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AmeriServ Financial, Inc. (ASRV)
NASDAQ: ASRV · Real-Time Price · USD
4.645
+0.195 (4.38%)
Oct 2, 2026, 4:00 PM EDT - Market closed

AmeriServ Financial Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
795344556766
Market Cap Growth
64.65%19.05%-20.19%-17.74%2.27%23.49%
Last Close Price
4.643.122.512.893.393.23

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.129.3912.29-9.059.32
PS Ratio
1.310.960.831.231.181.18
PB Ratio
0.640.440.410.540.640.57
P/FCF Ratio
1923.6325.5545.3611.3121.557.58
P/OCF Ratio
41.7116.5416.488.8212.956.63

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.570.650.991.181.370.64
Debt / FCF Ratio
1705.3237.84109.1724.5946.428.52
Net Debt / Equity Ratio
0.250.140.791.001.090.27
Net Debt / FCF Ratio
734.738.3986.2120.8036.853.65
Return on Equity (ROE)
7.28%4.95%3.44%-3.21%6.69%6.40%
Return on Assets (ROA)
0.58%0.39%0.26%-0.24%0.55%0.54%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
10.80%10.65%8.13%-6.03%11.04%10.73%
FCF Yield
0.05%3.91%2.21%8.85%4.64%13.19%
Dividend Yield
2.58%3.85%4.79%4.15%3.40%3.10%
Payout Ratio
23.57%35.32%56.10%-26.41%24.15%
Buyback Yield / Dilution
-1.37%1.62%1.99%0.01%-0.19%-0.30%
Total Shareholder Return
1.21%5.47%6.78%4.16%3.21%2.80%
SEC Filings: 10-K · 10-Q