AmeriServ Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 10, 2026	Dec '25 Dec 31, 2025	Dec '25 Dec 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Market Cap	59	53	52	44	56	67
Market Cap Growth	39.56%	1.92%	16.81%	-20.31%	-17.62%	2.29%
Enterprise Value	123.44	79.47	51.71	71	82.24	94.09
Last Close Price	3.59	3.19	3.13	2.68	3.24	3.94
PE Ratio	10.57	9.38	-	12.76	-16.20	9.16
PS Ratio	1.08	0.96	-	0.83	1.24	1.18
PB Ratio	0.50	0.44	-	0.41	0.54	0.64
P/TBV Ratio	0.50	0.44	-	0.42	0.54	0.64
P/FCF Ratio	-	12.79	-	45.36	11.30	21.55
P/OCF Ratio	-	12.79	-	16.48	8.82	12.95
EV/Sales Ratio	2.24	1.44	-	1.34	1.83	1.64
EV/EBITDA Ratio	-	-	-	34.08	39.65	44.89
EV/FCF Ratio	-	19.29	-	72.74	16.73	30.07
Debt / Equity Ratio	0.22	0.22	-	0.25	0.26	0.25
Debt / EBITDA Ratio	-	-	-	12.83	12.87	12.71
Debt / FCF Ratio	6.50	6.50	-	27.38	5.43	8.52
Net Debt / Equity Ratio	0.22	0.22	-	0.25	0.26	0.25
Net Debt / EBITDA Ratio	-	-	-	12.83	12.87	12.71
Net Debt / FCF Ratio	6.50	6.50	-	27.38	5.43	8.52
Asset Turnover	0.04	0.04	0	0.04	0.03	0.04
Return on Equity (ROE)	4.95%	4.95%	0.00%	3.44%	-3.21%	6.69%
Earnings Yield	9.46%	10.66%	0.00%	7.84%	-6.17%	10.91%
FCF Yield	-	7.82%	0.00%	2.20%	8.85%	4.64%
Dividend Yield	3.34%	0.00%	0.00%	4.49%	3.71%	2.92%
Payout Ratio	35.32%	0.00%	-	56.10%	-61.51%	26.41%
Buyback Yield / Dilution	-	0.00%	0.00%	3.41%	-0.17%	-0.16%
Total Shareholder Return	-	0.00%	0.00%	7.90%	3.54%	2.76%

Updated Jan 20, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q