Ally Financial Inc. (ALLY)

Ally Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Year	2023	2022	2021	2020	2019
Revenue	8,214	8,428	8,206	6,686	6,394
Revenue Growth (YoY)	-2.54%	2.71%	22.73%	4.57%	10.17%
Cost of Revenue	422	280	261	363	321
Gross Profit	7,792	8,148	7,945	6,323	6,073
Selling, General & Admin	1,901	1,900	1,643	1,376	1,222
Other Operating Expenses	2,840	2,507	2,206	2,094	1,886
Operating Expenses	4,741	4,407	3,849	3,470	3,108
Operating Income	3,051	3,741	4,096	2,853	2,965
Other Expense / Income	2,080	1,510	303	1,440	1,004
Pretax Income	971	2,231	3,793	1,413	1,961
Income Tax	61	627	790	328	246
Net Income	910	1,604	3,003	1,085	1,715
Net Income Growth	-43.27%	-46.59%	176.77%	-36.73%	35.79%
Shares Outstanding (Basic)	304	317	363	376	393
Shares Outstanding (Diluted)	305	319	365	377	395
Shares Change	-4.24%	-12.75%	-3.16%	-4.63%	-4.28%
EPS (Basic)	3.00	5.06	8.28	2.89	4.36
EPS (Diluted)	2.98	5.03	8.22	2.88	4.34
EPS Growth	-40.76%	-38.81%	185.42%	-33.64%	47.12%
Free Cash Flow	4,663	6,247	4,042	3,739	4,050
Free Cash Flow Per Share	15.35	19.73	11.15	9.95	10.30
Dividend Per Share	1.200	1.200	0.880	0.760	0.680
Dividend Growth	0%	36.36%	15.79%	11.76%	21.43%
Gross Margin	94.86%	96.68%	96.82%	94.57%	94.98%
Operating Margin	37.14%	44.39%	49.91%	42.67%	46.37%
Profit Margin	11.08%	19.03%	36.60%	16.23%	26.82%
Free Cash Flow Margin	56.77%	74.12%	49.26%	55.92%	63.34%
Effective Tax Rate	6.28%	28.10%	20.83%	23.21%	12.54%
EBITDA	2,218	3,558	5,054	2,963	3,516
EBITDA Margin	27.00%	42.22%	61.59%	44.32%	54.99%
Depreciation & Amortization	1,247	1,327	1,261	1,550	1,555
EBIT	971	2,231	3,793	1,413	1,961
EBIT Margin	11.82%	26.47%	46.22%	21.13%	30.67%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).