Ally Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	852	668	957	1,714	3,060
Depreciation & Amortization	460	463	387	413	691
Other Amortization	909	868	1,051	1,084	914
Gain (Loss) on Sale of Assets	28	-132	-211	-170	-344
Gain (Loss) on Sale of Investments	361	-72	-144	120	-285
Total Asset Writedown	305	118	149	-	-
Provision for Credit Losses	1,477	2,166	1,968	1,399	241
Net Decrease (Increase) in Loans Originated / Sold - Operating	101	413	405	-133	-148
Change in Other Net Operating Assets	-104	464	-358	1,121	-52
Other Operating Activities	-	-	-	-	136
Operating Cash Flow	3,729	4,528	4,557	6,247	4,042
Operating Cash Flow Growth	-17.65%	-0.64%	-27.05%	54.55%	8.10%
Capital Expenditures	-4,275	-3,460	-2,759	-3,532	-5,120
Sale of Property, Plant and Equipment	2,583	3,808	3,228	3,023	3,438
Cash Acquisitions	-	-	-	-	-699
Investment in Securities	577	2,185	1,943	-1,186	-4,790
Divestitures	2,412	1,956	-	-	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	-5,961	1,110	-9,015	-15,037	-3,484
Other Investing Activities	-600	-608	-579	-531	-443
Investing Cash Flow	-5,264	4,991	-7,182	-17,263	-11,098
Short-Term Debt Issued	3,070	-	898	2,399	-
Long-Term Debt Issued	4,673	4,337	5,705	7,125	2,997
Total Debt Issued	7,743	4,337	6,603	9,524	2,997
Short-Term Debt Repaid	-	-1,672	-	-	-2,136
Long-Term Debt Repaid	-5,181	-4,484	-4,595	-6,508	-9,169
Total Debt Repaid	-5,181	-6,156	-4,595	-6,508	-11,305
Net Debt Issued (Repaid)	2,562	-1,819	2,008	3,016	-8,308
Repurchase of Common Stock	-59	-38	-33	-1,650	-1,994
Preferred Stock Issued	-	-	-	-	2,324
Common Dividends Paid	-379	-372	-368	-384	-324
Preferred Dividends Paid	-110	-110	-110	-110	-57
Total Dividends Paid	-489	-482	-478	-494	-381
Net Increase (Decrease) in Deposit Accounts	-58	-3,227	2,342	10,703	4,511
Financing Cash Flow	1,956	-5,566	3,839	11,575	-3,848
Foreign Exchange Rate Adjustments	8	-12	3	-7	-
Net Cash Flow	429	3,941	1,217	552	-10,904
Free Cash Flow	-546	1,068	1,798	2,715	-1,078
Free Cash Flow Growth	-	-40.60%	-33.77%	-	-
Free Cash Flow Margin	-7.40%	15.82%	25.30%	34.18%	-12.43%
Free Cash Flow Per Share	-1.74	3.44	5.89	8.52	-2.95
Cash Interest Paid	6,477	7,354	6,357	2,583	2,033
Cash Income Tax Paid	359	135	-27	-425	1,292

Updated Jan 21, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

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