Ally Financial Statistics
Total Valuation
Ally Financial has a market cap or net worth of $12.19 billion. The enterprise value is $24.02 billion.
Important Dates
The next estimated earnings date is Thursday, April 16, 2026, before market open.
| Earnings Date | Apr 16, 2026 |
| Ex-Dividend Date | Feb 2, 2026 |
Share Statistics
Ally Financial has 309.09 million shares outstanding. The number of shares has increased by 0.93% in one year.
| Current Share Class | 309.09M |
| Shares Outstanding | 309.09M |
| Shares Change (YoY) | +0.93% |
| Shares Change (QoQ) | +0.14% |
| Owned by Insiders (%) | 0.79% |
| Owned by Institutions (%) | 84.21% |
| Float | 276.82M |
Valuation Ratios
The trailing PE ratio is 16.64 and the forward PE ratio is 7.52. Ally Financial's PEG ratio is 0.20.
| PE Ratio | 16.64 |
| Forward PE | 7.52 |
| PS Ratio | 1.65 |
| Forward PS | 1.32 |
| PB Ratio | 0.98 |
| P/TBV Ratio | 0.94 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 3.26 |
| PEG Ratio | 0.20 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 32.37 |
| EV / Sales | 3.26 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.80%.
| Return on Equity (ROE) | 5.80% |
| Return on Assets (ROA) | 0.44% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.80% |
| Revenue Per Employee | $715,922 |
| Profits Per Employee | $72,039 |
| Employee Count | 10,300 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Ally Financial has paid $199.00 million in taxes.
| Income Tax | 199.00M |
| Effective Tax Rate | 18.93% |
Stock Price Statistics
The stock price has increased by +6.91% in the last 52 weeks. The beta is 1.16, so Ally Financial's price volatility has been higher than the market average.
| Beta (5Y) | 1.16 |
| 52-Week Price Change | +6.91% |
| 50-Day Moving Average | 43.40 |
| 200-Day Moving Average | 40.33 |
| Relative Strength Index (RSI) | 37.72 |
| Average Volume (20 Days) | 3,710,910 |
Short Selling Information
The latest short interest is 11.01 million, so 3.56% of the outstanding shares have been sold short.
| Short Interest | 11.01M |
| Short Previous Month | 10.74M |
| Short % of Shares Out | 3.56% |
| Short % of Float | 3.98% |
| Short Ratio (days to cover) | 2.88 |
Income Statement
In the last 12 months, Ally Financial had revenue of $7.37 billion and earned $742.00 million in profits. Earnings per share was $2.37.
| Revenue | 7.37B |
| Gross Profit | 7.37B |
| Operating Income | 1.36B |
| Pretax Income | 1.05B |
| Net Income | 742.00M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.37 |
Full Income StatementBalance Sheet
The company has $10.03 billion in cash and $21.89 billion in debt, with a net cash position of -$11.86 billion or -$38.37 per share.
| Cash & Cash Equivalents | 10.03B |
| Total Debt | 21.89B |
| Net Cash | -11.86B |
| Net Cash Per Share | -$38.37 |
| Equity (Book Value) | 15.50B |
| Book Value Per Share | 42.70 |
| Working Capital | -143.27B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $3.73 billion and capital expenditures -$4.28 billion, giving a free cash flow of -$546.00 million.
| Operating Cash Flow | 3.73B |
| Capital Expenditures | -4.28B |
| Free Cash Flow | -546.00M |
| FCF Per Share | -$1.77 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 18.39% |
| Pretax Margin | 14.25% |
| Profit Margin | 11.55% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $1.20, which amounts to a dividend yield of 3.04%.
| Dividend Per Share | $1.20 |
| Dividend Yield | 3.04% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 50.63% |
| Buyback Yield | -0.93% |
| Shareholder Yield | 2.12% |
| Earnings Yield | 6.10% |
| FCF Yield | -4.49% |
Dividend DetailsAnalyst Forecast
The average price target for Ally Financial is $49.87, which is 26.45% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $49.87 |
| Price Target Difference | 26.45% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 16 |
| Revenue Growth Forecast (5Y) | 9.00% |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on April 10, 2014. It was a forward split with a ratio of 310:1.
| Last Split Date | Apr 10, 2014 |
| Split Type | Forward |
| Split Ratio | 310:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
