Arrow Financial Corporation (AROW)
NASDAQ: AROW · Real-Time Price · USD
36.85
+0.79 (2.19%)
Apr 30, 2026, 4:00 PM EDT - Market closed

Arrow Financial Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
204.38198.03167.88163.07180.14175.09
Revenue Growth (YoY)
18.31%17.96%2.95%-9.48%2.88%6.43%
Gross Profit
204.38198.03167.88163.07180.14175.09
Selling, General & Admin
68.2966.5762.6556.2754.3851.65
Other Operating Expenses
38.2743.6439.840.1631.9526.67
Total Operating Expenses
106.56110.21102.4596.4386.3378.32
Operating Income
97.8287.8265.4366.6493.8196.77
Pretax Income
64.655.3937.3637.5262.9164.4
Provision for Income Taxes
13.4711.447.657.4514.1114.55
Net Income
51.1343.9529.7130.0848.849.86
Net Income to Common
51.1343.9529.7130.0848.849.86
Net Income Growth
80.29%47.95%-1.22%-38.37%-2.12%22.12%
Shares Outstanding (Basic)
161717171717
Shares Outstanding (Diluted)
161717171717
Shares Change (YoY)
-1.63%-1.43%-1.71%-0.13%0.38%0.57%
EPS (Basic)
3.092.651.771.772.862.93
EPS (Diluted)
3.092.651.771.772.862.93
EPS Growth
81.77%49.72%--38.11%-2.39%21.20%
Shares Outstanding
16.5116.4516.7416.9416.5516.52
Free Cash Flow
-36.1928.8713.545.4661.07
Free Cash Flow Growth
-25.35%113.88%-70.31%-25.55%64.24%
Free Cash Flow Per Share
-2.191.720.792.673.59
Dividends Per Share
0.8601.1401.0901.0601.0300.960
Dividend Growth
-24.56%4.59%2.83%2.91%7.29%3.00%
Gross Margin
100.00%100.00%100.00%100.00%100.00%100.00%
Operating Margin
47.86%44.35%38.98%40.87%52.08%55.27%
Profit Margin
25.02%22.20%17.70%18.44%27.09%28.47%
FCF Margin
-18.28%17.20%8.28%25.24%34.88%
EBITDA
97.8293.2470.7973.36101.36104.6
EBITDA Margin
47.86%47.08%42.17%44.98%56.27%59.74%
EBIT
97.8287.8265.4366.6493.8196.77
EBIT Margin
47.86%44.35%38.98%40.87%52.08%55.27%
Effective Tax Rate
20.86%20.65%20.47%19.84%22.43%22.59%
Updated Apr 30, 2026. Data Source: Fiscal.ai. Standard template. Financial Sources.
SEC Filings: 10-K · 10-Q