Yiren Digital Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	5,719	5,806	4,896	3,435	4,478
Revenue Growth (YoY)	-1.49%	18.59%	42.54%	-23.30%	13.02%
Gross Profit	5,719	5,806	4,896	3,435	4,478
Selling, General & Admin	-1,482	-1,471	-887.74	-845.77	-1,852
Research & Development	-406.57	-411.88	-148.75	-151.92	-208
Other Operating Expenses	-4,052	-2,276	-1,264	-965.06	-1,131
Total Operating Expenses	-5,941	-4,159	-2,301	-1,963	-3,191
Operating Income	11,660	9,965	7,196	5,397	7,669
Interest Income	7.82	26.34	18.86	-	-
Other Non-Operating Income (Expense)	183.74	214.86	50.58	23.52	-84.16
Total Non-Operating Income (Expense)	191.56	241.2	69.44	23.52	-84.16
Pretax Income	-38.02	1,862	2,645	1,495	1,203
Provision for Income Taxes	97.11	-279.18	-565.16	-300.51	-170.19
Net Income	54.53	1,582	2,080	1,195	1,033
Minority Interest in Earnings	4.56	0.44	-	-	-
Net Income to Common	54.53	1,582	2,080	1,195	1,033
Net Income Growth	-96.55%	-23.94%	74.09%	15.67%	-
Shares Outstanding (Basic)	87	87	88	87	85
Shares Outstanding (Diluted)	87	87	89	88	85
Shares Change (YoY)	-0.01%	-2.23%	1.88%	2.81%	-5.39%
EPS (Basic)	0.63	18.27	23.54	13.68	12.22
EPS (Diluted)	0.62	18.11	23.28	13.63	12.11
EPS Growth	-96.55%	-22.20%	70.88%	12.50%	-
Shares Outstanding	87.34	86.3	87.35	89.29	85
Free Cash Flow	677.88	1,415	2,167	1,849	148.79
Free Cash Flow Growth	-52.09%	-34.69%	17.20%	1142.40%	-44.55%
Free Cash Flow Per Share	7.76	16.20	24.25	21.08	1.74
Dividends Per Share	-	3.066	-	-	-
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	203.88%	171.63%	147.00%	157.15%	171.25%
Profit Margin	-2.36%	36.88%	65.58%	52.29%	30.67%
FCF Margin	11.85%	24.37%	44.26%	53.82%	3.32%
EBITDA	11,691	9,993	7,222	5,450	7,808
EBITDA Margin	204.41%	172.12%	147.52%	158.68%	174.38%
EBIT	11,660	9,965	7,196	5,397	7,669
EBIT Margin	203.88%	171.63%	147.00%	157.15%	171.25%
Effective Tax Rate	-255.43%	-14.99%	-21.36%	-20.10%	-14.14%

Updated Mar 20, 2026. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q