Ally Financial Inc. (ALLY)
NYSE: ALLY · Real-Time Price · USD
38.17
-1.47 (-3.71%)
At close: Oct 30, 2026, 4:00 PM EDT
38.37
+0.20 (0.52%)
After-hours: Oct 30, 2026, 7:46 PM EDT
Ally Financial Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 852 | 668 | 957 | 1,714 | 3,060 |
Depreciation & Amortization | 460 | 463 | 387 | 413 | 691 |
Other Amortization | 909 | 868 | 1,051 | 1,084 | 914 |
Gain (Loss) on Sale of Assets | 28 | -132 | -211 | -170 | -344 |
Gain (Loss) on Sale of Investments | 361 | -72 | -144 | 120 | -285 |
Total Asset Writedown | 305 | 118 | 149 | - | - |
Provision for Credit Losses | 1,477 | 2,166 | 1,968 | 1,399 | 241 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 101 | 413 | 405 | -133 | -148 |
Change in Other Net Operating Assets | -104 | 464 | -358 | 1,121 | -52 |
Other Operating Activities | - | - | - | - | 136 |
Operating Cash Flow | 3,729 | 4,528 | 4,557 | 6,247 | 4,042 |
Operating Cash Flow Growth | -17.65% | -0.64% | -27.05% | 54.55% | 8.10% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -4,275 | -3,460 | -2,759 | -3,532 | -5,120 |
Sale of Property, Plant and Equipment | 2,583 | 3,808 | 3,228 | 3,023 | 3,438 |
Cash Acquisitions | - | - | - | - | -699 |
Investment in Securities | 577 | 2,185 | 1,943 | -1,186 | -4,790 |
Divestitures | 2,412 | 1,956 | - | - | - |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -5,961 | 1,110 | -9,015 | -15,037 | -3,484 |
Other Investing Activities | -600 | -608 | -579 | -531 | -443 |
Investing Cash Flow | -5,264 | 4,991 | -7,182 | -17,263 | -11,098 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | 3,070 | - | 898 | 2,399 | - |
Long-Term Debt Issued | 4,673 | 4,337 | 5,705 | 7,125 | 2,997 |
Total Debt Issued | 7,743 | 4,337 | 6,603 | 9,524 | 2,997 |
Short-Term Debt Repaid | - | -1,672 | - | - | -2,136 |
Long-Term Debt Repaid | -5,181 | -4,484 | -4,595 | -6,508 | -9,169 |
Total Debt Repaid | -5,181 | -6,156 | -4,595 | -6,508 | -11,305 |
Net Debt Issued (Repaid) | 2,562 | -1,819 | 2,008 | 3,016 | -8,308 |
Repurchase of Common Stock | -59 | -38 | -33 | -1,650 | -1,994 |
Preferred Stock Issued | - | - | - | - | 2,324 |
Common Dividends Paid | -379 | -372 | -368 | -384 | -324 |
Preferred Dividends Paid | -110 | -110 | -110 | -110 | -57 |
Total Dividends Paid | -489 | -482 | -478 | -494 | -381 |
Net Increase (Decrease) in Deposit Accounts | -58 | -3,227 | 2,342 | 10,703 | 4,511 |
Financing Cash Flow | 1,956 | -5,566 | 3,839 | 11,575 | -3,848 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | 8 | -12 | 3 | -7 | - |
Net Cash Flow | 429 | 3,941 | 1,217 | 552 | -10,904 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -546 | 1,068 | 1,798 | 2,715 | -1,078 |
Free Cash Flow Growth | - | -40.60% | -33.77% | - | - |
Free Cash Flow Margin | -7.40% | 15.82% | 25.30% | 34.18% | -12.43% |
Free Cash Flow Per Share | -1.74 | 3.44 | 5.89 | 8.52 | -2.95 |