Ally Financial Inc. (ALLY)
Total Valuation
Ally Financial has a market cap or net worth of $13.02 billion. The enterprise value is $28.92 billion.
| Market Cap | 13.02B |
| Enterprise Value | 28.92B |
Important Dates
The latest earnings date was Thursday, April 14, 2022, before market open.
| Last Earnings Date | Apr 14, 2022 |
| Ex-Dividend Date | Apr 29, 2022 |
Share Statistics
Ally Financial has 323.05 million shares outstanding. The number of shares has decreased by -10.54% in one year.
| Shares Outstanding | 323.05M |
| Shares Change (YoY) | -10.54% |
| Shares Change (QoQ) | -2.90% |
| Owned by Insiders (%) | 0.57% |
| Owned by Institutions (%) | 96.29% |
| Float | 312.40M |
Valuation Ratios
The trailing PE ratio is 5.05 and the forward PE ratio is 5.13. Ally Financial's PEG ratio is 0.30.
| PE Ratio | 5.05 |
| Forward PE | 5.13 |
| PS Ratio | 1.55 |
| PB Ratio | 0.84 |
| P/FCF Ratio | 2.88 |
| PEG Ratio | 0.30 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 5.99, with a EV/FCF ratio of 6.41.
| EV / Earnings | 10.21 |
| EV / Sales | 3.44 |
| EV / EBITDA | 5.99 |
| EV / EBIT | 8.02 |
| EV / FCF | 6.41 |
Financial Position
The company has a current ratio of n/a, with a Debt / Equity ratio of 1.29.
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 1.29 |
| Debt / EBITDA | 4.11 |
| Debt / FCF | 4.40 |
Financial Efficiency
Return on equity (ROE) is 16.80%, which is considered high. The company has a high ROIC of 1.90%.
| Return on Equity (ROE) | 16.80% |
| Return on Assets (ROA) | 1.60% |
| Return on Capital (ROIC) | 1.90% |
| Revenue Per Employee | $800,381 |
| Profits Per Employee | $269,905 |
| Employee Count | 10,500 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Ally Financial has paid $770.00 million in taxes.
| Income Tax | 770.00M |
| Effective Tax Rate | 21.37% |
Stock Price Statistics
The stock price has decreased by -24.77% in the last 52 weeks. The beta is 1.32, so Ally Financial's price volatility has been higher than the market average.
| Beta (1Y) | 1.32 |
| 52-Week Price Change | -24.77% |
| 50-Day Moving Average | 41.24 |
| 200-Day Moving Average | 45.50 |
| Average Volume (30 Days) | 4,372,655 |
Short Selling Information
The latest short interest is 6.45 million, so 2.00% of the outstanding shares have been sold short.
| Short Interest | 6.45M |
| Short % of Shares Out | 2.00% |
| Short % of Float | 2.07% |
| Short Ratio (days to cover) | 1.43 |
Income Statement
In the last 12 months, Ally Financial had revenue of $8.40 billion and earned 2.83 billion in profits. Earnings per share was $7.98.
| Revenue | 8.40B |
| Gross Profit | 8.15B |
| Operating Income | 4.12B |
| Pretax Income | 3.60B |
| Net Income | 2.83B |
| EBITDA | 4.83B |
| EBIT | 3.60B |
| Earnings Per Share (EPS) | $7.98 |
Balance Sheet
The company has $3.93 billion in cash and $19.84 billion in debt, giving a net cash position of -$15.90 billion or -$49.23 per share.
| Cash & Cash Equivalents | 3.93B |
| Total Debt | 19.84B |
| Net Cash | -15.90B |
| Net Cash Per Share | -$49.23 |
| Book Value | 15.41B |
| Book Value Per Share | 47.71 |
| Working Capital | n/a |
Cash Flow
| Operating Cash Flow | 4.51B |
| Capital Expenditures | n/a |
| Free Cash Flow | 4.51B |
| FCF Per Share | $13.97 |
Margins
Gross margin is 96.95%, with operating and profit margins of 48.96% and 33.72%.
| Gross Margin | 96.95% |
| Operating Margin | 48.96% |
| Pretax Margin | 42.88% |
| Profit Margin | 33.72% |
| EBITDA Margin | 57.48% |
| EBIT Margin | 42.88% |
| FCF Margin | 53.70% |
Dividends & Yields
This stock pays an annual dividend of $1.10, which amounts to a dividend yield of 2.73%.
| Dividend Per Share | $1.10 |
| Dividend Yield | 2.73% |
| Earnings Yield | 21.77% |
| FCF Yield | 34.67% |
| Dividend Growth (YoY) | 57.89% |
| Payout Ratio | 12.30% |
| Buyback Yield | n/a |
| Shareholder Yield | 2.73% |
Analyst Forecast
The average price target for Ally Financial is $60.45, which is 50.00% higher than the current price. The consensus rating is "Buy".
| Price Target | $60.45 |
| Price Target Difference | 50.00% |
| Analyst Consensus | Buy |
| Analyst Count | 27 |
Stock Splits
The last stock split was on April 10, 2014. It was a forward split with a ratio of 310:1.
| Last Split Date | Apr 10, 2014 |
| Split Type | Forward |
| Split Ratio | 310:1 |