Ally Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018
Period Ending	Jun '25 Jun 30, 2025	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018
Net Income	-	1,714	3,060	1,085	1,715	1,263
Depreciation & Amortization	-	1,327	1,261	1,550	1,555	1,649
Provision for Credit Losses	-	1,399	241	1,439	998	918
Net Change in Loans Held-for-Sale	-	-133	-148	-38	12	-68
Other Adjustments	-	621	-116	-23	-90	356
Changes in Accounts Payable	-	198	-204	-229	118	148
Changes in Other Operating Activities	-	1,121	-52	-45	-258	-116
Operating Cash Flow	-	6,247	4,042	3,739	4,050	4,150
Operating Cash Flow Growth	-	54.55%	8.10%	-7.68%	-2.41%	1.74%
Net Change in Loans Held-for-Investment	-	-15,037	-3,484	8,839	851	-8,847
Net Change in Securities and Investments	-	-1,186	-4,790	1,677	-2,672	-4,702
Payments for Business Acquisitions	-	-	-699	-	-171	-
Other Investing Activities	-	-1,040	-2,125	-2,089	-1,777	-960
Investing Cash Flow	-	-17,263	-11,098	8,427	-3,769	-14,509
Net Change in Deposits	-	10,703	4,511	16,262	14,547	12,867
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-	2,399	-2,136	-3,395	-4,456	-1,426
Long-Term Debt Issued	-	7,125	2,997	3,660	6,915	18,401
Long-Term Debt Repaid	-	-6,464	-6,068	-16,107	-17,224	-17,940
Net Long-Term Debt Issued (Repaid)	-	661	-3,071	-12,447	-10,309	461
Repurchase of Common Stock	-	-1,650	-1,994	-106	-1,039	-939
Net Common Stock Issued (Repurchased)	-	-1,650	-1,994	-106	-1,039	-939
Issuance of Preferred Stock	-	-	2,324	-	-	-
Repurchase of Preferred Stock	-	-	-2,710	-	-	-
Net Preferred Stock Issued (Repurchased)	-	-	-386	-	-	-
Common Dividends Paid	-	-384	-324	-289	-273	-242
Preferred Share Dividends Paid	-	-110	-57	-	-	-
Other Financing Activities	-	-44	-391	-	-	-
Financing Cash Flow	-	11,575	-3,848	25	-1,530	10,721
Effect of Exchange Rate Changes on Cash and Cash Equivalents	-	-7	-	3	3	-5
Net Cash Flow	-	552	-10,904	12,194	-1,246	357
Free Cash Flow	-	6,247	4,042	3,739	4,050	4,150
Free Cash Flow Growth	-	54.55%	8.10%	-7.68%	-2.41%	1.74%
FCF Margin	-	88.87%	50.75%	71.26%	75.06%	84.94%
Free Cash Flow Per Share	-	19.61	11.07	9.92	10.24	9.70
Levered Free Cash Flow	323	4,911	937	-10,086	-7,179	3,405
Unlevered Free Cash Flow	-	2,646	1,005	1,276	1,415	1,681

Updated May 5, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

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