AmeriServ Financial, Inc. (ASRV)

AmeriServ Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Year	Current	2023	2022	2021	2020	2019
Market Capitalization	39	55	67	66	53	72
Market Cap Growth	-14.75%	-17.74%	2.27%	23.49%	-25.82%	0.65%
Enterprise Value	114	157	183	98	136	150
PE Ratio	-	-16.58	9.05	9.32	11.61	11.94
PS Ratio	0.87	1.23	1.18	1.18	1.06	1.46
PB Ratio	0.38	0.54	0.64	0.57	0.51	0.73
P/FCF Ratio	55.86	11.30	21.55	7.58	-19.79	34.79
P/OCF Ratio	16.74	8.82	12.95	6.63	-38.89	14.72
EV/Sales Ratio	2.51	3.49	3.20	1.75	2.70	3.04
EV/EBITDA Ratio	-64.12	-67.07	16.23	9.05	17.41	15.88
EV/EBIT Ratio	-30.66	-35.78	19.87	11.13	23.39	19.79
EV/FCF Ratio	162.01	32.00	58.43	11.23	-50.40	72.69
Debt / Equity Ratio	0.89	1.13	1.30	0.62	1.09	1.02
Debt / EBITDA Ratio	-49.53	-49.36	12.28	6.75	14.61	10.62
Debt / FCF Ratio	130.97	23.55	44.22	8.37	-42.28	48.61
Asset Turnover	0.03	0.03	0.04	0.04	0.04	0.04
Return on Equity (ROE)	-2.90%	-3.20%	7.00%	6.30%	4.50%	6.00%
Return on Assets (ROA)	-0.20%	-0.20%	0.60%	0.50%	0.40%	0.50%
Return on Capital (ROIC)	-1.98%	-2.01%	3.05%	3.73%	2.10%	3.03%
Earnings Yield	-7.53%	-6.03%	11.05%	10.73%	8.61%	8.37%
FCF Yield	1.79%	8.85%	4.64%	13.19%	-5.05%	2.87%
Dividend Yield	5.24%	3.70%	2.90%	2.60%	3.20%	2.30%
Payout Ratio	-66.70%	-60.00%	26.10%	24.40%	37.00%	27.10%
Buyback Yield / Dilution	0.05%	0.01%	-0.19%	-0.30%	2.16%	3.31%
Total Shareholder Return	5.29%	3.71%	2.71%	2.30%	5.36%	5.61%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).