Ally Financial Statistics
Total Valuation
Ally Financial has a market cap or net worth of $11.87 billion. The enterprise value is $25.79 billion.
| Market Cap | 11.87B |
| Enterprise Value | 25.79B |
Important Dates
The last earnings date was Thursday, April 18, 2024, before market open.
| Earnings Date | Apr 18, 2024 |
| Ex-Dividend Date | Apr 30, 2024 |
Share Statistics
Ally Financial has 303.96 million shares outstanding. The number of shares has decreased by -4.24% in one year.
| Shares Outstanding | 303.96M |
| Shares Change (YoY) | -4.24% |
| Shares Change (QoQ) | +0.34% |
| Owned by Insiders (%) | 10.41% |
| Owned by Institutions (%) | 81.06% |
| Float | 272.76M |
Valuation Ratios
The trailing PE ratio is 13.10 and the forward PE ratio is 12.54. Ally Financial's PEG ratio is 0.85.
| PE Ratio | 13.10 |
| Forward PE | 12.54 |
| PS Ratio | 1.45 |
| Forward PS | 1.41 |
| PB Ratio | 0.86 |
| P/FCF Ratio | 2.55 |
| PEG Ratio | 0.85 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 11.63, with an EV/FCF ratio of 5.53.
| EV / Earnings | 28.34 |
| EV / Sales | 3.14 |
| EV / EBITDA | 11.63 |
| EV / EBIT | 26.56 |
| EV / FCF | 5.53 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 1.52 |
| Debt / EBITDA | 9.41 |
| Debt / FCF | 4.48 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.80% and return on invested capital (ROIC) is 8.26%.
| Return on Equity (ROE) | 6.80% |
| Return on Assets (ROA) | 0.50% |
| Return on Capital (ROIC) | 8.26% |
| Revenue Per Employee | $740,000 |
| Profits Per Employee | $81,982 |
| Employee Count | 11,100 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Ally Financial has paid $61.00 million in taxes.
| Income Tax | 61.00M |
| Effective Tax Rate | 6.28% |
Stock Price Statistics
The stock price has increased by +42.26% in the last 52 weeks. The beta is 1.38, so Ally Financial's price volatility has been higher than the market average.
| Beta (1Y) | 1.38 |
| 52-Week Price Change | +42.26% |
| 50-Day Moving Average | 37.62 |
| 200-Day Moving Average | 31.32 |
| Relative Strength Index (RSI) | 56.12 |
| Average Volume (30 Days) | 3,777,858 |
Short Selling Information
The latest short interest is 9.22 million, so 3.03% of the outstanding shares have been sold short.
| Short Interest | 9.22M |
| Short Previous Month | 11.62M |
| Short % of Shares Out | 3.03% |
| Short % of Float | 3.38% |
| Short Ratio (days to cover) | 2.47 |
Income Statement
In the last 12 months, Ally Financial had revenue of $8.21 billion and earned $910.00 million in profits. Earnings per share was $2.98.
| Revenue | 8.21B |
| Gross Profit | 7.79B |
| Operating Income | 3.05B |
| Pretax Income | 971.00M |
| Net Income | 910.00M |
| EBITDA | 2.22B |
| EBIT | 971.00M |
| Earnings Per Share (EPS) | $2.98 |
Balance Sheet
The company has $6.95 billion in cash and $20.87 billion in debt, giving a net cash position of -$13.92 billion or -$45.80 per share.
| Cash & Cash Equivalents | 6.95B |
| Total Debt | 20.87B |
| Net Cash | -13.92B |
| Net Cash Per Share | -$45.80 |
| Equity / Book Value | 13.77B |
| Book Value Per Share | 45.29 |
| Working Capital | n/a |
Cash Flow
| Operating Cash Flow | 4.66B |
| Capital Expenditures | n/a |
| Free Cash Flow | 4.66B |
| FCF Per Share | $15.35 |
Margins
Gross margin is 94.86%, with operating and profit margins of 37.14% and 11.08%.
| Gross Margin | 94.86% |
| Operating Margin | 37.14% |
| Pretax Margin | 11.82% |
| Profit Margin | 11.08% |
| EBITDA Margin | 27.00% |
| EBIT Margin | 11.82% |
| FCF Margin | 56.77% |
Dividends & Yields
This stock pays an annual dividend of $1.20, which amounts to a dividend yield of 3.07%.
| Dividend Per Share | $1.20 |
| Dividend Yield | 3.07% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 40.27% |
| Buyback Yield | 4.24% |
| Shareholder Yield | 7.31% |
| Earnings Yield | 7.67% |
| FCF Yield | 39.28% |
Analyst Forecast
The average price target for Ally Financial is $38.12, which is -2.38% lower than the current price. The consensus rating is "Hold".
| Price Target | $38.12 |
| Price Target Difference | -2.38% |
| Analyst Consensus | Hold |
| Analyst Count | 19 |
| Revenue Growth Forecast (5Y) | 5.99% |
| EPS Growth Forecast (5Y) | 19.96% |
Stock Splits
The last stock split was on April 10, 2014. It was a forward split with a ratio of 310:1.
| Last Split Date | Apr 10, 2014 |
| Split Type | Forward |
| Split Ratio | 310:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |