American Coastal Insurance Corporation (ACIC)

NASDAQ: ACIC · Real-Time Price · USD

10.34

+0.16 (1.57%)

At close: Nov 12, 2026, 4:00 PM EST

10.34

0.00 (0.00%)

After-hours: Nov 12, 2026, 4:10 PM EST

ACIC Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	310.9	335.44	296.66	264.4	221.67	228.69
Revenue Growth	-5.31%	13.07%	12.20%	19.28%	-3.07%	-72.99%
Operating Income	127	146.59	111.59	104.73	0.82	-1.24
Net Income	87.11	106.84	75.72	309.91	-469.86	-57.92
Earnings Per Share	1.77	2.15	1.54	6.98	-10.91	-1.35
EPS Growth	3.32%	39.86%	-77.98%	-	-	-

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	294.69	198.76	137.04	138.93	70.9	212.02
Total Debt	152.57	152.49	152.34	149.43	150.05	158.51
Net Cash (Debt)	142.12	46.27	-15.31	-10.5	-79.14	53.51
Net Cash Growth	23.14%	-	-	-	-	-32.32%
Net Cash Per Share	2.88	0.93	-0.31	-0.24	-1.84	1.25

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	69.57	71.03	243.51	-136	-173.11	-295.39
Capital Expenditures	-0.63	-0.16	-0.02	-0.2	-3.05	-5.27
Free Cash Flow	68.94	70.87	243.49	-136.2	-176.16	-300.66
Free Cash Flow Growth	-42.68%	-70.89%	-	-	-	-

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	40.85%	43.70%	37.62%	39.61%	0.37%	-0.54%
Pretax Margin	37.55%	42.55%	34.27%	36.34%	0.76%	-4.56%
Profit Margin	28.02%	31.85%	25.52%	117.21%	-211.96%	-25.33%
FCF Margin	22.17%	21.13%	82.08%	-51.51%	-79.47%	-131.47%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 13, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.750	-	-	-	0.060	0.240
Dividend Per Share Growth	50.00%	-	-	-	-75.00%	0%
Dividend Yield	7.25%	-	-	-	5.68%	5.52%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 13, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	5.84	5.70	8.46	1.33	-	-
Forward PE	11.62	9.50	11.12	5.02	5.02	11.18
P/FCF Ratio	7.00	8.59	2.63	-	-	-
PS Ratio	1.55	1.81	2.16	1.56	0.20	0.81