Arrow Financial Corporation (AROW)
NASDAQ: AROW · Real-Time Price · USD
38.82
+1.43 (3.82%)
At close: Sep 2, 2026, 4:00 PM EDT
39.13
+0.31 (0.80%)
After-hours: Sep 2, 2026, 7:30 PM EDT

Arrow Financial Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
719516481477560565
Market Cap Growth
46.87%7.43%0.85%-14.95%-0.74%21.83%
Last Close Price
38.8230.6426.8925.0928.1227.48

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.5111.7916.1815.8511.4811.32
PS Ratio
4.233.263.573.653.883.96
PB Ratio
1.441.201.201.251.591.52
P/FCF Ratio
16.1114.2716.6535.3012.339.24
P/OCF Ratio
13.8412.5113.9423.169.388.28

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.760.090.120.190.260.21
Debt / FCF Ratio
7.581.021.635.282.051.30
Net Debt / Equity Ratio
0.32-0.43-0.30-0.220.06-1.02
Net Debt / FCF Ratio
3.18-5.11-4.16-6.110.46-6.23
Return on Equity (ROE)
12.00%10.56%7.61%8.20%13.47%14.13%
Return on Assets (ROA)
1.15%1.00%0.70%0.74%1.22%1.29%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
7.11%8.51%6.18%6.31%8.71%8.83%
FCF Yield
6.21%7.01%6.01%2.83%8.11%10.82%
Dividend Yield
3.09%3.72%4.05%4.22%3.66%3.49%
Payout Ratio
38.66%42.99%61.55%59.79%35.75%32.68%
Buyback Yield / Dilution
1.48%1.43%1.71%0.13%-0.04%-0.81%
Total Shareholder Return
4.58%5.15%5.77%4.35%3.62%2.68%
SEC Filings: 10-K · 10-Q