Ally Financial Inc. (ALLY)

Ally Financial Statistics

Total Valuation

Ally Financial has a market cap or net worth of $12.25 billion. The enterprise value is $21.35 billion.

Market Cap	12.25B
Enterprise Value	21.35B

Important Dates

The next confirmed earnings date is Friday, July 18, 2025, before market open.

Earnings Date	Jul 18, 2025
Ex-Dividend Date	Aug 1, 2025

Share Statistics

Ally Financial has 307.17 million shares outstanding. The number of shares has increased by 1.28% in one year.

Current Share Class	307.17M
Shares Outstanding	307.17M
Shares Change (YoY)	+1.28%
Shares Change (QoQ)	-0.73%
Owned by Insiders (%)	0.41%
Owned by Institutions (%)	86.20%
Float	276.67M

Valuation Ratios

The trailing PE ratio is 49.53 and the forward PE ratio is 8.67. Ally Financial's PEG ratio is 0.24.

PE Ratio	49.53
Forward PE	8.67
PS Ratio	1.86
Forward PS	1.40
PB Ratio	1.04
P/TBV Ratio	1.00
P/FCF Ratio	19.32
P/OCF Ratio	n/a
PEG Ratio	0.24

Enterprise Valuation

EV / Earnings	86.10
EV / Sales	3.12
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	33.79

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	31.22
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 2.53%.

Return on Equity (ROE)	2.53%
Return on Assets (ROA)	0.19%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$640,374
Profits Per Employee	$23,178
Employee Count	10,700
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Ally Financial has paid $189.00 million in taxes.

Income Tax	189.00M
Effective Tax Rate	34.49%

Stock Price Statistics

The stock price has decreased by -8.17% in the last 52 weeks. The beta is 1.14, so Ally Financial's price volatility has been higher than the market average.

Beta (5Y)	1.14
52-Week Price Change	-8.17%
50-Day Moving Average	37.11
200-Day Moving Average	36.21
Relative Strength Index (RSI)	58.17
Average Volume (20 Days)	3,174,993

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Ally Financial had revenue of $6.85 billion and earned $248.00 million in profits. Earnings per share was $0.81.

Revenue	6.85B
Gross Profit	6.85B
Operating Income	971.00M
Pretax Income	609.00M
Net Income	248.00M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.81

Balance Sheet

The company has $10.59 billion in cash and $19.73 billion in debt, giving a net cash position of -$9.14 billion or -$29.76 per share.

Cash & Cash Equivalents	10.59B
Total Debt	19.73B
Net Cash	-9.14B
Net Cash Per Share	-$29.76
Equity (Book Value)	14.55B
Book Value Per Share	39.79
Working Capital	-141.75B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	632.00M
FCF Per Share	$2.06

Margins

Gross Margin	n/a
Operating Margin	14.17%
Pretax Margin	8.00%
Profit Margin	5.22%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	9.22%

Dividends & Yields

This stock pays an annual dividend of $1.20, which amounts to a dividend yield of 3.01%.

Dividend Per Share	$1.20
Dividend Yield	3.01%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	196.20%
Buyback Yield	-1.28%
Shareholder Yield	1.73%
Earnings Yield	2.03%
FCF Yield	5.17%

Analyst Forecast

The average price target for Ally Financial is $43.33, which is 8.65% higher than the current price. The consensus rating is "Buy".

Price Target	$43.33
Price Target Difference	8.65%
Analyst Consensus	Buy
Analyst Count	18
Revenue Growth Forecast (5Y)	9.29%
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 10, 2014. It was a forward split with a ratio of 310:1.

Last Split Date	Apr 10, 2014
Split Type	Forward
Split Ratio	310:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2