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AmeriServ Financial, Inc. (ASRV)
NASDAQ: ASRV · Real-Time Price · USD
4.560
-0.210 (-4.40%)
Oct 23, 2026, 10:56 AM EDT - Market open

AmeriServ Financial Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
775344556766
Market Cap Growth
53.62%19.05%-20.19%-17.74%2.27%23.49%
Last Close Price
4.773.122.512.893.393.23

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.539.3912.29-9.059.32
PS Ratio
1.320.960.831.231.181.18
PB Ratio
0.660.440.410.540.640.57
P/FCF Ratio
1975.3925.5545.3611.3121.557.58
P/OCF Ratio
42.8316.5416.488.8212.956.63

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.490.650.991.181.370.64
Debt / FCF Ratio
-37.84109.1724.5946.428.52
Net Debt / Equity Ratio
0.420.140.791.001.090.27
Net Debt / FCF Ratio
-8.3986.2120.8036.853.65
Return on Equity (ROE)
7.67%4.95%3.44%-3.21%6.69%6.40%
Return on Assets (ROA)
0.62%0.39%0.26%-0.24%0.55%0.54%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
11.73%10.65%8.13%-6.03%11.04%10.73%
FCF Yield
0.05%3.91%2.21%8.85%4.64%13.19%
Dividend Yield
2.52%3.76%4.48%3.71%2.92%2.59%
Payout Ratio
22.43%35.32%56.10%-26.41%24.15%
Buyback Yield / Dilution
-2.70%1.62%1.99%0.01%-0.19%-0.30%
Total Shareholder Return
-0.18%5.38%6.47%3.72%2.73%2.29%
SEC Filings: 10-K · 10-Q