Ally Financial Inc. (ALLY)

NYSE: ALLY · IEX Real-Time Price · USD
40.30
1.04 (2.65%)
May 25, 2022 4:00 PM EDT - Market closed

Total Valuation

Ally Financial has a market cap or net worth of $13.02 billion. The enterprise value is $28.92 billion.

Market Cap13.02B
Enterprise Value28.92B

Important Dates

The latest earnings date was Thursday, April 14, 2022, before market open.

Last Earnings DateApr 14, 2022
Ex-Dividend DateApr 29, 2022

Share Statistics

Ally Financial has 323.05 million shares outstanding. The number of shares has decreased by -10.54% in one year.

Shares Outstanding323.05M
Shares Change (YoY)-10.54%
Shares Change (QoQ)-2.90%
Owned by Insiders (%)0.57%
Owned by Institutions (%)96.29%
Float312.40M

Valuation Ratios

The trailing PE ratio is 5.05 and the forward PE ratio is 5.13. Ally Financial's PEG ratio is 0.30.

PE Ratio5.05
Forward PE5.13
PS Ratio1.55
PB Ratio0.84
P/FCF Ratio2.88
PEG Ratio0.30
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 5.99, with a EV/FCF ratio of 6.41.

EV / Earnings10.21
EV / Sales3.44
EV / EBITDA5.99
EV / EBIT8.02
EV / FCF6.41

Financial Position

The company has a current ratio of n/a, with a Debt / Equity ratio of 1.29.

Current Ration/a
Quick Ration/a
Debt / Equity1.29
Debt / EBITDA4.11
Debt / FCF4.40

Financial Efficiency

Return on equity (ROE) is 16.80%, which is considered high. The company has a high ROIC of 1.90%.

Return on Equity (ROE)16.80%
Return on Assets (ROA)1.60%
Return on Capital (ROIC)1.90%
Revenue Per Employee$800,381
Profits Per Employee$269,905
Employee Count10,500
Asset Turnover0.05
Inventory Turnovern/a

Taxes

In the past 12 months, Ally Financial has paid $770.00 million in taxes.

Income Tax770.00M
Effective Tax Rate21.37%

Stock Price Statistics

The stock price has decreased by -24.77% in the last 52 weeks. The beta is 1.32, so Ally Financial's price volatility has been higher than the market average.

Beta (1Y)1.32
52-Week Price Change-24.77%
50-Day Moving Average41.24
200-Day Moving Average45.50
Average Volume (30 Days)4,372,655

Short Selling Information

The latest short interest is 6.45 million, so 2.00% of the outstanding shares have been sold short.

Short Interest6.45M
Short % of Shares Out2.00%
Short % of Float2.07%
Short Ratio (days to cover)1.43

Income Statement

In the last 12 months, Ally Financial had revenue of $8.40 billion and earned 2.83 billion in profits. Earnings per share was $7.98.

Revenue8.40B
Gross Profit8.15B
Operating Income4.12B
Pretax Income3.60B
Net Income2.83B
EBITDA4.83B
EBIT3.60B
Earnings Per Share (EPS)$7.98
Full Income Statement

Balance Sheet

The company has $3.93 billion in cash and $19.84 billion in debt, giving a net cash position of -$15.90 billion or -$49.23 per share.

Cash & Cash Equivalents3.93B
Total Debt19.84B
Net Cash-15.90B
Net Cash Per Share-$49.23
Book Value15.41B
Book Value Per Share47.71
Working Capitaln/a
Full Balance Sheet

Cash Flow

Operating Cash Flow4.51B
Capital Expendituresn/a
Free Cash Flow4.51B
FCF Per Share$13.97
Full Cash Flow Statement

Margins

Gross margin is 96.95%, with operating and profit margins of 48.96% and 33.72%.

Gross Margin96.95%
Operating Margin48.96%
Pretax Margin42.88%
Profit Margin33.72%
EBITDA Margin57.48%
EBIT Margin42.88%
FCF Margin53.70%

Dividends & Yields

This stock pays an annual dividend of $1.10, which amounts to a dividend yield of 2.73%.

Dividend Per Share$1.10
Dividend Yield2.73%
Earnings Yield21.77%
FCF Yield34.67%
Dividend Growth (YoY)57.89%
Payout Ratio12.30%
Buyback Yieldn/a
Shareholder Yield2.73%
Dividend Details

Analyst Forecast

The average price target for Ally Financial is $60.45, which is 50.00% higher than the current price. The consensus rating is "Buy".

Price Target$60.45
Price Target Difference50.00%
Analyst ConsensusBuy
Analyst Count27
Stock Forecasts

Stock Splits

The last stock split was on April 10, 2014. It was a forward split with a ratio of 310:1.

Last Split DateApr 10, 2014
Split TypeForward
Split Ratio310:1