American Coastal Insurance Corporation (ACIC)

NASDAQ: ACIC · Real-Time Price · USD

10.16

-0.79 (-7.21%)

Aug 6, 2026, 10:48 AM EDT - Market open

ACIC Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	330.59	335.44	296.66	264.4	221.67	228.69
Revenue Growth	3.29%	13.07%	12.20%	19.28%	-3.07%	-72.99%
Operating Income	143.04	151.09	111.59	104.73	0.82	-1.24
Net Income	100.2	106.84	75.72	309.91	-469.86	-57.92
Earnings Per Share	2.01	2.15	1.54	6.98	-10.91	-1.35
EPS Growth	23.31%	39.61%	-77.94%	-	-	-

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	317.22	292.85	199.39	157	116.89	245.28
Total Debt	3.02	3.14	3.32	0.74	1.69	1.93
Net Cash (Debt)	-3.02	-3.14	-3.32	-0.74	-1.69	-1.93
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-0.06	-0.06	-0.07	-0.02	-0.04	-0.05

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	38.85	71.03	243.51	-136	-173.11	-295.39
Capital Expenditures	-0.2	-0.16	-0.02	-0.2	-3.05	-5.27
Free Cash Flow	38.65	70.87	243.49	-136.2	-176.16	-300.66
Free Cash Flow Growth	-73.41%	-70.89%	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	43.27%	45.04%	37.62%	39.61%	0.37%	-0.54%
Pretax Margin	40.27%	42.55%	34.27%	36.34%	0.76%	-4.56%
Profit Margin	30.31%	31.84%	25.73%	32.23%	-11.08%	-1.63%
FCF Margin	0.00%	21.13%	82.08%	-51.51%	-79.47%	-131.47%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 6, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.750	-	-	-	0.060	0.240
Dividend Per Share Growth	50.00%	-	-	-	-75.00%	0%
Dividend Yield	7.15%	0.00%	3.74%	0.00%	5.67%	5.55%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 6, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	5.19	5.87	8.74	1.36	-	-
Forward PE	10.44	9.50	11.12	5.02	5.02	11.18
P/FCF Ratio	13.56	8.69	2.66	-	-	-
PS Ratio	1.59	1.84	2.19	1.67	0.21	0.82