Atlanticus Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	3,937	2,621	1,155	2,093	1,492
Revenue Growth (YoY)	50.18%	126.91%	-44.80%	40.29%	32.80%
Cost of Revenue	1,109	749.84	691.73	578.32	255.19
Gross Profit	2,827	1,872	463.52	1,515	1,237
Selling, General & Admin	-343.68	-224.73	-196.95	200.89	166.06
Depreciation & Amortization Expenses	-5.81	-2.72	-2.56	2.18	1.49
Other Operating Expenses	-48	-35.41	-26.74	34.4	22.18
Total Operating Expenses	-397.49	-262.86	-226.25	237.47	189.73
Operating Income	3,225	2,134	689.76	1,277	1,047
Interest Expense	-301.9	-160.17	-109.34	-81.85	-54.13
Other Non-Operating Income (Expense)	0.04	1.49	0.63	0.81	-25.24
Total Non-Operating Income (Expense)	-301.86	-158.68	-108.71	-81.04	-79.37
Pretax Income	159.71	138.58	581.05	149.27	219.57
Provision for Income Taxes	39.1	28.47	-	14.66	41.78
Net Income	111.8	87.37	77.65	110.52	155.54
Minority Interest in Earnings	1.6	1.19	0.89	0.99	0.11
Net Income Attributable to Preferred Dividends	10.41	23.93	-	25.08	22.36
Net Income to Common	111.8	87.37	77.65	110.52	155.54
Net Income Growth	27.96%	12.52%	-29.74%	-28.94%	101.87%
Shares Outstanding (Basic)	15	15	15	15	15
Shares Outstanding (Diluted)	19	19	19	19	21
Shares Change (YoY)	1.99%	-0.43%	-2.55%	-7.28%	3.96%
EPS (Basic)	7.40	5.92	5.35	7.55	10.32
EPS (Diluted)	5.96	4.77	4.24	5.83	7.56
EPS Growth	24.95%	12.50%	-27.27%	-22.88%	91.39%
Free Cash Flow	632.94	467.62	455.33	342.78	205.28
Free Cash Flow Growth	35.35%	2.70%	32.83%	66.98%	-3.16%
Free Cash Flow Per Share	33.01	24.87	24.11	17.69	9.82
Gross Margin	71.82%	71.40%	40.12%	72.37%	82.90%
Operating Margin	81.92%	81.42%	59.71%	61.02%	70.18%
Profit Margin	3.06%	4.20%	8.83%	6.43%	11.92%
FCF Margin	16.08%	17.84%	39.41%	16.38%	13.76%
EBITDA	3,235	2,140	693.81	1,282	1,049
EBITDA Margin	82.17%	81.62%	60.06%	61.25%	70.35%
EBIT	3,225	2,134	689.76	1,277	1,047
EBIT Margin	81.92%	81.42%	59.71%	61.02%	70.18%
Effective Tax Rate	24.48%	20.55%	0.00%	9.82%	19.03%

Updated Mar 12, 2026. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q