Ally Financial Statistics
Total Valuation
Ally Financial has a market cap or net worth of $12.68 billion. The enterprise value is $23.16 billion.
Important Dates
The last earnings date was Friday, October 17, 2025, before market open.
| Earnings Date | Oct 17, 2025 |
| Ex-Dividend Date | Oct 31, 2025 |
Share Statistics
Ally Financial has 308.05 million shares outstanding. The number of shares has increased by 1.06% in one year.
| Current Share Class | 308.05M |
| Shares Outstanding | 308.05M |
| Shares Change (YoY) | +1.06% |
| Shares Change (QoQ) | +0.44% |
| Owned by Insiders (%) | 0.54% |
| Owned by Institutions (%) | 84.79% |
| Float | 277.14M |
Valuation Ratios
The trailing PE ratio is 24.62 and the forward PE ratio is 8.43. Ally Financial's PEG ratio is 0.22.
| PE Ratio | 24.62 |
| Forward PE | 8.43 |
| PS Ratio | 1.77 |
| Forward PS | 1.39 |
| PB Ratio | 0.99 |
| P/TBV Ratio | 1.01 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 3.14 |
| PEG Ratio | 0.22 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 44.28 |
| EV / Sales | 3.23 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 4.25%.
| Return on Equity (ROE) | 4.25% |
| Return on Assets (ROA) | 0.33% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $670,187 |
| Profits Per Employee | $48,879 |
| Employee Count | 10,700 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Ally Financial has paid $140.00 million in taxes.
| Income Tax | 140.00M |
| Effective Tax Rate | 18.09% |
Stock Price Statistics
The stock price has increased by +5.57% in the last 52 weeks. The beta is 1.21, so Ally Financial's price volatility has been higher than the market average.
| Beta (5Y) | 1.21 |
| 52-Week Price Change | +5.57% |
| 50-Day Moving Average | 39.92 |
| 200-Day Moving Average | 37.64 |
| Relative Strength Index (RSI) | 59.14 |
| Average Volume (20 Days) | 3,002,019 |
Short Selling Information
The latest short interest is 11.29 million, so 3.67% of the outstanding shares have been sold short.
| Short Interest | 11.29M |
| Short Previous Month | 10.35M |
| Short % of Shares Out | 3.67% |
| Short % of Float | 4.08% |
| Short Ratio (days to cover) | 2.99 |
Income Statement
In the last 12 months, Ally Financial had revenue of $7.17 billion and earned $523.00 million in profits. Earnings per share was $1.67.
| Revenue | 7.17B |
| Gross Profit | 7.17B |
| Operating Income | 1.20B |
| Pretax Income | 774.00M |
| Net Income | 523.00M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.67 |
Full Income StatementBalance Sheet
The company has $10.25 billion in cash and $20.73 billion in debt, giving a net cash position of -$10.48 billion or -$34.03 per share.
| Cash & Cash Equivalents | 10.25B |
| Total Debt | 20.73B |
| Net Cash | -10.48B |
| Net Cash Per Share | -$34.03 |
| Equity (Book Value) | 15.12B |
| Book Value Per Share | 41.56 |
| Working Capital | -138.54B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $4.04 billion and capital expenditures -$4.30 billion, giving a free cash flow of -$261.00 million.
| Operating Cash Flow | 4.04B |
| Capital Expenditures | -4.30B |
| Free Cash Flow | -261.00M |
| FCF Per Share | -$0.85 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 16.69% |
| Pretax Margin | 10.79% |
| Profit Margin | 8.83% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $1.20, which amounts to a dividend yield of 2.92%.
| Dividend Per Share | $1.20 |
| Dividend Yield | 2.92% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 71.93% |
| Buyback Yield | -1.06% |
| Shareholder Yield | 1.86% |
| Earnings Yield | 4.13% |
| FCF Yield | -2.06% |
Dividend DetailsAnalyst Forecast
The average price target for Ally Financial is $46.33, which is 12.59% higher than the current price. The consensus rating is "Buy".
| Price Target | $46.33 |
| Price Target Difference | 12.59% |
| Analyst Consensus | Buy |
| Analyst Count | 17 |
| Revenue Growth Forecast (5Y) | 9.04% |
| EPS Growth Forecast (5Y) | 27.61% |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on April 10, 2014. It was a forward split with a ratio of 310:1.
| Last Split Date | Apr 10, 2014 |
| Split Type | Forward |
| Split Ratio | 310:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
