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AmeriServ Financial, Inc. (ASRV)
NASDAQ: ASRV · Real-Time Price · USD
4.840
-0.110 (-2.22%)
At close: Sep 11, 2026, 4:00 PM EDT
4.890
+0.050 (1.03%)
After-hours: Sep 11, 2026, 7:30 PM EDT

AmeriServ Financial Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
835344556766
Market Cap Growth
77.79%19.05%-20.19%-17.74%2.27%23.49%
Last Close Price
4.893.122.512.893.393.23

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.619.3912.29-9.059.32
PS Ratio
1.370.960.831.231.181.18
PB Ratio
0.670.440.410.540.640.57
P/FCF Ratio
2025.0925.5545.3611.3121.557.58
P/OCF Ratio
43.9116.5416.488.8212.956.63

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.570.650.991.181.370.64
Debt / FCF Ratio
1705.3237.84109.1724.5946.428.52
Net Debt / Equity Ratio
0.250.140.791.001.090.27
Net Debt / FCF Ratio
734.738.3986.2120.8036.853.65
Return on Equity (ROE)
7.28%4.95%3.44%-3.21%6.69%6.40%
Return on Assets (ROA)
0.58%0.39%0.26%-0.24%0.55%0.54%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
10.26%10.65%8.13%-6.03%11.04%10.73%
FCF Yield
0.05%3.91%2.21%8.85%4.64%13.19%
Dividend Yield
2.48%3.85%4.79%4.15%3.40%3.10%
Payout Ratio
23.57%35.32%56.10%-26.41%24.15%
Buyback Yield / Dilution
-1.37%1.62%1.99%0.01%-0.19%-0.30%
Total Shareholder Return
1.11%5.47%6.78%4.16%3.21%2.80%
SEC Filings: 10-K · 10-Q