AmeriServ Financial, Inc. (ASRV)
NASDAQ: ASRV · Real-Time Price · USD
4.665
-0.105 (-2.20%)
Oct 23, 2026, 12:04 PM EDT - Market open
AmeriServ Financial Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | - | 50.89 | 17.75 | 14.03 | 22.96 | 41.1 |
Investment Securities | 304.02 | 101.22 | 101.31 | 112.39 | 132.52 | 126.2 |
Trading Asset Securities | 7.88 | 9.87 | 4.66 | 4.58 | 6.99 | 1.23 |
Mortgage-Backed Securities | - | 147.45 | 118.5 | 117.3 | 108.86 | 90.72 |
Total Investments | 311.9 | 258.53 | 224.46 | 234.27 | 248.38 | 218.15 |
Gross Loans | 996.54 | 1,033 | 1,068 | 1,039 | 991.11 | 985.88 |
Allowance for Loan Losses | -12.89 | -13.13 | -13.91 | -15.05 | -10.74 | -12.4 |
Other Adjustments to Gross Loans | - | -0.47 | -0.52 | -0.48 | -0.34 | -0.83 |
Net Loans | 983.65 | 1,020 | 1,054 | 1,023 | 980.02 | 972.66 |
Property, Plant & Equipment | - | 17.43 | 18.11 | 17.18 | 17.5 | 17.43 |
Goodwill | - | 13.61 | 13.61 | 13.61 | 13.61 | 13.61 |
Other Intangible Assets | 13.65 | 0.06 | 0.08 | 0.1 | 0.13 | 0.16 |
Loans Held for Sale | - | 0.24 | 0.46 | 0.13 | 0.06 | 0.98 |
Accrued Interest Receivable | - | 5.56 | 5.49 | 5.53 | 4.8 | 3.98 |
Long-Term Deferred Tax Assets | - | - | 1.41 | 2.68 | 2.79 | - |
Other Real Estate Owned & Foreclosed | - | 0.35 | 1.72 | 0.02 | 0.04 | - |
Other Long-Term Assets | 138.62 | 83.76 | 80.48 | 73.67 | 67.83 | 64.79 |
Total Assets | 1,448 | 1,454 | 1,422 | 1,390 | 1,364 | 1,336 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 1,250 | 944.63 | 928.17 | 900.19 | 839.41 | 861.57 |
Institutional Deposits | - | 144.3 | 101.2 | 86.1 | 74 | 66.7 |
Non-Interest Bearing Deposits | - | 159.2 | 171.62 | 172.07 | 195.12 | 211.11 |
Total Deposits | 1,250 | 1,248 | 1,201 | 1,158 | 1,109 | 1,139 |
Short-Term Borrowings | 32.85 | 2.76 | 19.5 | 46.06 | 95.51 | 1.23 |
Current Portion of Long-Term Debt | - | 17.77 | 11.94 | 7.95 | 15.57 | 22.89 |
Current Portion of Leases | - | 0.53 | 0.52 | 0.43 | 0.39 | 0.42 |
Long-Term Debt | 26.8 | 26.77 | 26.73 | 26.69 | 26.64 | 26.6 |
Federal Home Loan Bank Debt, Long-Term | - | 26.85 | 44.12 | 36.62 | 4.2 | 19.77 |
Long-Term Leases | - | 3.4 | 3.74 | 2.93 | 2.93 | 3.16 |
Long-Term Deferred Tax Liabilities | - | 1.64 | - | - | - | 0.93 |
Other Long-Term Liabilities | 15.81 | 6.67 | 7.57 | 8.33 | 3.91 | 4.64 |
Total Liabilities | 1,326 | 1,335 | 1,315 | 1,287 | 1,258 | 1,219 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 122.02 | 0.27 | 0.27 | 0.27 | 0.27 | 0.27 |
Additional Paid-In Capital | - | 147.07 | 146.37 | 146.36 | 146.23 | 146.07 |
Retained Earnings | - | 64.11 | 60.48 | 58.9 | 65.49 | 60.01 |
Treasury Stock | - | -84.79 | -84.79 | -83.28 | -83.28 | -83.28 |
Comprehensive Income & Other | - | -7.35 | -15.08 | -19.98 | -22.52 | -6.51 |
Total Common Equity | 122.02 | 119.31 | 107.25 | 102.28 | 106.18 | 116.55 |
Shareholders' Equity | 122.02 | 119.31 | 107.25 | 102.28 | 106.18 | 116.55 |
Total Liabilities & Equity | 1,448 | 1,454 | 1,422 | 1,390 | 1,364 | 1,336 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 59.64 | 78.07 | 106.55 | 120.67 | 145.25 | 74.06 |
Net Cash (Debt) | -51.76 | -17.31 | -84.14 | -102.06 | -115.29 | -31.74 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -3.05 | -1.05 | -5.01 | -5.95 | -6.72 | -1.85 |
Filing Date Shares Outstanding | 16.96 | 16.96 | 16.52 | 17.15 | 17.15 | 17.1 |
Total Common Shares Outstanding | 16.96 | 16.52 | 16.52 | 17.15 | 17.12 | 17.08 |
Book Value Per Share | 7.19 | 7.22 | 6.49 | 5.96 | 6.20 | 6.82 |
Tangible Book Value | 108.37 | 105.65 | 93.56 | 88.57 | 92.44 | 102.78 |
Tangible Book Value Per Share | 6.39 | 6.39 | 5.66 | 5.16 | 5.40 | 6.02 |