AmeriServ Financial, Inc. (ASRV)
NASDAQ: ASRV · Real-Time Price · USD
4.560
-0.210 (-4.40%)
Oct 23, 2026, 10:56 AM EDT - Market open
AmeriServ Financial Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 5.61 | 3.6 | -3.35 | 7.45 | 7.07 |
Depreciation & Amortization | 2.1 | 2.08 | 2.07 | 2.1 | 2.04 |
Gain (Loss) on Sale of Investments | -0.1 | 0.08 | 0.97 | 0.11 | 0.14 |
Provision for Credit Losses | 4.12 | 0.88 | 7.43 | 0.05 | 1.1 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 0.34 | -0.16 | 0.1 | 1.13 | 5.93 |
Change in Trading Asset Securities | -7.25 | - | - | - | - |
Accrued Interest Receivable | -0.07 | 0.04 | -0.73 | -0.82 | 1.08 |
Change in Other Net Operating Assets | -0.18 | -0.17 | -0.07 | -0.08 | -0.09 |
Other Operating Activities | -1.81 | -3.17 | -3.09 | -4.61 | -6.22 |
Operating Cash Flow | 3.19 | 2.69 | 6.29 | 5.21 | 9.94 |
Operating Cash Flow Growth | 18.61% | -57.27% | 20.71% | -47.59% | - |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -1.12 | -1.71 | -1.38 | -2.08 | -1.24 |
Cash Acquisitions | - | - | - | - | 40.43 |
Investment in Securities | -22.64 | 10.69 | 11.29 | -45.24 | -31.4 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | 30.52 | -33.5 | -50.87 | -6.92 | -11.63 |
Other Investing Activities | 4.32 | 1.43 | 0.97 | -2.05 | 3.35 |
Investing Cash Flow | 11.07 | -23.1 | -39.99 | -56.28 | -0.49 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | - | - | 88.64 | - |
Long-Term Debt Issued | 1.91 | 28.7 | 42.37 | - | 28.59 |
Total Debt Issued | 1.91 | 28.7 | 42.37 | 88.64 | 28.59 |
Short-Term Debt Repaid | -14.64 | -26.31 | -47.69 | - | -24.7 |
Long-Term Debt Repaid | -13.54 | -17.38 | -17.8 | -23.11 | -44.21 |
Total Debt Repaid | -28.18 | -43.68 | -65.49 | -23.11 | -68.92 |
Net Debt Issued (Repaid) | -26.27 | -14.98 | -23.12 | 65.53 | -40.33 |
Issuance of Common Stock | 0.01 | - | 0.09 | 0.11 | 0.06 |
Repurchase of Common Stock | - | -1.51 | - | - | - |
Common Dividends Paid | -1.98 | -2.02 | -2.06 | -1.97 | -1.71 |
Total Dividends Paid | -1.98 | -2.02 | -2.06 | -1.97 | -1.71 |
Net Increase (Decrease) in Deposit Accounts | 47.13 | 42.64 | 49.86 | -30.74 | 42.12 |
Financing Cash Flow | 18.89 | 24.13 | 24.77 | 32.93 | 0.15 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 33.15 | 3.72 | -8.94 | -18.14 | 9.6 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 2.06 | 0.98 | 4.91 | 3.13 | 8.7 |
Free Cash Flow Growth | 111.37% | -80.11% | 56.82% | -64.03% | - |
Free Cash Flow Margin | 3.74% | 1.84% | 10.91% | 5.47% | 15.60% |
Free Cash Flow Per Share | 0.13 | 0.06 | 0.29 | 0.18 | 0.51 |