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AmeriServ Financial, Inc. (ASRV)
NASDAQ: ASRV · Real-Time Price · USD
5.02
+0.02 (0.40%)
At close: Aug 21, 2026, 4:00 PM EDT
5.00
-0.02 (-0.40%)
After-hours: Aug 21, 2026, 7:30 PM EDT

AmeriServ Financial Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
855344556766
Market Cap Growth
69.79%19.05%-20.19%-17.74%2.27%23.49%
Last Close Price
5.023.122.512.893.393.23

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.869.3912.29-9.059.32
PS Ratio
1.410.960.831.231.181.18
PB Ratio
0.690.440.410.540.640.57
P/FCF Ratio
2078.9225.5545.3611.3121.557.58
P/OCF Ratio
45.0716.5416.488.8212.956.63

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.570.650.991.181.370.64
Debt / FCF Ratio
1705.3237.84109.1724.5946.428.52
Net Debt / Equity Ratio
0.250.140.791.001.090.27
Net Debt / FCF Ratio
734.738.3986.2120.8036.853.65
Return on Equity (ROE)
7.28%4.95%3.44%-3.21%6.69%6.40%
Return on Assets (ROA)
0.58%0.39%0.26%-0.24%0.55%0.54%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
9.99%10.65%8.13%-6.03%11.04%10.73%
FCF Yield
0.05%3.91%2.21%8.85%4.64%13.19%
Dividend Yield
2.39%3.85%4.79%4.15%3.40%3.10%
Payout Ratio
23.57%35.32%56.10%-26.41%24.15%
Buyback Yield / Dilution
-1.37%1.62%1.99%0.01%-0.19%-0.30%
Total Shareholder Return
1.02%5.47%6.78%4.16%3.21%2.80%
SEC Filings: 10-K · 10-Q