AmeriServ Financial, Inc. (ASRV)
NASDAQ: ASRV · Real-Time Price · USD
3.630
+0.010 (0.28%)
Mar 31, 2026, 2:34 PM EDT - Market open

AmeriServ Financial Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
5.613.6-3.357.457.07
Depreciation & Amortization
2.12.082.072.12.04
Provision for Credit Losses
4.120.887.430.051.1
Stock-Based Compensation
0.690.010.050.050.04
Net Change in Loans Held-for-Sale
0.22-0.33-0.070.925.27
Other Adjustments
-0.63-1.17-0.78-1.1-1.7
Changes in Trading Assets
-7.25----
Changes in Accrued Interest and Accounts Receivable
-0.070.04-0.73-0.821.08
Changes in Accounts Payable
0.55-0.343.070.05-0.49
Changes in Other Operating Activities
-2.16-2.1-1.41-3.48-4.47
Operating Cash Flow
3.192.696.35.219.94
Operating Cash Flow Growth
18.61%-57.34%20.91%-47.59%-
Net Change in Loans Held-for-Investment
30.52-33.5-50.87-6.92-11.63
Net Change in Securities and Investments
-21.711.1411.83-48.3-29.27
Proceeds from Business Divestments
----40.43
Capital Expenditures
-1.12-1.71-1.38-2.08-1.24
Sale of Property, Plant & Equipment
1.470.260.040.010.01
Other Investing Activities
1.910.710.3911.21
Investing Cash Flow
11.07-23.1-39.99-56.28-0.49
Net Change in Deposits
47.1342.6449.86-30.7442.12
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements
-14.64-26.31-47.6988.64-24.7
Long-Term Debt Issued
1.9128.742.37-28.59
Long-Term Debt Repaid
-13.54-17.38-17.8-23.11-44.21
Net Long-Term Debt Issued (Repaid)
-11.6311.3324.57-23.11-15.63
Issuance of Common Stock
0.01-0.090.110.06
Repurchase of Common Stock
--1.51---
Net Common Stock Issued (Repurchased)
0.01-1.510.090.110.06
Common Dividends Paid
-1.98-2.02-2.06-1.97-1.71
Financing Cash Flow
18.8924.1324.7732.930.15
Net Cash Flow
33.153.72-8.94-18.149.6
Free Cash Flow
2.060.984.923.138.7
Free Cash Flow Growth
111.37%-80.15%57.14%-64.03%-
FCF Margin
3.74%1.84%10.93%5.47%15.60%
Free Cash Flow Per Share
0.120.060.290.180.51
Levered Free Cash Flow
-13.9712.9122.85-19.9-11.64
Unlevered Free Cash Flow
-7.95-2.021.63-4.24-3.09
Updated Jan 20, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q