American Coastal Insurance Corporation (ACIC)
| Market Cap | 428.39M -19.4% |
| Revenue (ttm) | 330.59M +3.3% |
| Net Income | 100.20M +23.9% |
| EPS | 2.02 +23.8% |
| Shares Out | 46.67M |
| PE Ratio | 4.54 |
| Forward PE | 9.37 |
| Dividend | $0.75 (8.17%) |
| Ex-Dividend Date | Jan 2, 2026 |
| Volume | 459,656 |
| Open | 9.11 |
| Previous Close | 9.17 |
| Day's Range | 9.06 - 9.26 |
| 52-Week Range | 9.06 - 13.06 |
| Beta | -0.48 |
| Analysts | Hold |
| Price Target | 13.00 (+41.61%) |
| Earnings Date | Nov 4, 2026 |
About ACIC
American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also offers commercial multi-peril property insurance for residential condominium associations and apartments, as well as coverage to policyholders for loss or damage to buildings, inventory, and equipment caused by fire, wind, ... [Read more]
Financial Performance
In 2025, ACIC's revenue was $335.44 million, an increase of 13.07% compared to the previous year's $296.66 million. Earnings were $106.84 million, an increase of 41.10%.
Financial StatementsAnalyst Summary
According to 2 analysts, the average rating for ACIC stock is "Hold." The 12-month stock price target is $13.0, which is an increase of 41.61% from the latest price.
News
American Coastal restructures exclusive managing agency agreement with AmRisc
American Coastal (ACIC) Insurance announced that AmCoastal and AmRisc have restructured their exclusive managing agency agreement, effective July 1, to remove the agreement’s fixed expiration date. Th...
American Coastal Insurance Corporation Announces Restructured Exclusive Managing Agency Agreement with AmRisc, LLC
Agreement Removes Fixed Expiration Date and Requires 48 Months' Advance Notice to Terminate, Providing a Minimum Four-Year Term at All Times Agreement Removes Fixed Expiration Date and Requires 48 Mon...
American Coastal Insurance Transcript: 17th Annual Midwest IDEAS Conference
A disciplined, profitable underwriter with top Florida market share is expanding into E&S lines and new states, leveraging strong reinsurance, insider alignment, and robust capital management. Growth is driven by ACES, with flexible capital allocation supporting both dividends and expansion.
American Coastal Insurance Slides: 17th Annual Midwest IDEAS Conference
American Coastal Insurance has posted slides in relation to its latest quarterly earnings report, which was published on August 26, 2026.
American Coastal price target lowered to $13 from $14 at Raymond James
Raymond James analyst C. Gregory Peters lowered the firm’s price target on American Coastal (ACIC) to $13 from $14 and keeps an Outperform rating on the shares. American Coastal is…
American Coastal announces additional $25M stock repurchase authorization
American Coastal (ACIC) announced that its board of directors authorized up to an additional $25M of repurchases of the company’s common stock. This additional authorization brings the total authoriza...
American Coastal Insurance Earnings Call Transcript: Q2 2026
Q2 2026 saw a 5% drop in gross premiums and increased competition, but strong underwriting led to $21.9M net income and a 26.6% ROE. Guidance for earnings remains at $85M-$100M, with revenue revised down to $300M-$320M. Share buybacks and risk mitigation strategies continue.
American Coastal Insurance Earnings release: Q2 2026
American Coastal Insurance released its Q2 2026 earnings on August 5, 2026, summarizing the period's financial results.
American Coastal Insurance Slides: Q2 2026
American Coastal Insurance has posted slides in relation to its Q2 2026 quarterly earnings report, which was published on August 5, 2026.
American Coastal Insurance Quarterly report: Q2 2026
American Coastal Insurance has published its Q2 2026 quarterly earnings report on August 5, 2026.
American Coastal Insurance Corporation Reports Financial Results for Its Second Quarter Ended June 30, 2026
Company to Host Quarterly Conference Call at 5:00 P.M. ET on August 5, 2026 The information in this press release should be read in conjunction with an earnings presentation that is available on the C...
American Coastal Insurance Corporation Announces the Completion of $14.4 Million in Common Stock Share Repurchases
ST. PETERSBURG, Fla., June 29, 2026 (GLOBE NEWSWIRE) -- American Coastal Insurance Corporation (Nasdaq Ticker: ACIC) (“the Company”, “American Coastal” or “ACIC”) the insurance holding company of Amer...
American Coastal Insurance Transcript: AGM 2026
The meeting confirmed a quorum, elected five Class B directors for terms expiring in 2028, and ratified Deloitte & Touche LLP as independent auditors for fiscal 2026. No shareholder questions were submitted during the Q&A session.
American Coastal Insurance Earnings Call Transcript: Q1 2026
Disciplined underwriting and strong combined ratios supported stable margins despite a softening market. Net income was $19.3 million, with unchanged full-year guidance and significant E&S premium growth expected. Excess capital provides flexibility for future buybacks or dividends.
American Coastal Insurance Earnings release: Q1 2026
American Coastal Insurance released its Q1 2026 earnings on May 5, 2026, summarizing the period's financial results.
American Coastal Insurance Slides: Q1 2026
American Coastal Insurance has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on May 5, 2026.
American Coastal Insurance Quarterly report: Q1 2026
American Coastal Insurance has published its Q1 2026 quarterly earnings report on May 5, 2026.
American Coastal Insurance Corporation Reports Financial Results for Its First Quarter Ended March 31, 2026
Company to Host Quarterly Conference Call at 5:00 P.M. ET on May 5, 2026 The information in this press release should be read in conjunction with an earnings presentation that is available on the Comp...
American Coastal Insurance Corporation Schedules First Quarter Financial Results and Conference Call
ST. PETERSBURG, Fla., April 21, 2026 (GLOBE NEWSWIRE) -- American Coastal Insurance Corporation (Nasdaq Ticker: ACIC) (“the Company”, “American Coastal” or “ACIC”), the insurance holding company of Am...
American Coastal Insurance Proxy statement: Proxy filing
American Coastal Insurance filed a proxy statement on April 1, 2026, providing details for shareholder voting and corporate governance matters.
American Coastal Insurance Corporation Announces the Completion of $5 Million in Common Stock Share Repurchases
ST. PETERSBURG, Fla., March 17, 2026 (GLOBE NEWSWIRE) -- American Coastal Insurance Corporation (Nasdaq Ticker: ACIC) (“the Company”, “American Coastal” or “ACIC”) the insurance holding company of Ame...
American Coastal Insurance Corporation Announces the Appointment of Troy Crawford as Chief Underwriting Officer
ST. PETERSBURG, Fla., Feb. 20, 2026 (GLOBE NEWSWIRE) -- American Coastal Insurance Corporation (Nasdaq Ticker: ACIC) (“the Company”, “American Coastal” or “ACIC”), the insurance holding company of Ame...
American Coastal Insurance Earnings Call Transcript: Q4 2025
Delivered strong Q4 and full-year results, exceeding guidance with $106.8 million net income and robust underwriting margins. Expansion into E&S markets and new partnerships position the company for future growth, while capital returns and balance sheet strength remain priorities.
American Coastal Insurance Annual report: Q4 2025
American Coastal Insurance has published its Q4 2025 annual report on February 19, 2026.
American Coastal Insurance Earnings release: Q4 2025
American Coastal Insurance released its Q4 2025 earnings on February 19, 2026, summarizing the period's financial results.