Ally Financial Inc. (ALLY)

Ally Financial Statistics

Total Valuation

Ally Financial has a market cap or net worth of $12.07 billion. The enterprise value is $22.45 billion.

Market Cap	12.07B
Enterprise Value	22.45B

Important Dates

The last earnings date was Friday, October 17, 2025, before market open.

Earnings Date	Oct 17, 2025
Ex-Dividend Date	Oct 31, 2025

Share Statistics

Ally Financial has 307.83 million shares outstanding. The number of shares has increased by 1.06% in one year.

Current Share Class	307.83M
Shares Outstanding	307.83M
Shares Change (YoY)	+1.06%
Shares Change (QoQ)	+0.44%
Owned by Insiders (%)	0.55%
Owned by Institutions (%)	85.42%
Float	276.91M

Valuation Ratios

The trailing PE ratio is 33.58 and the forward PE ratio is 7.98. Ally Financial's PEG ratio is 0.22.

PE Ratio	33.58
Forward PE	7.98
PS Ratio	1.69
Forward PS	1.33
PB Ratio	0.94
P/TBV Ratio	0.94
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	0.22

Enterprise Valuation

EV / Earnings	61.67
EV / Sales	3.13
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 3.18%.

Return on Equity (ROE)	3.18%
Return on Assets (ROA)	0.25%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$670,187
Profits Per Employee	$34,019
Employee Count	10,700
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Ally Financial has paid $331.00 million in taxes.

Income Tax	331.00M
Effective Tax Rate	41.07%

Stock Price Statistics

The stock price has increased by +11.68% in the last 52 weeks. The beta is 1.17, so Ally Financial's price volatility has been higher than the market average.

Beta (5Y)	1.17
52-Week Price Change	+11.68%
50-Day Moving Average	40.76
200-Day Moving Average	37.57
Relative Strength Index (RSI)	44.16
Average Volume (20 Days)	3,774,008

Short Selling Information

The latest short interest is 9.83 million, so 3.19% of the outstanding shares have been sold short.

Short Interest	9.83M
Short Previous Month	9.90M
Short % of Shares Out	3.19%
Short % of Float	3.55%
Short Ratio (days to cover)	2.44

Income Statement

In the last 12 months, Ally Financial had revenue of $7.17 billion and earned $364.00 million in profits. Earnings per share was $1.16.

Revenue	7.17B
Gross Profit	7.17B
Operating Income	1.23B
Pretax Income	806.00M
Net Income	364.00M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.16

Balance Sheet

The company has $10.25 billion in cash and $20.63 billion in debt, giving a net cash position of -$10.38 billion or -$33.73 per share.

Cash & Cash Equivalents	10.25B
Total Debt	20.63B
Net Cash	-10.38B
Net Cash Per Share	-$33.73
Equity (Book Value)	15.12B
Book Value Per Share	41.56
Working Capital	-142.87B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	17.14%
Pretax Margin	11.24%
Profit Margin	6.61%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.20, which amounts to a dividend yield of 3.00%.

Dividend Per Share	$1.20
Dividend Yield	3.00%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	103.07%
Buyback Yield	-1.06%
Shareholder Yield	2.00%
Earnings Yield	3.02%
FCF Yield	n/a

Analyst Forecast

The average price target for Ally Financial is $46.33, which is 18.19% higher than the current price. The consensus rating is "Buy".

Price Target	$46.33
Price Target Difference	18.19%
Analyst Consensus	Buy
Analyst Count	17
Revenue Growth Forecast (5Y)	9.29%
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 10, 2014. It was a forward split with a ratio of 310:1.

Last Split Date	Apr 10, 2014
Split Type	Forward
Split Ratio	310:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2