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AmeriServ Financial, Inc. (ASRV)
NASDAQ: ASRV · Real-Time Price · USD
4.570
0.00 (0.00%)
Jul 31, 2026, 4:00 PM EDT - Market closed

AmeriServ Financial Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
60.455.1353.1444.9857.2155.74
Revenue Growth
17.10%3.75%18.14%-21.37%2.62%110795.82%
Net Income
8.525.613.6-3.357.457.07
Earnings Per Share
0.510.340.21-0.200.430.41
EPS Growth
131.82%61.91%--4.88%51.85%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
54.150.8917.7514.0322.9641.1
Total Debt
26.7826.7726.7326.6926.6426.6
Net Cash (Debt)
-26.78-26.77-26.73-26.69-26.64-26.6
Net Cash Growth
------
Net Cash Per Share
-1.61-1.62-1.59-1.56-1.55-1.55

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
2.943.192.696.35.219.94
Capital Expenditures
-1.59-1.12-1.71-1.38-2.08-1.24
Free Cash Flow
1.362.060.984.923.138.7
Free Cash Flow Growth
-75.08%111.37%-80.15%57.14%-64.03%-

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
17.19%12.33%8.28%-9.76%16.08%15.74%
Profit Margin
14.10%10.18%6.78%-7.44%13.02%12.69%
FCF Margin
0.00%3.74%1.84%10.93%5.47%15.60%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.1200.1200.1200.1200.1150.100
Dividend Per Share Growth
0%0%0%4.35%15.00%0%
Dividend Yield
2.63%3.76%4.49%3.71%2.92%2.59%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.989.3812.76-9.169.41
P/FCF Ratio
54.6025.5545.3611.3021.557.58
PS Ratio
1.280.960.831.241.181.18