AmeriServ Financial, Inc. (ASRV)

AmeriServ Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	22.12	14.03	22.96	41.1	31.5	19.17
Investment Securities	109.42	112.39	132.52	126.2	112.36	90.59
Trading Asset Securities	2.73	4.58	6.99	1.23	3.32	-
Mortgage-Backed Securities	120.63	117.3	108.86	90.72	76.03	91.1
Total Investments	232.77	234.27	248.38	218.15	191.71	181.69
Gross Loans	1,040	1,039	991.11	985.88	973.3	883.09
Allowance for Loan Losses	-14.42	-15.05	-10.74	-12.4	-11.35	-9.28
Other Adjustments to Gross Loans	-0.5	-0.48	-0.34	-0.83	-1.2	-0.38
Net Loans	1,025	1,023	980.02	972.66	960.75	873.43
Property, Plant & Equipment	18.9	17.18	17.5	17.43	18.05	18.57
Goodwill	13.61	13.61	13.61	13.61	11.94	11.94
Other Intangible Assets	0.08	0.1	0.13	0.16	-	-
Loans Held for Sale	0.78	0.13	0.06	0.98	6.25	4.87
Accrued Interest Receivable	5.83	5.53	4.8	3.98	5.07	3.45
Other Receivables	0.85	0.85	-	-	-	-
Restricted Cash	-	-	-	-	-	3
Long-Term Deferred Tax Assets	1.2	2.68	2.79	-	1.57	3.98
Other Real Estate Owned & Foreclosed	1.85	0.35	0.04	-	-	0.04
Other Long-Term Assets	77.57	72.49	67.83	64.79	51.07	47.08
Total Assets	1,405	1,390	1,364	1,336	1,283	1,171
Interest Bearing Deposits	1,018	904.49	839.41	861.57	795.69	785.28
Institutional Deposits	-	81.8	74	66.7	81.7	38.77
Non-Interest Bearing Deposits	171.58	172.07	195.12	211.11	177.53	136.46
Total Deposits	1,189	1,158	1,109	1,139	1,055	960.51
Short-Term Borrowings	14.55	46.06	95.51	1.23	28.02	23.37
Current Portion of Long-Term Debt	2.04	7.95	15.57	22.89	24.34	18.73
Current Portion of Leases	-	0.43	0.39	0.42	0.44	0.41
Long-Term Debt	26.72	26.69	26.64	26.6	7.53	7.51
Federal Home Loan Bank Debt, Long-Term	52.52	36.62	4.2	19.77	40.65	34.94
Long-Term Leases	4.35	2.93	2.93	3.16	3.45	3.61
Trust Preferred Securities	-	-	-	-	12.97	12.96
Long-Term Deferred Tax Liabilities	-	-	-	0.93	-	-
Other Long-Term Liabilities	7.51	8.33	3.91	4.64	6.01	10.52
Total Liabilities	1,297	1,287	1,258	1,219	1,178	1,073
Common Stock	0.27	0.27	0.27	0.27	0.27	0.27
Additional Paid-In Capital	146.37	146.36	146.23	146.07	145.97	145.89
Retained Earnings	60.09	58.9	65.49	60.01	54.64	51.76
Treasury Stock	-84.79	-83.28	-83.28	-83.28	-83.28	-83.13
Comprehensive Income & Other	-13.76	-19.98	-22.52	-6.51	-13.2	-16.17
Total Common Equity	108.18	102.28	106.18	116.55	104.4	98.61
Shareholders' Equity	108.18	102.28	106.18	116.55	104.4	98.61
Total Liabilities & Equity	1,405	1,390	1,364	1,336	1,283	1,171
Total Debt	100.17	120.67	145.25	74.06	117.4	101.53
Net Cash (Debt)	-75.32	-102.06	-115.29	-31.74	-82.58	-82.37
Net Cash Per Share	-4.44	-5.95	-6.72	-1.85	-4.84	-4.72
Filing Date Shares Outstanding	16.52	17.15	17.15	17.1	17.07	17.06
Total Common Shares Outstanding	16.52	17.15	17.12	17.08	17.06	17.06
Book Value Per Share	6.55	5.96	6.20	6.82	6.12	5.78
Tangible Book Value	94.49	88.57	92.44	102.78	92.46	86.67
Tangible Book Value Per Share	5.72	5.16	5.40	6.02	5.42	5.08

Source: S&P Capital IQ. Banks template. Financial Sources.