Arrow Financial Corporation (AROW)
NASDAQ: AROW · Real-Time Price · USD
29.78
+0.36 (1.22%)
Aug 28, 2025, 4:00 PM - Market closed
Arrow Financial Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2016 - 2020 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2016 - 2020 |
Net Income | 30.56 | 29.71 | 30.08 | 48.8 | 49.86 | 40.83 | Upgrade |
Depreciation & Amortization | 5.34 | 5.36 | 6.72 | 7.55 | 7.83 | 6.87 | Upgrade |
Gain (Loss) on Sale of Assets | 0.68 | 0.4 | 0.19 | 0.17 | 0.28 | -0.16 | Upgrade |
Gain (Loss) on Sale of Investments | 2.7 | 2.91 | 0.09 | -0.43 | -0.11 | 0.46 | Upgrade |
Provision for Credit Losses | 9.4 | 5.18 | 3.38 | 4.8 | 0.27 | 9.32 | Upgrade |
Net Decrease (Increase) in Loans Originated / Sold - Operating | -3.06 | -0.38 | 0.52 | 0.58 | 12.32 | -7.04 | Upgrade |
Change in Other Net Operating Assets | -9.09 | -7.42 | -19.95 | -0.57 | -1.03 | -1.75 | Upgrade |
Other Operating Activities | -1.79 | -1.92 | -1.25 | -1.99 | 0.32 | -2.91 | Upgrade |
Operating Cash Flow | 35.39 | 34.47 | 20.58 | 59.71 | 68.21 | 42.31 | Upgrade |
Operating Cash Flow Growth | 147.32% | 67.49% | -65.53% | -12.45% | 61.19% | -3.71% | Upgrade |
Capital Expenditures | -6.15 | -5.6 | -7.08 | -14.25 | -7.14 | -5.13 | Upgrade |
Sale of Property, Plant and Equipment | 2.54 | 3.33 | 2.71 | 1.48 | 1.55 | 2.48 | Upgrade |
Cash Acquisitions | 32.35 | 32.35 | - | - | - | - | Upgrade |
Investment in Securities | 45.78 | 67.78 | 150.3 | -60.06 | -183.86 | 22.92 | Upgrade |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -120.01 | -187.51 | -228.9 | -319.55 | -85.12 | -200.55 | Upgrade |
Other Investing Activities | -0.28 | 0.7 | 0.32 | -0.68 | -0.03 | -7.03 | Upgrade |
Investing Cash Flow | -45.77 | -88.95 | -82.65 | -393.06 | -274.6 | -187.32 | Upgrade |
Long-Term Debt Issued | - | 102.1 | 256.5 | 27 | - | 45 | Upgrade |
Total Debt Issued | 2.1 | 102.1 | 256.5 | 27 | - | 45 | Upgrade |
Short-Term Debt Repaid | - | - | - | - | - | -163.61 | Upgrade |
Long-Term Debt Repaid | - | -120.06 | -284.85 | -17.25 | -17.53 | -30.04 | Upgrade |
Total Debt Repaid | -100.07 | -120.06 | -284.85 | -17.25 | -17.53 | -193.65 | Upgrade |
Net Debt Issued (Repaid) | -97.97 | -17.96 | -28.35 | 9.75 | -17.53 | -148.65 | Upgrade |
Issuance of Common Stock | 0.7 | 0.72 | 0.69 | 3.01 | 3.82 | 3.07 | Upgrade |
Repurchase of Common Stock | -8.97 | -6.79 | -3.61 | -2.87 | -2.66 | -1.58 | Upgrade |
Common Dividends Paid | -18.57 | -18.29 | -17.98 | -17.44 | -16.3 | -15.74 | Upgrade |
Net Increase (Decrease) in Deposit Accounts | 208.01 | 102.68 | 189.2 | -52.13 | 315.77 | 618.67 | Upgrade |
Other Financing Activities | -4.56 | 6.12 | - | - | - | - | Upgrade |
Financing Cash Flow | 78.64 | 66.49 | 139.95 | -59.69 | 283.1 | 455.77 | Upgrade |
Net Cash Flow | 68.25 | 12.01 | 77.88 | -393.04 | 76.71 | 310.77 | Upgrade |
Free Cash Flow | 29.24 | 28.87 | 13.5 | 45.46 | 61.07 | 37.18 | Upgrade |
Free Cash Flow Growth | 205.39% | 113.88% | -70.31% | -25.55% | 64.24% | 2.83% | Upgrade |
Free Cash Flow Margin | 20.82% | 21.45% | 10.34% | 31.47% | 42.87% | 30.34% | Upgrade |
Free Cash Flow Per Share | 1.75 | 1.72 | 0.79 | 2.67 | 3.58 | 2.20 | Upgrade |
Cash Interest Paid | 84.59 | 84.49 | 51.83 | 5.75 | 5.37 | 13.8 | Upgrade |
Cash Income Tax Paid | 9.51 | 8.85 | 6.64 | 13.02 | 14.76 | 10.97 | Upgrade |
Updated Jul 24, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.