Arrow Financial Statistics
Total Valuation
Arrow Financial has a market cap or net worth of $612.90 million. The enterprise value is $361.40 million.
| Market Cap | 612.90M |
| Enterprise Value | 361.40M |
Important Dates
The next estimated earnings date is Thursday, July 23, 2026, before market open.
| Earnings Date | Jul 23, 2026 |
| Ex-Dividend Date | May 12, 2026 |
Share Statistics
Arrow Financial has 16.53 million shares outstanding. The number of shares has decreased by -1.55% in one year.
| Current Share Class | 16.53M |
| Shares Outstanding | 16.53M |
| Shares Change (YoY) | -1.55% |
| Shares Change (QoQ) | -0.06% |
| Owned by Insiders (%) | 3.32% |
| Owned by Institutions (%) | 44.91% |
| Float | 14.10M |
Valuation Ratios
The trailing PE ratio is 11.99 and the forward PE ratio is 9.56.
| PE Ratio | 11.99 |
| Forward PE | 9.56 |
| PS Ratio | 3.64 |
| Forward PS | 2.73 |
| PB Ratio | 1.39 |
| P/TBV Ratio | 1.48 |
| P/FCF Ratio | 14.83 |
| P/OCF Ratio | 13.19 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 7.10 |
| EV / Sales | 2.15 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 8.74 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.91 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.11%.
| Return on Equity (ROE) | 12.11% |
| Return on Assets (ROA) | 1.14% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.95% |
| Revenue Per Employee | $291,272 |
| Profits Per Employee | $88,092 |
| Employee Count | 578 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Arrow Financial has paid $13.47 million in taxes.
| Income Tax | 13.47M |
| Effective Tax Rate | 20.86% |
Stock Price Statistics
The stock price has increased by +42.62% in the last 52 weeks. The beta is 0.76, so Arrow Financial's price volatility has been lower than the market average.
| Beta (5Y) | 0.76 |
| 52-Week Price Change | +42.62% |
| 50-Day Moving Average | 36.17 |
| 200-Day Moving Average | 32.28 |
| Relative Strength Index (RSI) | 54.32 |
| Average Volume (20 Days) | 66,751 |
Short Selling Information
The latest short interest is 218,538, so 1.32% of the outstanding shares have been sold short.
| Short Interest | 218,538 |
| Short Previous Month | 203,661 |
| Short % of Shares Out | 1.32% |
| Short % of Float | 1.55% |
| Short Ratio (days to cover) | 2.85 |
Income Statement
In the last 12 months, Arrow Financial had revenue of $168.36 million and earned $50.92 million in profits. Earnings per share was $3.09.
| Revenue | 168.36M |
| Gross Profit | 168.36M |
| Operating Income | 67.03M |
| Pretax Income | 64.60M |
| Net Income | 50.92M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.09 |
Balance Sheet
The company has $288.95 million in cash and $37.45 million in debt, with a net cash position of $251.49 million or $15.22 per share.
| Cash & Cash Equivalents | 288.95M |
| Total Debt | 37.45M |
| Net Cash | 251.49M |
| Net Cash Per Share | $15.22 |
| Equity (Book Value) | 440.14M |
| Book Value Per Share | 26.63 |
| Working Capital | -3.73B |
Cash Flow
In the last 12 months, operating cash flow was $46.45 million and capital expenditures -$5.12 million, giving a free cash flow of $41.34 million.
| Operating Cash Flow | 46.45M |
| Capital Expenditures | -5.12M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -4.41M |
| Free Cash Flow | 41.34M |
| FCF Per Share | $2.50 |
Margins
| Gross Margin | n/a |
| Operating Margin | 39.82% |
| Pretax Margin | 38.37% |
| Profit Margin | 30.37% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 24.55% |
Dividends & Yields
This stock pays an annual dividend of $1.20, which amounts to a dividend yield of 3.24%.
| Dividend Per Share | $1.20 |
| Dividend Yield | 3.24% |
| Dividend Growth (YoY) | 6.31% |
| Years of Dividend Growth | 32 |
| Payout Ratio | 38.14% |
| Buyback Yield | 1.55% |
| Shareholder Yield | 4.79% |
| Earnings Yield | 8.31% |
| FCF Yield | 6.74% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on September 19, 2023. It was a forward split with a ratio of 1.03:1.
| Last Split Date | Sep 19, 2023 |
| Split Type | Forward |
| Split Ratio | 1.03:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |