AmeriServ Financial, Inc. (ASRV)

NASDAQ: ASRV · Real-Time Price · USD

3.860

+0.140 (3.76%)

At close: Feb 18, 2026, 4:00 PM EST

3.890

+0.030 (0.78%)

After-hours: Feb 18, 2026, 7:32 PM EST

AmeriServ Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	-	17.75	14.03	22.96	41.1
Investment Securities	287.9	100.96	112.39	132.52	126.2
Trading Asset Securities	7.25	4.66	4.58	6.99	1.23
Mortgage-Backed Securities	-	118.5	117.3	108.86	90.72
Total Investments	295.16	224.11	234.27	248.38	218.15
Gross Loans	1,033	1,068	1,039	991.11	985.88
Allowance for Loan Losses	-13.13	-13.91	-15.05	-10.74	-12.4
Other Adjustments to Gross Loans	-	-0.52	-0.48	-0.34	-0.83
Net Loans	1,020	1,054	1,023	980.02	972.66
Property, Plant & Equipment	-	18.11	17.18	17.5	17.43
Goodwill	-	13.61	13.61	13.61	13.61
Other Intangible Assets	13.67	0.08	0.1	0.13	0.16
Loans Held for Sale	-	0.46	0.13	0.06	0.98
Accrued Interest Receivable	-	5.49	5.53	4.8	3.98
Long-Term Deferred Tax Assets	-	1.41	2.68	2.79	-
Other Real Estate Owned & Foreclosed	-	1.92	0.02	0.04	-
Other Long-Term Assets	125.15	80.63	73.67	67.83	64.79
Total Assets	1,454	1,422	1,390	1,364	1,336
Interest Bearing Deposits	1,248	928.17	900.19	839.41	861.57
Institutional Deposits	-	101.2	86.1	74	66.7
Non-Interest Bearing Deposits	-	171.62	172.07	195.12	211.11
Total Deposits	1,248	1,201	1,158	1,109	1,139
Short-Term Borrowings	44.62	19.5	46.06	95.51	1.23
Current Portion of Long-Term Debt	-	11.94	7.95	15.57	22.89
Current Portion of Leases	-	0.52	0.43	0.39	0.42
Long-Term Debt	26.77	26.73	26.69	26.64	26.6
Federal Home Loan Bank Debt, Long-Term	-	44.12	36.62	4.2	19.77
Long-Term Leases	-	3.74	2.93	2.93	3.16
Long-Term Deferred Tax Liabilities	-	-	-	-	0.93
Other Long-Term Liabilities	14.99	7.57	8.33	3.91	4.64
Total Liabilities	1,335	1,315	1,287	1,258	1,219
Common Stock	0.27	0.27	0.27	0.27	0.27
Additional Paid-In Capital	147.07	146.37	146.36	146.23	146.07
Retained Earnings	64.11	60.48	58.9	65.49	60.01
Treasury Stock	-84.79	-84.79	-83.28	-83.28	-83.28
Comprehensive Income & Other	-7.35	-15.08	-19.98	-22.52	-6.51
Total Common Equity	119.31	107.25	102.28	106.18	116.55
Shareholders' Equity	119.31	107.25	102.28	106.18	116.55
Total Liabilities & Equity	1,454	1,422	1,390	1,364	1,336
Total Debt	71.38	106.55	120.67	145.25	74.06
Net Cash (Debt)	-64.13	-84.14	-102.06	-115.29	-31.74
Net Cash Per Share	-3.88	-5.01	-5.95	-6.72	-1.85
Filing Date Shares Outstanding	16.52	16.52	17.15	17.15	17.1
Total Common Shares Outstanding	16.52	16.52	17.15	17.12	17.08
Book Value Per Share	7.22	6.49	5.96	6.20	6.82
Tangible Book Value	105.65	93.56	88.57	92.44	102.78
Tangible Book Value Per Share	6.39	5.66	5.16	5.40	6.02

Updated Jan 20, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q