Arrow Financial Corporation (AROW)

Arrow Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Apr 1, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	436	481	477	560	565	463
Market Cap Growth	0.85%	0.85%	-14.95%	-0.74%	21.83%	-18.15%
Last Close Price	26.29	28.41	26.51	29.72	29.04	23.24
PE Ratio	14.87	16.18	15.85	11.48	11.32	11.35
PS Ratio	3.27	3.57	3.65	3.88	3.96	3.78
PB Ratio	1.10	1.20	1.25	1.59	1.52	1.39
P/FCF Ratio	15.24	16.65	35.30	12.33	9.24	12.46
P/OCF Ratio	12.77	13.94	23.16	9.38	8.28	10.95
Debt / Equity Ratio	0.12	0.12	0.19	0.26	0.21	0.29
Debt / FCF Ratio	1.63	1.63	5.28	2.05	1.30	2.64
Return on Equity (ROE)	7.61%	7.61%	8.20%	13.47%	14.13%	12.84%
Return on Assets (ROA)	0.70%	0.70%	0.74%	1.22%	1.29%	1.19%
Earnings Yield	6.75%	6.18%	6.31%	8.71%	8.83%	8.81%
FCF Yield	6.56%	6.01%	2.83%	8.11%	10.82%	8.03%
Dividend Yield	4.25%	3.84%	4.00%	3.47%	3.31%	4.01%
Payout Ratio	63.28%	61.55%	59.79%	35.75%	32.68%	38.55%
Buyback Yield / Dilution	1.71%	1.71%	0.13%	-0.04%	-0.81%	-0.30%
Total Shareholder Return	6.03%	5.55%	4.13%	3.43%	2.49%	3.71%

Updated Mar 14, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q