AmeriServ Financial, Inc. (ASRV)

AmeriServ Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	3.61	3.6	-3.35	7.45	7.07	4.6
Depreciation & Amortization	2.1	2.08	2.07	2.1	2.04	2
Gain (Loss) on Sale of Investments	0.04	0.08	0.97	0.11	0.14	0.29
Provision for Credit Losses	1.34	0.88	7.43	0.05	1.1	2.38
Net Decrease (Increase) in Loans Originated / Sold - Operating	1.08	-0.16	0.1	1.13	5.93	0.14
Accrued Interest Receivable	0.28	0.04	-0.73	-0.82	1.08	-1.62
Change in Other Net Operating Assets	-0.17	-0.17	-0.07	-0.08	-0.09	-0.09
Other Operating Activities	-2.61	-3.17	-3.09	-4.61	-6.22	-7.02
Operating Cash Flow	5.44	2.69	6.29	5.21	9.94	-1.37
Operating Cash Flow Growth	131.80%	-57.27%	20.71%	-47.59%	-	-
Capital Expenditures	-1.07	-1.71	-1.38	-2.08	-1.24	-1.33
Cash Acquisitions	-	-	-	-	40.43	-
Investment in Securities	1.53	10.69	11.29	-45.24	-31.4	-4.68
Net Decrease (Increase) in Loans Originated / Sold - Investing	-40.33	-33.5	-50.87	-6.92	-11.63	-89.03
Other Investing Activities	1.72	1.43	0.97	-2.05	3.35	-0.28
Investing Cash Flow	-38.1	-23.1	-39.99	-56.28	-0.49	-95.32
Short-Term Debt Issued	-	-	-	88.64	-	2.29
Long-Term Debt Issued	-	28.7	42.37	-	28.59	36.05
Total Debt Issued	21.01	28.7	42.37	88.64	28.59	38.34
Short-Term Debt Repaid	-	-26.31	-47.69	-	-24.7	-
Long-Term Debt Repaid	-	-17.38	-17.8	-23.11	-44.21	-24.93
Total Debt Repaid	-18.92	-43.68	-65.49	-23.11	-68.92	-24.93
Net Debt Issued (Repaid)	2.09	-14.98	-23.12	65.53	-40.33	13.41
Issuance of Common Stock	-	-	0.09	0.11	0.06	0.08
Repurchase of Common Stock	-1.51	-1.51	-	-	-	-0.15
Common Dividends Paid	-2	-2.02	-2.06	-1.97	-1.71	-1.72
Total Dividends Paid	-2	-2.02	-2.06	-1.97	-1.71	-1.72
Net Increase (Decrease) in Deposit Accounts	40.27	42.64	49.86	-30.74	42.12	94.41
Financing Cash Flow	38.84	24.13	24.77	32.93	0.15	106.03
Net Cash Flow	6.19	3.72	-8.94	-18.14	9.6	9.34
Free Cash Flow	4.37	0.98	4.91	3.13	8.7	-2.7
Free Cash Flow Growth	520.91%	-80.11%	56.82%	-64.03%	-	-
Free Cash Flow Margin	8.23%	1.84%	10.91%	5.47%	15.60%	-5.37%
Free Cash Flow Per Share	0.26	0.06	0.29	0.18	0.51	-0.16
Cash Interest Paid	30.13	30.8	21.8	8.45	8.05	11.04
Cash Income Tax Paid	-	-1.1	0.63	1.1	0.2	0.32

Updated Apr 22, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q