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AmeriServ Financial, Inc. (ASRV)
NASDAQ: ASRV · Real-Time Price · USD
4.900
+0.170 (3.59%)
At close: Nov 13, 2026, 4:00 PM EST
4.910
+0.010 (0.20%)
After-hours: Nov 13, 2026, 7:30 PM EST

AmeriServ Financial Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
835344556766
Market Cap Growth
61.96%19.05%-20.19%-17.74%2.27%23.49%
Last Close Price
4.903.102.492.873.373.21

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.109.3912.29-9.059.32
PS Ratio
1.360.960.831.231.181.18
PB Ratio
0.680.440.410.540.640.57
P/FCF Ratio
2030.4225.5545.3611.3121.557.58
P/OCF Ratio
44.0216.5416.488.8212.956.63

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.490.650.991.181.370.64
Debt / FCF Ratio
-37.84109.1724.5946.428.52
Net Debt / Equity Ratio
0.420.140.791.001.090.27
Net Debt / FCF Ratio
-8.3986.2120.8036.853.65
Return on Equity (ROE)
7.67%4.95%3.44%-3.21%6.69%6.40%
Return on Assets (ROA)
0.62%0.39%0.26%-0.24%0.55%0.54%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
10.99%10.65%8.13%-6.03%11.04%10.73%
FCF Yield
0.05%3.91%2.21%8.85%4.64%13.19%
Dividend Yield
2.45%3.76%4.48%3.71%2.92%2.59%
Payout Ratio
22.28%35.32%56.10%-26.41%24.15%
Buyback Yield / Dilution
-2.08%1.62%1.99%0.01%-0.19%-0.30%
Total Shareholder Return
0.37%5.38%6.47%3.72%2.73%2.29%
SEC Filings: 10-K · 10-Q