Ally Financial Inc. (ALLY)
Total Valuation
Ally Financial has a market cap or net worth of $13.02 billion. The enterprise value is $28.92 billion.
Market Cap | 13.02B |
Enterprise Value | 28.92B |
Important Dates
The latest earnings date was Thursday, April 14, 2022, before market open.
Last Earnings Date | Apr 14, 2022 |
Ex-Dividend Date | Apr 29, 2022 |
Share Statistics
Ally Financial has 323.05 million shares outstanding. The number of shares has decreased by -10.54% in one year.
Shares Outstanding | 323.05M |
Shares Change (YoY) | -10.54% |
Shares Change (QoQ) | -2.90% |
Owned by Insiders (%) | 0.57% |
Owned by Institutions (%) | 96.29% |
Float | 312.40M |
Valuation Ratios
The trailing PE ratio is 5.05 and the forward PE ratio is 5.13. Ally Financial's PEG ratio is 0.30.
PE Ratio | 5.05 |
Forward PE | 5.13 |
PS Ratio | 1.55 |
PB Ratio | 0.84 |
P/FCF Ratio | 2.88 |
PEG Ratio | 0.30 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 5.99, with a EV/FCF ratio of 6.41.
EV / Earnings | 10.21 |
EV / Sales | 3.44 |
EV / EBITDA | 5.99 |
EV / EBIT | 8.02 |
EV / FCF | 6.41 |
Financial Position
The company has a current ratio of n/a, with a Debt / Equity ratio of 1.29.
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | 1.29 |
Debt / EBITDA | 4.11 |
Debt / FCF | 4.40 |
Financial Efficiency
Return on equity (ROE) is 16.80%, which is considered high. The company has a high ROIC of 1.90%.
Return on Equity (ROE) | 16.80% |
Return on Assets (ROA) | 1.60% |
Return on Capital (ROIC) | 1.90% |
Revenue Per Employee | $800,381 |
Profits Per Employee | $269,905 |
Employee Count | 10,500 |
Asset Turnover | 0.05 |
Inventory Turnover | n/a |
Taxes
In the past 12 months, Ally Financial has paid $770.00 million in taxes.
Income Tax | 770.00M |
Effective Tax Rate | 21.37% |
Stock Price Statistics
The stock price has decreased by -24.77% in the last 52 weeks. The beta is 1.32, so Ally Financial's price volatility has been higher than the market average.
Beta (1Y) | 1.32 |
52-Week Price Change | -24.77% |
50-Day Moving Average | 41.24 |
200-Day Moving Average | 45.50 |
Average Volume (30 Days) | 4,372,655 |
Short Selling Information
The latest short interest is 6.45 million, so 2.00% of the outstanding shares have been sold short.
Short Interest | 6.45M |
Short % of Shares Out | 2.00% |
Short % of Float | 2.07% |
Short Ratio (days to cover) | 1.43 |
Income Statement
In the last 12 months, Ally Financial had revenue of $8.40 billion and earned 2.83 billion in profits. Earnings per share was $7.98.
Revenue | 8.40B |
Gross Profit | 8.15B |
Operating Income | 4.12B |
Pretax Income | 3.60B |
Net Income | 2.83B |
EBITDA | 4.83B |
EBIT | 3.60B |
Earnings Per Share (EPS) | $7.98 |
Balance Sheet
The company has $3.93 billion in cash and $19.84 billion in debt, giving a net cash position of -$15.90 billion or -$49.23 per share.
Cash & Cash Equivalents | 3.93B |
Total Debt | 19.84B |
Net Cash | -15.90B |
Net Cash Per Share | -$49.23 |
Book Value | 15.41B |
Book Value Per Share | 47.71 |
Working Capital | n/a |
Cash Flow
Operating Cash Flow | 4.51B |
Capital Expenditures | n/a |
Free Cash Flow | 4.51B |
FCF Per Share | $13.97 |
Margins
Gross margin is 96.95%, with operating and profit margins of 48.96% and 33.72%.
Gross Margin | 96.95% |
Operating Margin | 48.96% |
Pretax Margin | 42.88% |
Profit Margin | 33.72% |
EBITDA Margin | 57.48% |
EBIT Margin | 42.88% |
FCF Margin | 53.70% |
Dividends & Yields
This stock pays an annual dividend of $1.10, which amounts to a dividend yield of 2.73%.
Dividend Per Share | $1.10 |
Dividend Yield | 2.73% |
Earnings Yield | 21.77% |
FCF Yield | 34.67% |
Dividend Growth (YoY) | 57.89% |
Payout Ratio | 12.30% |
Buyback Yield | n/a |
Shareholder Yield | 2.73% |
Analyst Forecast
The average price target for Ally Financial is $60.45, which is 50.00% higher than the current price. The consensus rating is "Buy".
Price Target | $60.45 |
Price Target Difference | 50.00% |
Analyst Consensus | Buy |
Analyst Count | 27 |
Stock Splits
The last stock split was on April 10, 2014. It was a forward split with a ratio of 310:1.
Last Split Date | Apr 10, 2014 |
Split Type | Forward |
Split Ratio | 310:1 |