Ally Financial Statistics
Total Valuation
Ally Financial has a market cap or net worth of $12.93 billion. The enterprise value is $28.17 billion.
| Market Cap | 12.93B |
| Enterprise Value | 28.17B |
Important Dates
The last earnings date was Tuesday, July 21, 2026, before market open.
| Earnings Date | Jul 21, 2026 |
| Ex-Dividend Date | Jul 31, 2026 |
Share Statistics
Ally Financial has 301.20 million shares outstanding. The number of shares has increased by 0.48% in one year.
| Current Share Class | 301.20M |
| Shares Outstanding | 301.20M |
| Shares Change (YoY) | +0.48% |
| Shares Change (QoQ) | -0.70% |
| Owned by Insiders (%) | 0.70% |
| Owned by Institutions (%) | 88.55% |
| Float | 269.82M |
Valuation Ratios
The trailing PE ratio is 10.11 and the forward PE ratio is 7.19. Ally Financial's PEG ratio is 0.30.
| PE Ratio | 10.11 |
| Forward PE | 7.19 |
| PS Ratio | 1.64 |
| Forward PS | 1.37 |
| PB Ratio | 0.97 |
| P/TBV Ratio | 0.97 |
| P/FCF Ratio | 16.97 |
| P/OCF Ratio | 2.83 |
| PEG Ratio | 0.30 |
Enterprise Valuation
| EV / Earnings | 21.20 |
| EV / Sales | 3.57 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 36.97 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 30.29 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.68%.
| Return on Equity (ROE) | 9.68% |
| Return on Assets (ROA) | 0.75% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.65% |
| Revenue Per Employee | $766,796 |
| Profits Per Employee | $129,029 |
| Employee Count | 10,300 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Ally Financial has paid $382.00 million in taxes.
| Income Tax | 382.00M |
| Effective Tax Rate | 20.81% |
Stock Price Statistics
The stock price has increased by +8.82% in the last 52 weeks. The beta is 1.08, so Ally Financial's price volatility has been similar to the market average.
| Beta (5Y) | 1.08 |
| 52-Week Price Change | +8.82% |
| 50-Day Moving Average | 44.16 |
| 200-Day Moving Average | 42.25 |
| Relative Strength Index (RSI) | 38.41 |
| Average Volume (20 Days) | 3,292,394 |
Short Selling Information
The latest short interest is 13.84 million, so 4.60% of the outstanding shares have been sold short.
| Short Interest | 13.84M |
| Short Previous Month | 12.19M |
| Short % of Shares Out | 4.60% |
| Short % of Float | 5.13% |
| Short Ratio (days to cover) | 4.11 |
Income Statement
In the last 12 months, Ally Financial had revenue of $7.90 billion and earned $1.33 billion in profits. Earnings per share was $4.24.
| Revenue | 7.90B |
| Gross Profit | 7.90B |
| Operating Income | 1.84B |
| Pretax Income | 1.84B |
| Net Income | 1.33B |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $4.24 |
Balance Sheet
The company has $7.84 billion in cash and $23.08 billion in debt, with a net cash position of -$15.24 billion or -$50.61 per share.
| Cash & Cash Equivalents | 7.84B |
| Total Debt | 23.08B |
| Net Cash | -15.24B |
| Net Cash Per Share | -$50.61 |
| Equity (Book Value) | 15.49B |
| Book Value Per Share | 44.38 |
| Working Capital | -147.63B |
Cash Flow
In the last 12 months, operating cash flow was $4.57 billion and capital expenditures -$3.80 billion, giving a free cash flow of $762.00 million.
| Operating Cash Flow | 4.57B |
| Capital Expenditures | -3.80B |
| Depreciation & Amortization | n/a |
| Net Borrowing | 3.15B |
| Free Cash Flow | 762.00M |
| FCF Per Share | $2.53 |
Margins
| Gross Margin | n/a |
| Operating Margin | 23.25% |
| Pretax Margin | 23.25% |
| Profit Margin | 18.41% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 9.65% |
Dividends & Yields
This stock pays an annual dividend of $1.20, which amounts to a dividend yield of 2.80%.
| Dividend Per Share | $1.20 |
| Dividend Yield | 2.80% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 28.28% |
| Buyback Yield | -0.48% |
| Shareholder Yield | 2.32% |
| Earnings Yield | 10.28% |
| FCF Yield | 5.89% |
Analyst Forecast
The average price target for Ally Financial is $53.88, which is 25.54% higher than the current price. The consensus rating is "Buy".
| Price Target | $53.88 |
| Price Target Difference | 25.54% |
| Analyst Consensus | Buy |
| Analyst Count | 17 |
| Revenue Growth Forecast (3Y) | 8.01% |
| EPS Growth Forecast (3Y) | 23.77% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on April 10, 2014. It was a forward split with a ratio of 310:1.
| Last Split Date | Apr 10, 2014 |
| Split Type | Forward |
| Split Ratio | 310:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |