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AmeriServ Financial, Inc. (ASRV)
NASDAQ: ASRV · Real-Time Price · USD
4.910
+0.100 (2.08%)
Sep 15, 2026, 12:58 PM EDT - Market open

AmeriServ Financial Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
60.455.1353.1444.9857.2155.74
Revenue Growth
17.10%3.75%18.14%-21.37%2.62%10.90%
Net Income
8.525.613.6-3.357.457.07
Earnings Per Share
0.510.340.21-0.200.430.41
EPS Growth
130.84%61.77%--4.88%52.06%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
39.7960.7622.418.6129.9542.33
Total Debt
69.9278.07106.55120.67145.2574.06
Net Cash (Debt)
-30.12-17.31-84.14-102.06-115.29-31.74
Net Cash Growth
------
Net Cash Per Share
-1.80-1.05-5.01-5.95-6.72-1.85

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
1.893.192.696.295.219.94
Capital Expenditures
-1.85-1.12-1.71-1.38-2.08-1.24
Free Cash Flow
0.042.060.984.913.138.7
Free Cash Flow Growth
-98.62%111.37%-80.11%56.82%-64.03%-

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
14.10%10.18%6.78%-7.44%13.02%12.69%
FCF Margin
0.07%3.74%1.84%10.91%5.47%15.60%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.1200.1200.1200.1200.1150.100
Dividend Per Share Growth
0%0%0%4.35%15.00%0%
Dividend Yield
2.44%3.85%4.79%4.15%3.40%3.10%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.459.3912.29-9.059.32
P/FCF Ratio
1991.9625.5545.3611.3121.557.58
PS Ratio
1.350.960.831.231.181.18