AmeriServ Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	62	53	44	56	67	66
Market Cap Growth	52.05%	19.05%	-20.31%	-17.62%	2.29%	23.48%
Enterprise Value	78.72	79.47	71	82.24	94.09	92.54
Last Close Price	3.63	3.19	2.68	3.24	3.94	3.86
PE Ratio	10.66	9.38	12.76	-16.20	9.16	9.41
PS Ratio	1.11	0.96	0.83	1.24	1.18	1.18
PB Ratio	0.50	0.44	0.41	0.54	0.64	0.57
P/TBV Ratio	0.50	0.44	0.42	0.54	0.64	0.57
P/FCF Ratio	29.77	25.55	45.36	11.30	21.55	7.58
P/OCF Ratio	19.27	16.54	16.48	8.82	12.95	6.63
EV/Sales Ratio	1.43	1.44	1.34	1.83	1.64	1.66
EV/EBITDA Ratio	-	37.88	34.08	39.65	44.89	45.47
EV/FCF Ratio	38.16	38.52	72.74	16.73	30.07	10.64
Debt / Equity Ratio	0.22	0.22	0.25	0.26	0.25	0.23
Debt / EBITDA Ratio	12.76	12.76	12.83	12.87	12.71	13.07
Debt / FCF Ratio	12.98	12.98	27.38	5.43	8.52	3.06
Net Debt / Equity Ratio	0.22	0.22	0.25	0.26	0.25	0.23
Net Debt / EBITDA Ratio	12.76	12.76	12.83	12.87	12.71	13.07
Net Debt / FCF Ratio	12.98	12.98	27.38	5.43	8.52	3.06
Asset Turnover	0.04	0.04	0.04	0.03	0.04	0.04
Return on Equity (ROE)	4.95%	4.95%	3.44%	-3.21%	6.69%	6.40%
Earnings Yield	9.14%	10.66%	7.84%	-6.17%	10.91%	10.62%
FCF Yield	3.36%	3.91%	2.20%	8.85%	4.64%	13.19%
Dividend Yield	3.31%	3.76%	4.49%	3.71%	2.92%	2.59%
Payout Ratio	35.32%	35.32%	56.10%	-61.51%	26.41%	24.15%
Buyback Yield / Dilution	1.62%	1.62%	1.99%	0.01%	-0.19%	-0.30%
Total Shareholder Return	4.92%	5.38%	6.48%	3.72%	2.73%	2.29%

Updated Jan 20, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q