AmeriServ Financial, Inc. (ASRV)
NASDAQ: ASRV · Real-Time Price · USD
4.570
0.00 (0.00%)
Jul 31, 2026, 4:00 PM EDT - Market closed
AmeriServ Financial Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 54.1 | 50.89 | 17.75 | 14.03 | 22.96 | 41.1 |
Securities and Investments | 263.09 | 248.48 | 219.46 | 229.69 | 241.39 | 216.92 |
Trading Assets | 7.16 | 7.25 | - | - | - | - |
Other Earning Assets | 0.42 | 0.24 | 0.46 | 0.13 | 0.06 | 0.98 |
Gross Loans | 1,031 | 1,033 | 1,068 | 1,038 | 990.77 | 985.88 |
Allowance for Loan Losses | -13.21 | -13.13 | -13.91 | -15.05 | -10.74 | -12.4 |
Net Loans | 1,018 | 1,020 | 1,054 | 1,023 | 980.02 | 972.66 |
Net Property, Plant & Equipment | 17.28 | 17.43 | 18.11 | 17.18 | 17.5 | 17.43 |
Accrued Interest and Accounts Receivable | 6.03 | 5.56 | 5.49 | 5.53 | 4.8 | 3.98 |
Other Intangible Assets | 0.05 | 0.06 | 0.08 | 0.1 | 0.13 | 0.16 |
Goodwill | 13.61 | 13.61 | 13.61 | 13.61 | 13.61 | 13.61 |
Long-Term Investments | 45.32 | 45.25 | 46.81 | 46.9 | 46.77 | 43.66 |
Other Non-Earning Assets | 47.74 | 45.44 | 46.57 | 39.26 | 38.62 | 25.05 |
Total Assets | 1,473 | 1,454 | 1,422 | 1,390 | 1,364 | 1,336 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest-bearing deposits | 1,108 | 1,089 | 1,029 | 986.29 | 913.41 | 928.27 |
Noninterest-bearing deposits | 162.14 | 159.2 | 171.62 | 172.07 | 195.12 | 211.11 |
Total Deposits | 1,270 | 1,248 | 1,201 | 1,158 | 1,109 | 1,139 |
Short-Term Interbank Borrowing and Repurchase Agreements | 40.9 | 44.62 | 56.06 | 44.56 | 19.77 | 42.65 |
Short-Term Borrowings | - | - | 14.64 | 40.95 | 88.64 | - |
Accrued Expenses | 14.33 | 14.99 | 16.69 | 16.8 | 14.11 | 10.38 |
Long-Term Debt | 26.78 | 26.77 | 26.73 | 26.69 | 26.64 | 26.6 |
Total Liabilities | 1,352 | 1,335 | 1,315 | 1,287 | 1,258 | 1,219 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 0.27 | 0.27 | 0.27 | 0.27 | 0.27 | 0.27 |
Treasury Stock | -84.79 | -84.79 | -84.79 | -83.28 | -83.28 | -83.28 |
Additional Paid-in Capital | 147.8 | 147.07 | 146.37 | 146.36 | 146.23 | 146.07 |
Accumulated Other Comprehensive Income | -7.98 | -7.35 | -15.08 | -19.98 | -22.52 | -6.51 |
Retained Earnings | 65.4 | 64.11 | 60.48 | 58.9 | 65.49 | 60.01 |
Shareholders' Equity | 120.7 | 119.31 | 107.25 | 102.28 | 106.18 | 116.55 |
Total Liabilities & Equity | 1,473 | 1,454 | 1,422 | 1,390 | 1,364 | 1,336 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 26.78 | 26.77 | 26.73 | 26.69 | 26.64 | 26.6 |
Net Cash (Debt) | -26.78 | -26.77 | -26.73 | -26.69 | -26.64 | -26.6 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -1.61 | -1.62 | -1.59 | -1.56 | -1.55 | -1.55 |
Book Value | 120.7 | 119.31 | 107.25 | 102.28 | 106.18 | 116.55 |
Book Value Per Share | 7.26 | 7.22 | 6.38 | 5.97 | 6.19 | 6.81 |
Tangible Book Value | 107.04 | 105.65 | 93.56 | 88.57 | 92.44 | 102.78 |
Tangible Book Value Per Share | 6.44 | 6.39 | 5.57 | 5.17 | 5.39 | 6.01 |