AMERISAFE, Inc. (AMSF)
NASDAQ: AMSF · Real-Time Price · USD
19.50
+0.18 (0.93%)
At close: Nov 13, 2026, 4:00 PM EST
19.49
-0.01 (-0.05%)
After-hours: Nov 13, 2026, 7:30 PM EST
AMERISAFE Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 299.26 | 283.06 | 270.64 | 267.13 | 271.7 | 275.99 |
Total Interest & Dividend Income | 26.81 | 26.99 | 29.21 | 31.34 | 27.22 | 25.44 |
Gain (Loss) on Sale of Investments | 6.99 | 6.8 | 9 | 7.86 | -4.7 | 14.09 |
Other Revenue | 0.43 | 0.45 | 0.26 | 0.58 | 0.47 | 0.5 |
| 333.49 | 317.3 | 309.11 | 306.91 | 294.69 | 316.01 | |
Revenue Growth | 7.66% | 2.65% | 0.72% | 4.15% | -6.75% | -6.92% |
Policy Benefits | 191.12 | 172.46 | 159.92 | 151.22 | 155.02 | 164.51 |
Policy Acquisition & Underwriting Costs | 57.26 | 52.42 | 48.33 | 50.65 | 45.32 | 45.9 |
Selling, General & Administrative | 0.3 | 0.3 | 0.3 | 0.3 | 0.2 | 0.2 |
Total Operating Expenses | 283.37 | 258.44 | 240.05 | 229.53 | 227.05 | 236.56 |
Operating Income | 50.12 | 58.85 | 69.06 | 77.38 | 67.65 | 79.45 |
EBT Excluding Unusual Items | 50.12 | 58.85 | 69.06 | 77.38 | 67.65 | 79.45 |
Pretax Income | 50.12 | 58.85 | 69.06 | 77.38 | 67.65 | 79.45 |
Income Tax Expense | 9.76 | 11.71 | 13.62 | 15.27 | 12.04 | 13.69 |
Net Income | 40.36 | 47.15 | 55.44 | 62.11 | 55.6 | 65.76 |
Net Income to Common | 40.36 | 47.15 | 55.44 | 62.11 | 55.6 | 65.76 |
Net Income Growth | -19.15% | -14.96% | -10.74% | 11.70% | -15.44% | -24.07% |
Shares Outstanding (Basic) | 19 | 19 | 19 | 19 | 19 | 19 |
Shares Outstanding (Diluted) | 19 | 19 | 19 | 19 | 19 | 19 |
Shares Change | -1.57% | -0.40% | -0.34% | -0.50% | -0.45% | 0.23% |
EPS (Basic) | 2.16 | 2.48 | 2.91 | 3.24 | 2.89 | 3.40 |
EPS (Diluted) | 2.15 | 2.47 | 2.89 | 3.23 | 2.88 | 3.39 |
EPS Growth | -17.32% | -14.53% | -10.53% | 12.15% | -15.04% | -24.16% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 12.33 | 8.92 | 23.35 | 29.29 | 26.11 | 36.68 |
Free Cash Flow Per Share | 0.66 | 0.47 | 1.22 | 1.52 | 1.35 | 1.89 |
Dividend Per Share | 1.620 | 1.560 | 1.480 | 1.360 | 1.240 | 1.160 |
Dividend Growth | 5.20% | 5.41% | 8.82% | 9.68% | 6.90% | 7.41% |
Operating Margin | 15.03% | 18.55% | 22.34% | 25.21% | 22.96% | 25.14% |
Profit Margin | 12.10% | 14.86% | 17.93% | 20.24% | 18.87% | 20.81% |
Free Cash Flow Margin | 3.70% | 2.81% | 7.55% | 9.54% | 8.86% | 11.61% |
EBITDA | 50.8 | 59.59 | 70.15 | 78.8 | 68.96 | 80.47 |
EBITDA Margin | 15.23% | 18.78% | 22.69% | 25.68% | 23.40% | 25.46% |
D&A For EBITDA | 0.68 | 0.74 | 1.09 | 1.43 | 1.31 | 1.02 |
EBIT | 50.12 | 58.85 | 69.06 | 77.38 | 67.65 | 79.45 |
EBIT Margin | 15.03% | 18.55% | 22.34% | 25.21% | 22.96% | 25.14% |
Effective Tax Rate | 19.47% | 19.89% | 19.72% | 19.73% | 17.80% | 17.23% |
Revenue as Reported | 333.46 | 317.25 | 309.04 | 306.85 | 294.74 | 315.93 |