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AmeriServ Financial, Inc. (ASRV)
NASDAQ: ASRV · Real-Time Price · USD
4.900
+0.170 (3.59%)
At close: Nov 13, 2026, 4:00 PM EST
4.910
+0.010 (0.20%)
After-hours: Nov 13, 2026, 7:30 PM EST

AmeriServ Financial Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
61.3255.1353.1444.9857.2155.74
Revenue Growth
14.64%3.75%18.14%-21.37%2.62%10.90%
Net Income
9.075.613.6-3.357.457.07
Earnings Per Share
0.540.340.21-0.200.430.41
EPS Growth
79.55%61.77%--4.88%52.06%

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
7.8860.7622.418.6129.9542.33
Total Debt
59.6478.07106.55120.67145.2574.06
Net Cash (Debt)
-51.76-17.31-84.14-102.06-115.29-31.74
Net Cash Growth
------
Net Cash Per Share
-3.07-1.05-5.01-5.95-6.72-1.85

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-3.192.696.295.219.94
Capital Expenditures
--1.12-1.71-1.38-2.08-1.24
Free Cash Flow
-2.060.984.913.138.7
Free Cash Flow Growth
-111.37%-80.11%56.82%-64.03%-

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
14.80%10.18%6.78%-7.44%13.02%12.69%
FCF Margin
-3.74%1.84%10.91%5.47%15.60%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.1200.1200.1200.1200.1150.100
Dividend Per Share Growth
0%0%0%4.35%15.00%0%
Dividend Yield
2.45%3.76%4.48%3.71%2.92%2.59%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.109.3912.29-9.059.32
P/FCF Ratio
2030.4225.5545.3611.3121.557.58
PS Ratio
1.360.960.831.231.181.18