American Coastal Insurance Corporation (ACIC)
NASDAQ: ACIC · Real-Time Price · USD
11.71
+0.03 (0.21%)
Apr 23, 2026, 9:45 AM EDT - Market open

ACIC Statistics

Total Valuation

ACIC has a market cap or net worth of $559.10 million. The enterprise value is $511.63 million.

Market Cap559.10M
Enterprise Value 511.63M

Important Dates

The next confirmed earnings date is Tuesday, May 5, 2026, after market close.

Earnings Date May 5, 2026
Ex-Dividend Date Jan 2, 2026

Share Statistics

ACIC has 47.77 million shares outstanding. The number of shares has increased by 0.85% in one year.

Current Share Class 47.77M
Shares Outstanding 47.77M
Shares Change (YoY) +0.85%
Shares Change (QoQ) +0.03%
Owned by Insiders (%) 48.58%
Owned by Institutions (%) 35.03%
Float 23.99M

Valuation Ratios

The trailing PE ratio is 5.43 and the forward PE ratio is 7.89. ACIC's PEG ratio is 2.63.

PE Ratio 5.43
Forward PE 7.89
PS Ratio 1.66
Forward PS 1.91
PB Ratio 1.77
P/TBV Ratio 2.19
P/FCF Ratio 7.87
P/OCF Ratio 7.86
PEG Ratio 2.63
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.35, with an EV/FCF ratio of 7.22.

EV / Earnings 4.79
EV / Sales 1.53
EV / EBITDA 3.35
EV / EBIT 3.49
EV / FCF 7.22

Financial Position

The company has a current ratio of 1.05, with a Debt / Equity ratio of 0.48.

Current Ratio 1.05
Quick Ratio 0.49
Debt / Equity 0.48
Debt / EBITDA 0.99
Debt / FCF 2.15
Interest Coverage 13.55

Financial Efficiency

Return on equity (ROE) is 38.61% and return on invested capital (ROIC) is 23.10%.

Return on Equity (ROE) 38.61%
Return on Assets (ROA) 8.01%
Return on Invested Capital (ROIC) 23.10%
Return on Capital Employed (ROCE) 30.71%
Weighted Average Cost of Capital (WACC) 1.84%
Revenue Per Employee $4.93M
Profits Per Employee $1.57M
Employee Count68
Asset Turnover 0.29
Inventory Turnover n/a

Taxes

In the past 12 months, ACIC has paid $35.94 million in taxes.

Income Tax 35.94M
Effective Tax Rate 25.18%

Stock Price Statistics

The stock price has increased by +4.47% in the last 52 weeks. The beta is -0.61, so ACIC's price volatility has been lower than the market average.

Beta (5Y) -0.61
52-Week Price Change +4.47%
50-Day Moving Average 11.37
200-Day Moving Average 11.42
Relative Strength Index (RSI) 54.88
Average Volume (20 Days) 144,161

Short Selling Information

The latest short interest is 676,023, so 1.42% of the outstanding shares have been sold short.

Short Interest 676,023
Short Previous Month 621,129
Short % of Shares Out 1.42%
Short % of Float 2.82%
Short Ratio (days to cover) 3.58

Income Statement

In the last 12 months, ACIC had revenue of $335.44 million and earned $106.84 million in profits. Earnings per share was $2.15.

Revenue335.44M
Gross Profit 191.56M
Operating Income 146.59M
Pretax Income 142.73M
Net Income 106.84M
EBITDA 152.83M
EBIT 146.59M
Earnings Per Share (EPS) $2.15
Full Income Statement

Balance Sheet

The company has $219.86 million in cash and $152.49 million in debt, with a net cash position of $46.27 million or $0.97 per share.

Cash & Cash Equivalents 219.86M
Total Debt 152.49M
Net Cash 46.27M
Net Cash Per Share $0.97
Equity (Book Value) 317.57M
Book Value Per Share 6.59
Working Capital 30.12M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $71.03 million and capital expenditures -$155,000, giving a free cash flow of $70.87 million.

Operating Cash Flow 71.03M
Capital Expenditures -155,000
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow 70.87M
FCF Per Share $1.48
Full Cash Flow Statement

Margins

Gross margin is 57.11%, with operating and profit margins of 43.70% and 31.85%.

Gross Margin 57.11%
Operating Margin 43.70%
Pretax Margin 42.55%
Profit Margin 31.85%
EBITDA Margin 45.56%
EBIT Margin 43.70%
FCF Margin 21.13%

Dividends & Yields

This stock pays an annual dividend of $0.75, which amounts to a dividend yield of 6.42%.

Dividend Per Share $0.75
Dividend Yield 6.42%
Dividend Growth (YoY) 50.00%
Years of Dividend Growth 1
Payout Ratio 34.87%
Buyback Yield -0.85%
Shareholder Yield 5.57%
Earnings Yield 19.15%
FCF Yield 12.70%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus Hold
Analyst Count 1
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 5