AmeriServ Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 13, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	65	53	44	56	67	66
Market Cap Growth	32.52%	19.05%	-20.31%	-17.62%	2.29%	23.48%
Last Close Price	3.82	3.19	2.68	3.24	3.94	3.86
PE Ratio	11.58	9.38	12.76	-	9.16	9.41
PS Ratio	1.16	0.96	0.83	1.24	1.18	1.18
PB Ratio	0.54	0.44	0.41	0.54	0.64	0.57
P/TBV Ratio	0.45	0.50	0.48	0.63	0.73	0.64
P/FCF Ratio	45.28	25.55	45.36	11.30	21.55	7.58
P/OCF Ratio	21.84	16.54	16.48	8.82	12.95	6.63
Debt / Equity Ratio	0.22	0.22	0.25	0.26	0.25	0.23
Debt / FCF Ratio	19.76	12.98	27.38	5.43	8.52	3.06
Net Debt / Equity Ratio	0.22	0.22	0.25	0.26	0.25	0.23
Net Debt / FCF Ratio	19.76	12.98	27.38	5.43	8.52	3.06
Asset Turnover	0.04	0.04	0.04	0.03	0.04	0.04
Return on Equity (ROE)	4.58%	4.95%	3.44%	-3.21%	6.69%	6.40%
Earnings Yield	8.55%	10.66%	7.84%	-	10.91%	10.62%
FCF Yield	2.21%	3.91%	2.20%	8.85%	4.64%	13.19%
Dividend Yield	3.14%	3.76%	4.49%	3.71%	2.92%	2.59%
Payout Ratio	36.29%	35.32%	56.10%	-61.51%	26.41%	24.15%
Buyback Yield / Dilution	0.08%	1.62%	1.99%	0.01%	-0.19%	-0.30%
Total Shareholder Return	3.22%	5.38%	6.48%	3.72%	2.73%	2.29%

SEC Filings: 10-K · 10-Q