Yiren Digital Statistics
Total Valuation
Yiren Digital has a market cap or net worth of $108.49 million. The enterprise value is -$242.06 million.
| Market Cap | 108.49M |
| Enterprise Value | -242.06M |
Important Dates
The next estimated earnings date is Thursday, August 20, 2026, before market open.
| Earnings Date | Aug 20, 2026 |
| Ex-Dividend Date | Sep 30, 2025 |
Share Statistics
Yiren Digital has 87.49 million shares outstanding. The number of shares has decreased by -0.02% in one year.
| Current Share Class | n/a |
| Shares Outstanding | 87.49M |
| Shares Change (YoY) | -0.02% |
| Shares Change (QoQ) | +0.38% |
| Owned by Insiders (%) | 1.46% |
| Owned by Institutions (%) | 2.65% |
| Float | 14.46M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | 0.15 |
| Forward PS | n/a |
| PB Ratio | 0.09 |
| P/TBV Ratio | 0.09 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 21.75, with a Debt / Equity ratio of 0.00.
| Current Ratio | 21.75 |
| Quick Ratio | 15.61 |
| Debt / Equity | 0.00 |
| Debt / EBITDA | 0.02 |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -7.42% and return on invested capital (ROIC) is 30.91%.
| Return on Equity (ROE) | -7.42% |
| Return on Assets (ROA) | 8.12% |
| Return on Invested Capital (ROIC) | 30.91% |
| Return on Capital Employed (ROCE) | 13.97% |
| Weighted Average Cost of Capital (WACC) | 9.96% |
| Revenue Per Employee | $750,750 |
| Profits Per Employee | -$101,460 |
| Employee Count | 981 |
| Asset Turnover | 0.39 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -12.53M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -79.77% in the last 52 weeks. The beta is 1.12, so Yiren Digital's price volatility has been higher than the market average.
| Beta (5Y) | 1.12 |
| 52-Week Price Change | -79.77% |
| 50-Day Moving Average | 1.44 |
| 200-Day Moving Average | 3.36 |
| Relative Strength Index (RSI) | 48.16 |
| Average Volume (20 Days) | 3,068,416 |
Short Selling Information
The latest short interest is 172,630, so 1.09% of the outstanding shares have been sold short.
| Short Interest | 172,630 |
| Short Previous Month | 70,473 |
| Short % of Shares Out | 1.09% |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 1.34 |
Income Statement
In the last 12 months, Yiren Digital had revenue of $736.49 million and -$99.53 million in losses. Loss per share was -$1.14.
| Revenue | 736.49M |
| Gross Profit | 626.41M |
| Operating Income | 242.77M |
| Pretax Income | -112.23M |
| Net Income | -99.53M |
| EBITDA | 244.83M |
| EBIT | 242.77M |
| Loss Per Share | -$1.14 |
Balance Sheet
The company has $355.66 million in cash and $5.12 million in debt, with a net cash position of $350.55 million or $4.01 per share.
| Cash & Cash Equivalents | 355.66M |
| Total Debt | 5.12M |
| Net Cash | 350.55M |
| Net Cash Per Share | $4.01 |
| Equity (Book Value) | 1.27B |
| Book Value Per Share | 14.53 |
| Working Capital | 1.55B |
Cash Flow
In the last 12 months, operating cash flow was -$62.43 million and capital expenditures -$3.73 million, giving a free cash flow of -$67.38 million.
| Operating Cash Flow | -62.43M |
| Capital Expenditures | -3.73M |
| Depreciation & Amortization | 2.10M |
| Net Borrowing | 1.38M |
| Free Cash Flow | -67.38M |
| FCF Per Share | -$0.77 |
Margins
Gross margin is 85.05%, with operating and profit margins of 32.96% and -13.51%.
| Gross Margin | 85.05% |
| Operating Margin | 32.96% |
| Pretax Margin | -15.24% |
| Profit Margin | -13.51% |
| EBITDA Margin | 33.24% |
| EBIT Margin | 32.96% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.20, which amounts to a dividend yield of 16.13%.
| Dividend Per Share | $0.20 |
| Dividend Yield | 16.13% |
| Dividend Growth (YoY) | 135.29% |
| Years of Dividend Growth | 1 |
| Payout Ratio | n/a |
| Buyback Yield | 0.02% |
| Shareholder Yield | 16.15% |
| Earnings Yield | -91.75% |
| FCF Yield | -62.11% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
Yiren Digital has an Altman Z-Score of 2.81 and a Piotroski F-Score of 3. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.81 |
| Piotroski F-Score | 3 |