Arrow Financial Statistics
Total Valuation
Arrow Financial has a market cap or net worth of $419.95 million. The enterprise value is $299.83 million.
Important Dates
The next estimated earnings date is Tuesday, May 6, 2025, before market open.
| Earnings Date | May 6, 2025 |
| Ex-Dividend Date | Feb 10, 2025 |
Share Statistics
Arrow Financial has 16.72 million shares outstanding. The number of shares has decreased by -1.71% in one year.
| Current Share Class | 16.72M |
| Shares Outstanding | 16.72M |
| Shares Change (YoY) | -1.71% |
| Shares Change (QoQ) | -0.02% |
| Owned by Insiders (%) | 3.09% |
| Owned by Institutions (%) | 40.14% |
| Float | 14.30M |
Valuation Ratios
The trailing PE ratio is 14.19 and the forward PE ratio is 10.27.
| PE Ratio | 14.19 |
| Forward PE | 10.27 |
| PS Ratio | 3.12 |
| Forward PS | 2.53 |
| PB Ratio | 1.05 |
| P/TBV Ratio | 1.12 |
| P/FCF Ratio | 14.55 |
| P/OCF Ratio | 12.18 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 10.09 |
| EV / Sales | 2.23 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 10.38 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.63 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.61%.
| Return on Equity (ROE) | 7.61% |
| Return on Assets (ROA) | 0.70% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $243,007 |
| Profits Per Employee | $53,626 |
| Employee Count | 554 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Arrow Financial has paid $7.65 million in taxes.
| Income Tax | 7.65M |
| Effective Tax Rate | 20.47% |
Stock Price Statistics
The stock price has increased by +9.08% in the last 52 weeks. The beta is 0.70, so Arrow Financial's price volatility has been lower than the market average.
| Beta (5Y) | 0.70 |
| 52-Week Price Change | +9.08% |
| 50-Day Moving Average | 25.70 |
| 200-Day Moving Average | 28.41 |
| Relative Strength Index (RSI) | 50.69 |
| Average Volume (20 Days) | 52,919 |
Short Selling Information
The latest short interest is 127,684, so 0.76% of the outstanding shares have been sold short.
| Short Interest | 127,684 |
| Short Previous Month | 108,699 |
| Short % of Shares Out | 0.76% |
| Short % of Float | 0.89% |
| Short Ratio (days to cover) | 3.28 |
Income Statement
In the last 12 months, Arrow Financial had revenue of $134.63 million and earned $29.71 million in profits. Earnings per share was $1.77.
| Revenue | 134.63M |
| Gross Profit | 134.63M |
| Operating Income | 40.13M |
| Pretax Income | 39.55M |
| Net Income | 29.71M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.77 |
Full Income StatementBalance Sheet
The company has $167.21 million in cash and $47.09 million in debt, giving a net cash position of $120.12 million or $7.19 per share.
| Cash & Cash Equivalents | 167.21M |
| Total Debt | 47.09M |
| Net Cash | 120.12M |
| Net Cash Per Share | $7.19 |
| Equity (Book Value) | 400.90M |
| Book Value Per Share | 23.94 |
| Working Capital | -3.68B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $34.47 million and capital expenditures -$5.60 million, giving a free cash flow of $28.87 million.
| Operating Cash Flow | 34.47M |
| Capital Expenditures | -5.60M |
| Free Cash Flow | 28.87M |
| FCF Per Share | $1.73 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 29.81% |
| Pretax Margin | 27.75% |
| Profit Margin | 22.07% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 21.45% |
Dividends & Yields
This stock pays an annual dividend of $1.12, which amounts to a dividend yield of 4.47%.
| Dividend Per Share | $1.12 |
| Dividend Yield | 4.47% |
| Dividend Growth (YoY) | 1.85% |
| Years of Dividend Growth | 3 |
| Payout Ratio | 63.28% |
| Buyback Yield | 1.71% |
| Shareholder Yield | 6.19% |
| Earnings Yield | 7.07% |
| FCF Yield | 6.88% |
Dividend DetailsAnalyst Forecast
The average price target for Arrow Financial is $30.00, which is 19.78% higher than the current price. The consensus rating is "Hold".
| Price Target | $30.00 |
| Price Target Difference | 19.78% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
The last stock split was on September 19, 2023. It was a forward split with a ratio of 1.03:1.
| Last Split Date | Sep 19, 2023 |
| Split Type | Forward |
| Split Ratio | 1.03:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |