 1.55 billion, led by 70% growth in financial services and strong Internet insurance momentum. Net income declined 12% sequentially due to higher provisions and industry-wide asset quality pressure. Q4 revenue is projected at RMB 1.4–1.6 billion.

6 months ago - Transcripts

Yiren Digital Earnings release: Q3 2025

Yiren Digital released its Q3 2025 earnings on November 25, 2025, summarizing the period's financial results.

6 months ago - Filings

Yiren Digital Slides: Q3 2025

Yiren Digital has posted slides in relation to its Q3 2025 quarterly earnings report, which was published on November 25, 2025.

6 months ago - Filings

Yiren Digital Reports Third Quarter 2025 Financial Results

BEIJING , Nov. 25, 2025 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading fintech company specializing in digital consumer lending, insurance and financial t...

6 months ago - PRNewsWire

Yiren Digital to Report Third Quarter 2025 Financial Results on November 25, 2025

BEIJING , Nov. 18, 2025 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading fintech company specializing in digital consumer lending, insurance and financial t...

7 months ago - PRNewsWire

Yiren Digital Is Ranked Top 10% in the Global S&P ESG Rating

International Accolade Showcases Yiren Digital's Pioneering Use of AI in Sustainable Fintech BEIJING , Nov. 7, 2025 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a...

7 months ago - PRNewsWire

Yiren Digital Transcript: Deutsche Bank ADR Virtual Investor Conference 2025

The conference highlighted a strong focus on AI and Web3 innovation, international expansion, and robust financial growth, with significant advances in online insurance and crypto strategies. Regulatory changes and new product launches are expected to shape future performance.

7 months ago - Transcripts

Yiren Digital CFO Highlights Company's AI Transformation and Next-Generation Fintech Strategy

HONG KONG , Nov. 4, 2025 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading fintech company specializing in digital consumer lending, insurance and financial ...

7 months ago - PRNewsWire