Ameris Bancorp (ABCB)
NYSE: ABCB · Real-Time Price · USD
87.21
-0.36 (-0.41%)
Jul 31, 2026, 4:00 PM EDT - Market closed
Ameris Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 980.19 | 936.92 | 849.19 | 835.04 | 801.03 | 655.33 |
Net Interest Income Growth | 10.19% | 10.33% | 1.69% | 4.25% | 22.23% | 2.76% |
Non-Interest Income | 256.56 | 271.04 | 293.26 | 242.83 | 284.42 | 365.54 |
Non-Interest Income Growth | 5.26% | -7.58% | 20.77% | -14.63% | -22.19% | -18.13% |
Revenues Before Loan Losses | 1,237 | 1,208 | 1,142 | 1,078 | 1,085 | 1,021 |
Provision for Credit Losses | 79.38 | 70.24 | 58.79 | 142.66 | 71.7 | -35.37 |
| 1,157 | 1,138 | 1,084 | 935.22 | 1,014 | 1,056 | |
Revenue Growth | 6.21% | 4.99% | 15.87% | -7.75% | -4.02% | 12.50% |
Compensation Expenses | 355.81 | 348.87 | 347.64 | 320.11 | 319.72 | 337.78 |
Selling, General & Admin | 115.06 | 137.57 | 137.83 | 134.3 | 129.06 | 114.4 |
Other Non-Interest Expenses | 67.16 | 117.51 | 122.32 | 123.87 | 111.88 | 107.95 |
Total Non-Interest Expense | 697.45 | 603.95 | 607.79 | 578.28 | 560.66 | 560.12 |
Pretax Income | 484.91 | 533.76 | 475.86 | 356.94 | 453.1 | 496.11 |
Provision for Income Taxes | 108.59 | 121.61 | 117.18 | 87.83 | 106.56 | 119.2 |
Net Income | 376.32 | 412.15 | 358.69 | 269.11 | 346.54 | 376.91 |
Net Income to Common | 376.32 | 412.15 | 358.69 | 269.11 | 346.54 | 376.91 |
Net Income Growth | -3.84% | 14.91% | 33.29% | -22.35% | -8.06% | 43.87% |
Shares Outstanding (Basic) | 68 | 68 | 69 | 69 | 69 | 69 |
Shares Outstanding (Diluted) | 68 | 69 | 69 | 69 | 69 | 70 |
Shares Change | -1.44% | -0.52% | -0.06% | -0.46% | -0.49% | 0.48% |
EPS (Basic) | 5.55 | 6.02 | 5.21 | 3.90 | 5.01 | 5.43 |
EPS (Diluted) | 5.53 | 6.00 | 5.19 | 3.89 | 4.99 | 5.40 |
EPS Growth | -2.64% | 15.61% | 33.42% | -22.04% | -7.59% | 43.24% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | - | 369.64 | 140.72 | 551.43 | 1,049 | -16.31 |
Free Cash Flow Growth | - | 162.69% | -74.48% | -47.43% | - | - |
Free Cash Flow Per Share | - | 5.38 | 2.04 | 7.98 | 15.11 | -0.23 |
Dividends Per Share | 0.800 | 0.800 | 0.650 | 0.600 | 0.600 | 0.600 |
Dividend Growth | 6.67% | 23.08% | 8.33% | 0% | 0% | 0% |
Profit Margin | 32.52% | 36.23% | 33.10% | 28.77% | 34.18% | 35.68% |
FCF Margin | - | 32.49% | 12.99% | 58.96% | 103.47% | -1.54% |
Effective Tax Rate | 22.39% | 22.78% | 24.62% | 24.61% | 23.52% | 24.03% |