American Coastal Insurance Corporation (ACIC)
NASDAQ: ACIC · Real-Time Price · USD
10.16
-0.79 (-7.21%)
Aug 6, 2026, 10:48 AM EDT - Market open

ACIC Statistics

Total Valuation

ACIC has a market cap or net worth of $486.26 million. The enterprise value is $457.67 million.

Market Cap486.26M
Enterprise Value 457.67M

Important Dates

The last earnings date was Wednesday, August 5, 2026, after market close.

Earnings Date Aug 5, 2026
Ex-Dividend Date Jan 2, 2026

Share Statistics

ACIC has 47.86 million shares outstanding. The number of shares has increased by 0.41% in one year.

Current Share Class 47.86M
Shares Outstanding 47.86M
Shares Change (YoY) +0.41%
Shares Change (QoQ) -1.01%
Owned by Insiders (%) 48.83%
Owned by Institutions (%) 37.94%
Float 23.92M

Valuation Ratios

The trailing PE ratio is 5.19 and the forward PE ratio is 10.44.

PE Ratio 5.19
Forward PE 10.44
PS Ratio 1.59
Forward PS 1.65
PB Ratio 1.52
P/TBV Ratio 1.88
P/FCF Ratio 13.56
P/OCF Ratio 13.49
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.20, with an EV/FCF ratio of 11.84.

EV / Earnings 4.57
EV / Sales 1.38
EV / EBITDA 3.20
EV / EBIT 3.20
EV / FCF 11.84

Financial Position

The company has a current ratio of 1.06, with a Debt / Equity ratio of 0.45.

Current Ratio 1.06
Quick Ratio 0.46
Debt / Equity 0.45
Debt / EBITDA 1.07
Debt / FCF 3.95
Interest Coverage 14.21

Financial Efficiency

Return on equity (ROE) is 31.65% and return on invested capital (ROIC) is 21.33%.

Return on Equity (ROE) 31.65%
Return on Assets (ROA) 6.68%
Return on Invested Capital (ROIC) 21.33%
Return on Capital Employed (ROCE) 28.28%
Weighted Average Cost of Capital (WACC) 2.46%
Revenue Per Employee $4.86M
Profits Per Employee $1.47M
Employee Count68
Asset Turnover 0.26
Inventory Turnover n/a

Taxes

In the past 12 months, ACIC has paid $32.95 million in taxes.

Income Tax 32.95M
Effective Tax Rate 24.75%

Stock Price Statistics

The stock price has increased by +6.62% in the last 52 weeks. The beta is -0.46, so ACIC's price volatility has been lower than the market average.

Beta (5Y) -0.46
52-Week Price Change +6.62%
50-Day Moving Average 10.67
200-Day Moving Average 11.35
Relative Strength Index (RSI) 54.66
Average Volume (20 Days) 246,169

Short Selling Information

The latest short interest is 1.11 million, so 2.32% of the outstanding shares have been sold short.

Short Interest 1.11M
Short Previous Month 1.11M
Short % of Shares Out 2.32%
Short % of Float 4.64%
Short Ratio (days to cover) 3.39

Income Statement

In the last 12 months, ACIC had revenue of $330.59 million and earned $100.20 million in profits. Earnings per share was $2.02.

Revenue330.59M
Gross Profit 187.19M
Operating Income 138.54M
Pretax Income 133.14M
Net Income 100.20M
EBITDA 143.04M
EBIT 143.04M
Earnings Per Share (EPS) $2.02
Full Income Statement

Balance Sheet

The company has $218.94 million in cash and $152.54 million in debt, with a net cash position of $66.40 million or $1.39 per share.

Cash & Cash Equivalents 218.94M
Total Debt 152.54M
Net Cash 66.40M
Net Cash Per Share $1.39
Equity (Book Value) 340.79M
Book Value Per Share 7.21
Working Capital 44.80M
Full Balance Sheet

Cash Flow

Operating Cash Flow 38.85M
Capital Expenditures n/a
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow 38.65M
FCF Per Share $0.81
Full Cash Flow Statement

Margins

Gross margin is 56.62%, with operating and profit margins of 41.91% and 30.31%.

Gross Margin 56.62%
Operating Margin 41.91%
Pretax Margin 40.27%
Profit Margin 30.31%
EBITDA Margin 43.27%
EBIT Margin 43.27%
FCF Margin 11.56%

Dividends & Yields

This stock pays an annual dividend of $0.75, which amounts to a dividend yield of 7.15%.

Dividend Per Share $0.75
Dividend Yield 7.15%
Dividend Growth (YoY) 50.00%
Years of Dividend Growth 1
Payout Ratio 37.12%
Buyback Yield -0.41%
Shareholder Yield 6.39%
Earnings Yield 19.12%
FCF Yield 7.38%
Dividend Details

Analyst Forecast

The average price target for ACIC is $14.00, which is 37.80% higher than the current price. The consensus rating is "Hold".

Price Target $14.00
Price Target Difference 37.80%
Analyst Consensus Hold
Analyst Count 2
Revenue Growth Forecast (3Y) 0.20%
EPS Growth Forecast (3Y) -25.79%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 5