AmeriServ Financial, Inc. (ASRV)

NASDAQ: ASRV · Real-Time Price · USD

4.460

-0.090 (-1.98%)

At close: Oct 15, 2026, 4:00 PM EDT

4.540

+0.080 (1.79%)

After-hours: Oct 15, 2026, 7:30 PM EDT

AmeriServ Financial Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	60.4	55.13	53.14	44.98	57.21	55.74
Revenue Growth	17.10%	3.75%	18.14%	-21.37%	2.62%	10.90%
Net Income	8.52	5.61	3.6	-3.35	7.45	7.07
Earnings Per Share	0.51	0.34	0.21	-0.20	0.43	0.41
EPS Growth	130.84%	61.77%	-	-	4.88%	52.06%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	39.79	60.76	22.4	18.61	29.95	42.33
Total Debt	69.92	78.07	106.55	120.67	145.25	74.06
Net Cash (Debt)	-30.12	-17.31	-84.14	-102.06	-115.29	-31.74
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-1.80	-1.05	-5.01	-5.95	-6.72	-1.85

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	1.89	3.19	2.69	6.29	5.21	9.94
Capital Expenditures	-1.85	-1.12	-1.71	-1.38	-2.08	-1.24
Free Cash Flow	0.04	2.06	0.98	4.91	3.13	8.7
Free Cash Flow Growth	-98.62%	111.37%	-80.11%	56.82%	-64.03%	-

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	14.10%	10.18%	6.78%	-7.44%	13.02%	12.69%
FCF Margin	0.07%	3.74%	1.84%	10.91%	5.47%	15.60%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 16, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.120	0.120	0.120	0.120	0.115	0.100
Dividend Per Share Growth	0%	0%	0%	4.35%	15.00%	0%
Dividend Yield	2.69%	3.85%	4.79%	4.15%	3.40%	3.10%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 16, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	8.76	9.39	12.29	-	9.05	9.32
P/FCF Ratio	1847.01	25.55	45.36	11.31	21.55	7.58
PS Ratio	1.25	0.96	0.83	1.23	1.18	1.18