Skip to main content
logo
AmeriServ Financial, Inc. (ASRV)
NASDAQ: ASRV · Real-Time Price · USD
4.570
0.00 (0.00%)
Jul 31, 2026, 4:00 PM EDT - Market closed

AmeriServ Financial Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Cap
785344566766
Market Cap Growth
67.44%19.05%-20.31%-17.62%2.29%23.48%
Last Close Price
4.573.192.683.243.943.86

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.989.3812.76-9.169.41
PS Ratio
1.280.960.831.241.181.18
PB Ratio
0.630.440.410.540.640.57
P/TBV Ratio
-0.500.480.630.730.64
P/FCF Ratio
54.6025.5545.3611.3021.557.58
P/OCF Ratio
26.3316.5416.488.8212.956.63

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
-0.220.250.260.250.23
Debt / FCF Ratio
-12.9827.385.438.523.06
Net Debt / Equity Ratio
-0.220.250.260.250.23
Net Debt / FCF Ratio
-12.9827.385.438.523.06
Asset Turnover
0.080.040.040.030.040.04
Return on Equity (ROE)
14.28%4.95%3.44%-3.21%6.69%6.40%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
10.99%10.66%7.84%-10.91%10.62%
FCF Yield
1.83%3.91%2.20%8.85%4.64%13.19%
Dividend Yield
2.63%3.76%4.49%3.71%2.92%2.59%
Payout Ratio
23.57%35.32%56.10%-61.51%26.41%24.15%
Buyback Yield / Dilution
-1.37%1.62%1.99%0.01%-0.19%-0.30%
Total Shareholder Return
1.25%5.38%6.48%3.72%2.73%2.29%
SEC Filings: 10-K · 10-Q