Arrow Financial Corporation (AROW)
NASDAQ: AROW · Real-Time Price · USD
31.89
-0.20 (-0.62%)
Mar 20, 2026, 10:28 AM EDT - Market open

Arrow Financial Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
198.03167.88163.07180.14175.09
Revenue Growth (YoY)
17.96%2.95%-9.48%2.88%6.43%
Gross Profit
198.03167.88163.07180.14175.09
Selling, General & Admin
66.5762.6556.2754.3851.65
Other Operating Expenses
43.6439.840.1631.9526.67
Total Operating Expenses
110.21102.4596.4386.3378.32
Operating Income
87.8265.4366.6493.8196.77
Pretax Income
55.3937.3637.5262.9164.4
Provision for Income Taxes
11.447.657.4514.1114.55
Net Income
43.9529.7130.0848.849.86
Net Income to Common
43.9529.7130.0848.849.86
Net Income Growth
47.95%-1.22%-38.37%-2.12%22.12%
Shares Outstanding (Basic)
1717171717
Shares Outstanding (Diluted)
1717171717
Shares Change (YoY)
-1.43%-1.71%-0.13%0.38%0.57%
EPS (Basic)
2.651.771.772.862.93
EPS (Diluted)
2.651.771.772.862.93
EPS Growth
49.72%--38.11%-2.39%21.20%
Free Cash Flow
36.1928.8713.545.4661.07
Free Cash Flow Growth
25.35%113.88%-70.31%-25.55%64.24%
Free Cash Flow Per Share
2.191.720.792.673.59
Dividends Per Share
1.1401.0901.0601.0300.960
Dividend Growth
4.59%2.83%2.91%7.29%3.00%
Gross Margin
100.00%100.00%100.00%100.00%100.00%
Operating Margin
44.35%38.98%40.87%52.08%55.27%
Profit Margin
22.20%17.70%18.44%27.09%28.47%
FCF Margin
18.28%17.20%8.28%25.24%34.88%
EBITDA
93.2470.7973.36101.36104.6
EBITDA Margin
47.08%42.17%44.98%56.27%59.74%
EBIT
87.8265.4366.6493.8196.77
EBIT Margin
44.35%38.98%40.87%52.08%55.27%
Effective Tax Rate
20.65%20.47%19.84%22.43%22.59%
Updated Dec 31, 2025. Data Source: Fiscal.ai. Standard template. Financial Sources.
SEC Filings: 10-K · 10-Q