Ally Financial Inc. (ALLY)

Ally Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	7,148	7,051	7,243	6,850	6,167
Net Interest Income Growth	1.38%	-2.65%	5.74%	11.07%	31.13%
Non-Interest Income	1,738	2,167	2,013	1,578	2,039
Non-Interest Income Growth	-19.80%	7.65%	27.57%	-22.61%	2.82%
Revenues Before Loan Losses	7,914	8,181	8,234	8,428	8,206
Provision for Credit Losses	1,477	2,166	1,968	1,399	241
Revenue	6,437	6,015	6,266	7,029	7,965
Revenue Growth (YoY)	7.02%	-4.01%	-10.85%	-11.75%	51.80%
Compensation Expenses	1,857	1,842	1,901	1,900	1,643
Selling, General & Admin	2,608	2,675	2,691	2,507	2,206
Other Non-Interest Expenses	921	662	571	280	261
Total Non-Interest Expense	5,386	5,179	5,163	4,687	4,110
Pretax Income	1,051	836	1,103	2,342	3,855
Provision for Income Taxes	199	167	144	627	790
Net Income	742	558	847	1,604	3,003
Earnings From Discontinued Operations	-	-1	-2	-1	-5
Net Income to Common	742	558	847	1,604	3,003
Net Income Growth	32.98%	-34.12%	-47.20%	-46.59%	176.77%
Shares Outstanding (Basic)	310	307	304	317	365
Shares Outstanding (Diluted)	313	310	305	319	365
Shares Change (YoY)	0.93%	1.65%	-4.23%	-12.75%	-3.16%
EPS (Basic)	2.39	1.82	2.79	5.06	8.22
EPS (Diluted)	2.37	1.80	2.77	5.03	8.22
EPS Growth	31.67%	-35.02%	-44.93%	-38.81%	185.42%
Free Cash Flow	3,729	4,528	4,557	6,247	4,042
Free Cash Flow Growth	-17.65%	-0.64%	-27.05%	54.55%	8.10%
Free Cash Flow Per Share	11.91	14.60	14.93	19.61	11.07
Dividends Per Share	1.200	1.200	1.200	1.200	0.880
Dividend Growth	-	-	-	36.36%	15.79%
Profit Margin	13.24%	11.11%	15.27%	24.38%	38.42%
FCF Margin	57.93%	75.28%	72.73%	88.87%	50.75%
EBITDA	1,397	1,199	1,227	1,327	1,261
EBITDA Margin	21.70%	19.93%	19.58%	18.88%	15.83%
Effective Tax Rate	18.93%	19.98%	13.06%	26.77%	20.49%

Updated Jan 21, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q