AmeriServ Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	64	53	44	56	67	66
Market Cap Growth	52.39%	19.05%	-20.31%	-17.62%	2.29%	23.48%
Enterprise Value	123.62	79.47	71	82.24	94.09	92.54
Last Close Price	3.76	3.19	2.68	3.24	3.94	3.86
PE Ratio	11.25	9.38	12.76	-	9.16	9.41
PS Ratio	1.14	0.96	0.83	1.24	1.18	1.18
PB Ratio	0.52	0.44	0.41	0.54	0.64	0.57
P/TBV Ratio	0.39	0.44	0.42	0.54	0.64	0.57
P/FCF Ratio	-	25.55	45.36	11.30	21.55	7.58
P/OCF Ratio	-	16.54	16.48	8.82	12.95	6.63
EV/Sales Ratio	2.22	1.44	1.34	1.83	1.64	1.66
EV/EBITDA Ratio	-	37.88	34.08	39.65	44.89	45.47
EV/FCF Ratio	-	38.52	72.74	16.73	30.07	10.64
Debt / Equity Ratio	0.22	0.22	0.25	0.26	0.25	0.23
Debt / EBITDA Ratio	12.60	12.76	12.83	12.87	12.71	13.07
Debt / FCF Ratio	19.76	12.98	27.38	5.43	8.52	3.06
Net Debt / Equity Ratio	0.22	0.22	0.25	0.26	0.25	0.23
Net Debt / EBITDA Ratio	12.60	12.76	12.83	12.87	12.71	13.07
Net Debt / FCF Ratio	19.76	12.98	27.38	5.43	8.52	3.06
Asset Turnover	0.04	0.04	0.04	0.03	0.04	0.04
Return on Equity (ROE)	4.58%	4.95%	3.44%	-3.21%	6.69%	6.40%
Earnings Yield	8.71%	10.66%	7.84%	-	10.91%	10.62%
FCF Yield	-	3.91%	2.20%	8.85%	4.64%	13.19%
Dividend Yield	3.21%	3.76%	4.49%	3.71%	2.92%	2.59%
Payout Ratio	36.29%	35.32%	56.10%	-61.51%	26.41%	24.15%
Buyback Yield / Dilution	0.08%	1.62%	1.99%	0.01%	-0.19%	-0.30%
Total Shareholder Return	3.29%	5.38%	6.48%	3.72%	2.73%	2.29%

SEC Filings: 10-K · 10-Q