Ally Financial Statistics
Total Valuation
Ally Financial has a market cap or net worth of $13.00 billion. The enterprise value is $22.23 billion.
Important Dates
The next confirmed earnings date is Friday, October 17, 2025, before market open.
| Earnings Date | Oct 17, 2025 |
| Ex-Dividend Date | Aug 1, 2025 |
Share Statistics
Ally Financial has 307.81 million shares outstanding. The number of shares has increased by 1.27% in one year.
| Current Share Class | 307.81M |
| Shares Outstanding | 307.81M |
| Shares Change (YoY) | +1.27% |
| Shares Change (QoQ) | +1.11% |
| Owned by Insiders (%) | 0.41% |
| Owned by Institutions (%) | 86.06% |
| Float | 277.31M |
Valuation Ratios
The trailing PE ratio is 40.73 and the forward PE ratio is 9.41. Ally Financial's PEG ratio is 0.26.
| PE Ratio | 40.73 |
| Forward PE | 9.41 |
| PS Ratio | 1.90 |
| Forward PS | 1.46 |
| PB Ratio | 1.06 |
| P/TBV Ratio | 1.08 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 3.52 |
| PEG Ratio | 0.26 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 68.83 |
| EV / Sales | 3.24 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 3.06%.
| Return on Equity (ROE) | 3.06% |
| Return on Assets (ROA) | 0.23% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $640,374 |
| Profits Per Employee | $30,187 |
| Employee Count | 10,700 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Ally Financial has paid $92.00 million in taxes.
| Income Tax | 92.00M |
| Effective Tax Rate | 17.49% |
Stock Price Statistics
The stock price has increased by +28.45% in the last 52 weeks. The beta is 1.13, so Ally Financial's price volatility has been higher than the market average.
| Beta (5Y) | 1.13 |
| 52-Week Price Change | +28.45% |
| 50-Day Moving Average | 39.54 |
| 200-Day Moving Average | 36.95 |
| Relative Strength Index (RSI) | 71.32 |
| Average Volume (20 Days) | 2,506,589 |
Short Selling Information
The latest short interest is 10.09 million, so 3.28% of the outstanding shares have been sold short.
| Short Interest | 10.09M |
| Short Previous Month | 10.93M |
| Short % of Shares Out | 3.28% |
| Short % of Float | 3.64% |
| Short Ratio (days to cover) | 3.87 |
Income Statement
In the last 12 months, Ally Financial had revenue of $6.85 billion and earned $323.00 million in profits. Earnings per share was $1.04.
| Revenue | 6.85B |
| Gross Profit | 6.85B |
| Operating Income | 949.00M |
| Pretax Income | 609.00M |
| Net Income | 323.00M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.04 |
Full Income StatementBalance Sheet
The company has $10.59 billion in cash and $19.83 billion in debt, giving a net cash position of -$9.24 billion or -$30.01 per share.
| Cash & Cash Equivalents | 10.59B |
| Total Debt | 19.83B |
| Net Cash | -9.24B |
| Net Cash Per Share | -$30.01 |
| Equity (Book Value) | 14.55B |
| Book Value Per Share | 39.71 |
| Working Capital | -137.82B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $3.70 billion and capital expenditures -$3.75 billion, giving a free cash flow of -$56.00 million.
| Operating Cash Flow | 3.70B |
| Capital Expenditures | -3.75B |
| Free Cash Flow | -56.00M |
| FCF Per Share | -$0.18 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 13.85% |
| Pretax Margin | 7.68% |
| Profit Margin | 6.32% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $1.20, which amounts to a dividend yield of 2.84%.
| Dividend Per Share | $1.20 |
| Dividend Yield | 2.84% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 115.77% |
| Buyback Yield | -1.27% |
| Shareholder Yield | 1.57% |
| Earnings Yield | 2.49% |
| FCF Yield | -0.43% |
Dividend DetailsAnalyst Forecast
The average price target for Ally Financial is $44.33, which is 5.00% higher than the current price. The consensus rating is "Buy".
| Price Target | $44.33 |
| Price Target Difference | 5.00% |
| Analyst Consensus | Buy |
| Analyst Count | 18 |
| Revenue Growth Forecast (5Y) | 9.29% |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on April 10, 2014. It was a forward split with a ratio of 310:1.
| Last Split Date | Apr 10, 2014 |
| Split Type | Forward |
| Split Ratio | 310:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
