Ally Financial Inc. (ALLY)

Ally Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	852	668	957	1,714	3,060
Depreciation & Amortization	1,397	1,199	1,227	1,327	1,261
Provision for Credit Losses	1,477	2,166	1,968	1,399	241
Net Change in Loans Held-for-Sale	101	413	405	-133	-148
Other Adjustments	167	-414	-92	621	-116
Changes in Accounts Payable	-161	32	450	198	-204
Changes in Other Operating Activities	-104	464	-358	1,121	-52
Operating Cash Flow	3,729	4,528	4,557	6,247	4,042
Operating Cash Flow Growth	-17.65%	-0.64%	-27.05%	54.55%	8.10%
Net Change in Loans Held-for-Investment	-5,961	1,110	-9,015	-15,037	-3,484
Net Change in Securities and Investments	577	2,185	1,943	-1,186	-4,790
Payments for Business Acquisitions	-	-	-	-	-699
Proceeds from Business Divestments	2,412	1,956	-	-	-
Other Investing Activities	-2,292	-260	-110	-1,040	-2,125
Investing Cash Flow	-5,264	4,991	-7,182	-17,263	-11,098
Net Change in Deposits	-58	-3,227	2,342	10,703	4,511
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	3,070	-1,672	898	2,399	-2,136
Long-Term Debt Issued	4,673	4,337	5,705	7,125	2,997
Long-Term Debt Repaid	-5,181	-4,484	-4,595	-6,464	-6,068
Net Long-Term Debt Issued (Repaid)	-508	-147	1,110	661	-3,071
Repurchase of Common Stock	-59	-38	-33	-1,650	-1,994
Net Common Stock Issued (Repurchased)	-59	-38	-33	-1,650	-1,994
Issuance of Preferred Stock	-	-	-	-	2,324
Repurchase of Preferred Stock	-	-	-	-	-2,710
Net Preferred Stock Issued (Repurchased)	-	-	-	-	-386
Common Dividends Paid	-379	-372	-368	-384	-324
Preferred Share Dividends Paid	-110	-110	-110	-110	-57
Other Financing Activities	-	-	-	-44	-391
Financing Cash Flow	1,956	-5,566	3,839	11,575	-3,848
Effect of Exchange Rate Changes on Cash and Cash Equivalents	8	-12	3	-7	-
Net Cash Flow	429	3,941	1,217	552	-10,904
Free Cash Flow	3,729	4,528	4,557	6,247	4,042
Free Cash Flow Growth	-17.65%	-0.64%	-27.05%	54.55%	8.10%
FCF Margin	57.93%	75.28%	72.73%	88.87%	50.75%
Free Cash Flow Per Share	11.91	14.60	14.93	19.61	11.07
Levered Free Cash Flow	1,366	2,106	3,276	4,911	937
Unlevered Free Cash Flow	1,132	1,695	1,319	2,646	1,005

Updated Jan 21, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q