Ally Financial Statistics
Total Valuation
Ally Financial has a market cap or net worth of $12.25 billion. The enterprise value is $21.11 billion.
| Market Cap | 12.25B |
| Enterprise Value | 21.11B |
Important Dates
The next confirmed earnings date is Wednesday, July 17, 2024, before market open.
| Earnings Date | Jul 17, 2024 |
| Ex-Dividend Date | Apr 30, 2024 |
Share Statistics
Ally Financial has 303.98 million shares outstanding. The number of shares has increased by 1.64% in one year.
| Shares Outstanding | 303.98M |
| Shares Change (YoY) | +1.64% |
| Shares Change (QoQ) | +0.55% |
| Owned by Insiders (%) | 10.53% |
| Owned by Institutions (%) | 81.57% |
| Float | 273.51M |
Valuation Ratios
The trailing PE ratio is 16.52 and the forward PE ratio is 10.88. Ally Financial's PEG ratio is 0.85.
| PE Ratio | 16.52 |
| Forward PE | 10.88 |
| PS Ratio | 1.51 |
| Forward PS | 1.42 |
| PB Ratio | 0.90 |
| P/FCF Ratio | 2.68 |
| PEG Ratio | 0.85 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 10.52, with an EV/FCF ratio of 4.62.
| EV / Earnings | 28.22 |
| EV / Sales | 2.61 |
| EV / EBITDA | 10.52 |
| EV / EBIT | 27.96 |
| EV / FCF | 4.62 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 1.25 |
| Debt / EBITDA | 8.48 |
| Debt / FCF | 3.72 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.60% and return on invested capital (ROIC) is 9.35%.
| Return on Equity (ROE) | 5.60% |
| Return on Assets (ROA) | 0.40% |
| Return on Capital (ROIC) | 9.35% |
| Revenue Per Employee | $729,730 |
| Profits Per Employee | $67,387 |
| Employee Count | 11,100 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Ally Financial has paid $7.00 million in taxes.
| Income Tax | 7.00M |
| Effective Tax Rate | 0.93% |
Stock Price Statistics
The stock price has increased by +47.22% in the last 52 weeks. The beta is 1.40, so Ally Financial's price volatility has been higher than the market average.
| Beta (5Y) | 1.40 |
| 52-Week Price Change | +47.22% |
| 50-Day Moving Average | 39.32 |
| 200-Day Moving Average | 34.13 |
| Relative Strength Index (RSI) | 57.49 |
| Average Volume (20 Days) | 2,514,237 |
Short Selling Information
The latest short interest is 8.47 million, so 2.79% of the outstanding shares have been sold short.
| Short Interest | 8.47M |
| Short Previous Month | 5.79M |
| Short % of Shares Out | 2.79% |
| Short % of Float | 3.10% |
| Short Ratio (days to cover) | 3.73 |
Income Statement
In the last 12 months, Ally Financial had revenue of $8.10 billion and earned $748.00 million in profits. Earnings per share was $2.44.
| Revenue | 8.10B |
| Gross Profit | 7.65B |
| Operating Income | 2.90B |
| Pretax Income | 755.00M |
| Net Income | 748.00M |
| EBITDA | 2.01B |
| EBIT | 755.00M |
| Earnings Per Share (EPS) | $2.44 |
Balance Sheet
The company has $8.15 billion in cash and $17.01 billion in debt, giving a net cash position of -$8.86 billion or -$29.14 per share.
| Cash & Cash Equivalents | 8.15B |
| Total Debt | 17.01B |
| Net Cash | -8.86B |
| Net Cash Per Share | -$29.14 |
| Equity (Book Value) | 13.66B |
| Book Value Per Share | 44.93 |
| Working Capital | n/a |
Cash Flow
| Operating Cash Flow | 4.57B |
| Capital Expenditures | n/a |
| Free Cash Flow | 4.57B |
| FCF Per Share | $14.94 |
Margins
Gross margin is 94.49%, with operating and profit margins of 35.74% and 9.23%.
| Gross Margin | 94.49% |
| Operating Margin | 35.74% |
| Pretax Margin | 9.32% |
| Profit Margin | 9.23% |
| EBITDA Margin | 24.78% |
| EBIT Margin | 9.32% |
| FCF Margin | 56.44% |
Dividends & Yields
This stock pays an annual dividend of $1.20, which amounts to a dividend yield of 2.98%.
| Dividend Per Share | $1.20 |
| Dividend Yield | 2.98% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 49.18% |
| Buyback Yield | -1.64% |
| Shareholder Yield | 1.34% |
| Earnings Yield | 6.10% |
| FCF Yield | 37.31% |
Analyst Forecast
The average price target for Ally Financial is $41.00, which is 1.71% higher than the current price. The consensus rating is "Buy".
| Price Target | $41.00 |
| Price Target Difference | 1.71% |
| Analyst Consensus | Buy |
| Analyst Count | 19 |
| Revenue Growth Forecast (5Y) | 4.81% |
| EPS Growth Forecast (5Y) | 16.35% |
Stock Splits
The last stock split was on April 10, 2014. It was a forward split with a ratio of 310:1.
| Last Split Date | Apr 10, 2014 |
| Split Type | Forward |
| Split Ratio | 310:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |