Yiren Digital Statistics
Total Valuation
Yiren Digital has a market cap or net worth of $82.92 million. The enterprise value is -$161.97 million.
| Market Cap | 82.92M |
| Enterprise Value | -161.97M |
Important Dates
The last earnings date was Wednesday, September 30, 2026, before market open.
| Earnings Date | Sep 30, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
Yiren Digital has 87.49 million shares outstanding. The number of shares has increased by 0.37% in one year.
| Current Share Class | n/a |
| Shares Outstanding | 87.49M |
| Shares Change (YoY) | +0.37% |
| Shares Change (QoQ) | +0.01% |
| Owned by Insiders (%) | 1.46% |
| Owned by Institutions (%) | 2.41% |
| Float | 14.46M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | 0.13 |
| Forward PS | n/a |
| PB Ratio | 0.08 |
| P/TBV Ratio | 0.08 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 19.23, with a Debt / Equity ratio of 0.00.
| Current Ratio | 19.23 |
| Quick Ratio | 12.28 |
| Debt / Equity | 0.00 |
| Debt / EBITDA | 0.04 |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -17.75% and return on invested capital (ROIC) is 14.04%.
| Return on Equity (ROE) | -17.75% |
| Return on Assets (ROA) | 4.22% |
| Return on Invested Capital (ROIC) | 14.04% |
| Return on Capital Employed (ROCE) | 8.89% |
| Weighted Average Cost of Capital (WACC) | 9.85% |
| Revenue Per Employee | $647,942 |
| Profits Per Employee | -$223,726 |
| Employee Count | 981 |
| Asset Turnover | 0.36 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -18.44M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -85.26% in the last 52 weeks. The beta is 1.12, so Yiren Digital's price volatility has been higher than the market average.
| Beta (5Y) | 1.12 |
| 52-Week Price Change | -85.26% |
| 50-Day Moving Average | 1.07 |
| 200-Day Moving Average | 2.17 |
| Relative Strength Index (RSI) | 40.44 |
| Average Volume (20 Days) | 60,347 |
Short Selling Information
The latest short interest is 115,329, so 0.73% of the outstanding shares have been sold short.
| Short Interest | 115,329 |
| Short Previous Month | 112,299 |
| Short % of Shares Out | 0.73% |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 2.22 |
Income Statement
In the last 12 months, Yiren Digital had revenue of $635.63 million and -$219.47 million in losses. Loss per share was -$2.51.
| Revenue | 635.63M |
| Gross Profit | 519.63M |
| Operating Income | 119.46M |
| Pretax Income | -238.50M |
| Net Income | -219.47M |
| EBITDA | 121.68M |
| EBIT | 119.46M |
| Loss Per Share | -$2.51 |
Balance Sheet
The company has $249.78 million in cash and $4.90 million in debt, with a net cash position of $244.89 million or $2.80 per share.
| Cash & Cash Equivalents | 249.78M |
| Total Debt | 4.90M |
| Net Cash | 244.89M |
| Net Cash Per Share | $2.80 |
| Equity (Book Value) | 1.01B |
| Book Value Per Share | 11.53 |
| Working Capital | 1.20B |
Cash Flow
In the last 12 months, operating cash flow was -$279.05 million and capital expenditures -$3.84 million, giving a free cash flow of -$282.89 million.
| Operating Cash Flow | -279.05M |
| Capital Expenditures | -3.84M |
| Depreciation & Amortization | 2.26M |
| Net Borrowing | 1.39M |
| Free Cash Flow | -282.89M |
| FCF Per Share | -$3.23 |
Margins
Gross margin is 81.75%, with operating and profit margins of 18.79% and -34.53%.
| Gross Margin | 81.75% |
| Operating Margin | 18.79% |
| Pretax Margin | -37.52% |
| Profit Margin | -34.53% |
| EBITDA Margin | 19.14% |
| EBIT Margin | 18.79% |
| FCF Margin | n/a |
Dividends & Yields
Yiren Digital does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | 1 |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | -0.37% |
| Shareholder Yield | -0.37% |
| Earnings Yield | -264.68% |
| FCF Yield | -341.15% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |