AmeriServ Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	39.42	17.75	14.03	22.96	41.1
Securities and Investments	248.48	219.46	229.69	241.39	216.92
Trading Assets	7.25	0.46	-	-	-
Other Earning Assets	-	-	0.13	0.06	0.98
Gross Loans	1,033	1,068	1,038	990.77	985.88
Allowance for Loan Losses	-13.13	-13.91	-15.05	-10.74	-12.4
Net Loans	1,020	1,054	1,023	980.02	972.66
Net Property, Plant & Equipment	-	18.11	17.18	17.5	17.43
Accrued Interest and Accounts Receivable	-	5.49	5.53	4.8	3.98
Other Intangible Assets	13.67	0.08	0.1	0.13	0.16
Goodwill	-	13.61	13.61	13.61	13.61
Long-Term Investments	-	46.81	46.9	46.77	43.66
Other Non-Earning Assets	-	46.57	39.26	38.62	25.05
Total Assets	1,454	1,422	1,390	1,364	1,336
Interest-bearing deposits	-	1,029	986.29	913.41	928.27
Noninterest-bearing deposits	-	171.62	172.07	195.12	211.11
Total Deposits	1,248	1,201	1,158	1,109	1,139
Short-Term Interbank Borrowing and Repurchase Agreements	44.62	56.06	44.56	19.77	42.65
Short-Term Borrowings	-	14.64	40.95	88.64	-
Accrued Expenses	-	16.69	16.8	14.11	10.38
Long-Term Debt	26.77	26.73	26.69	26.64	26.6
Total Liabilities	1,320	1,315	1,287	1,258	1,219
Common Stock	-	0.27	0.27	0.27	0.27
Treasury Stock	-	-84.79	-83.28	-83.28	-83.28
Additional Paid-in Capital	-	146.37	146.36	146.23	146.07
Accumulated Other Comprehensive Income	-	-15.08	-19.98	-22.52	-6.51
Retained Earnings	-	60.48	58.9	65.49	60.01
Shareholders' Equity	119.31	107.25	102.28	106.18	116.55
Total Liabilities & Equity	1,439	1,422	1,390	1,364	1,336
Total Debt	26.77	26.73	26.69	26.64	26.6
Net Cash (Debt)	-26.77	-26.73	-26.69	-26.64	-26.6
Net Cash Per Share	-1.62	-1.59	-1.56	-1.55	-1.55
Book Value	119.31	107.25	102.28	106.18	116.55
Book Value Per Share	7.22	6.38	5.97	6.19	6.81
Tangible Book Value	105.65	93.56	88.57	92.44	102.78
Tangible Book Value Per Share	6.39	5.57	5.17	5.39	6.01

Updated Jan 20, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

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