Yiren Digital Statistics
Total Valuation
Yiren Digital has a market cap or net worth of $106.74 million. The enterprise value is -$579.44 million.
Important Dates
The next estimated earnings date is Monday, June 22, 2026, before market open.
| Earnings Date | Jun 22, 2026 |
| Ex-Dividend Date | Sep 30, 2025 |
Share Statistics
Yiren Digital has 87.49 million shares outstanding. The number of shares has decreased by -0.02% in one year.
| Current Share Class | n/a |
| Shares Outstanding | 87.49M |
| Shares Change (YoY) | -0.02% |
| Shares Change (QoQ) | -0.49% |
| Owned by Insiders (%) | 0.20% |
| Owned by Institutions (%) | 2.50% |
| Float | 15.60M |
Valuation Ratios
The trailing PE ratio is 13.67.
| PE Ratio | 13.67 |
| Forward PE | n/a |
| PS Ratio | 0.13 |
| Forward PS | n/a |
| PB Ratio | 0.08 |
| P/TBV Ratio | 0.08 |
| P/FCF Ratio | 1.07 |
| P/OCF Ratio | 1.06 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 23.97, with a Debt / Equity ratio of 0.01.
| Current Ratio | 23.97 |
| Quick Ratio | 14.73 |
| Debt / Equity | 0.01 |
| Debt / EBITDA | 0.02 |
| Debt / FCF | 0.07 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 0.58% and return on invested capital (ROIC) is 38.98%.
| Return on Equity (ROE) | 0.58% |
| Return on Assets (ROA) | 10.14% |
| Return on Invested Capital (ROIC) | 38.98% |
| Return on Capital Employed (ROCE) | 16.56% |
| Weighted Average Cost of Capital (WACC) | 9.47% |
| Revenue Per Employee | $833,523 |
| Profits Per Employee | $7,947 |
| Employee Count | 981 |
| Asset Turnover | 0.43 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -13.88M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -80.94% in the last 52 weeks. The beta is 1.06, so Yiren Digital's price volatility has been similar to the market average.
| Beta (5Y) | 1.06 |
| 52-Week Price Change | -80.94% |
| 50-Day Moving Average | 1.82 |
| 200-Day Moving Average | 4.00 |
| Relative Strength Index (RSI) | 21.48 |
| Average Volume (20 Days) | 177,861 |
Short Selling Information
The latest short interest is 61,239, so 0.39% of the outstanding shares have been sold short.
| Short Interest | 61,239 |
| Short Previous Month | 97,505 |
| Short % of Shares Out | 0.39% |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.88 |
Income Statement
In the last 12 months, Yiren Digital had revenue of $817.69 million and earned $7.80 million in profits. Earnings per share was $0.09.
| Revenue | 817.69M |
| Gross Profit | 705.25M |
| Operating Income | 306.61M |
| Pretax Income | -6.09M |
| Net Income | 7.80M |
| EBITDA | 308.47M |
| EBIT | 306.61M |
| Earnings Per Share (EPS) | $0.09 |
Full Income StatementBalance Sheet
The company has $693.16 million in cash and $6.98 million in debt, with a net cash position of $686.17 million or $7.84 per share.
| Cash & Cash Equivalents | 693.16M |
| Total Debt | 6.98M |
| Net Cash | 686.17M |
| Net Cash Per Share | $7.84 |
| Equity (Book Value) | 1.33B |
| Book Value Per Share | 15.18 |
| Working Capital | 1.65B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $100.60 million and capital expenditures -$3.68 million, giving a free cash flow of $100.04 million.
| Operating Cash Flow | 100.60M |
| Capital Expenditures | -3.68M |
| Depreciation & Amortization | 1.91M |
| Net Borrowing | 1.38M |
| Free Cash Flow | 100.04M |
| FCF Per Share | $1.14 |
Full Cash Flow StatementMargins
Gross margin is 86.25%, with operating and profit margins of 37.50% and 0.95%.
| Gross Margin | 86.25% |
| Operating Margin | 37.50% |
| Pretax Margin | -0.74% |
| Profit Margin | 0.95% |
| EBITDA Margin | 37.72% |
| EBIT Margin | 37.50% |
| FCF Margin | 12.23% |
Dividends & Yields
This stock pays an annual dividend of $0.20, which amounts to a dividend yield of 16.39%.
| Dividend Per Share | $0.20 |
| Dividend Yield | 16.39% |
| Dividend Growth (YoY) | 135.29% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 224.04% |
| Buyback Yield | 0.02% |
| Shareholder Yield | 16.41% |
| Earnings Yield | 7.30% |
| FCF Yield | 93.72% |
Dividend DetailsAnalyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
Yiren Digital has an Altman Z-Score of 2.95 and a Piotroski F-Score of 6. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.95 |
| Piotroski F-Score | 6 |
