AmeriServ Financial, Inc. (ASRV)

AmeriServ Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Year Ending	TTM	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Revenue	45.38	44.98	57.21	55.74	50.27	49.42
Revenue Growth (YoY)	-19.75%	-21.37%	2.62%	10.90%	1.72%	-1.79%
Gross Profit	45.38	44.98	57.21	55.74	50.27	49.42
Selling, General & Admin	44.28	44.58	40.82	39.26	38.51	34.93
Other Operating Expenses	4.99	4.79	7.19	7.72	5.95	6.89
Operating Expenses	49.27	49.37	48	46.97	44.46	41.82
Operating Income	-3.89	-4.39	9.2	8.77	5.81	7.6
Pretax Income	-3.89	-4.39	9.2	8.77	5.81	7.6
Income Tax	-0.93	-1.04	1.75	1.7	1.21	1.57
Net Income	-2.96	-3.35	7.45	7.07	4.6	6.03
Net Income Growth	-	-	5.32%	53.81%	-23.72%	-22.40%
Shares Outstanding (Basic)	17	17	17	17	17	17
Shares Outstanding (Diluted)	17	17	17	17	17	17
Shares Change	-0.05%	-0.01%	0.19%	0.30%	-2.16%	-3.31%
EPS (Basic)	-0.18	-0.20	0.44	0.41	0.27	0.35
EPS (Diluted)	-0.18	-0.20	0.43	0.41	0.27	0.35
EPS Growth	-	-	4.88%	51.85%	-22.86%	-18.60%
Free Cash Flow	0.7	4.91	3.13	8.7	-2.7	2.07
Free Cash Flow Per Share	0.04	0.29	0.18	0.51	-0.16	0.12
Dividend Per Share	0.120	0.120	0.115	0.100	0.100	0.095
Dividend Growth	0%	4.35%	15.00%	0%	5.26%	26.67%
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	-8.57%	-9.76%	16.08%	15.74%	11.56%	15.38%
Profit Margin	-6.52%	-7.44%	13.02%	12.69%	9.15%	12.20%
Free Cash Flow Margin	1.55%	10.91%	5.47%	15.60%	-5.37%	4.19%
Effective Tax Rate	-	-	19.05%	19.40%	20.89%	20.68%
EBITDA	-1.86	-2.34	11.27	10.79	7.81	9.47
EBITDA Margin	-4.10%	-5.20%	19.70%	19.36%	15.53%	19.17%
Depreciation & Amortization	2.03	2.05	2.07	2.02	2	1.87
EBIT	-3.89	-4.39	9.2	8.77	5.81	7.6
EBIT Margin	-8.57%	-9.76%	16.08%	15.74%	11.56%	15.38%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).