Atlanticus Holdings Corporation (ATLC)

NASDAQ: ATLC · Real-Time Price · USD

93.50

-2.28 (-2.38%)

At close: Aug 11, 2026, 4:00 PM EDT

93.78

+0.28 (0.30%)

After-hours: Aug 11, 2026, 7:34 PM EDT

Atlanticus Holdings Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 11, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	1,418	999	831	565	378	1,076
Market Cap Growth	65.05%	20.17%	47.22%	49.21%	-64.84%	171.21%
Enterprise Value	7,158	6,956	3,048	2,390	1,950	2,233
Last Close Price	93.50	66.95	55.78	38.67	26.20	71.32

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 11, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	12.15	11.23	11.69	9.12	4.49	9.43
Forward PE	8.57	8.53	9.99	7.93	4.44	8.26
PS Ratio	1.94	0.51	0.63	0.49	0.36	1.44
PB Ratio	2.02	1.64	1.69	1.43	1.16	3.74
P/TBV Ratio	2.64	2.22	2.13	1.85	1.56	5.18
P/FCF Ratio	1.51	1.58	1.78	1.24	1.10	5.24
P/OCF Ratio	1.51	1.57	1.77	1.23	1.09	5.07

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 11, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
EV/Sales Ratio	9.80	3.53	2.32	2.07	1.86	2.98
EV/EBITDA Ratio	35.16	41.01	21.20	18.02	3.10	3.54
EV/EBIT Ratio	35.16	43.55	21.99	18.59	3.12	3.55
EV/FCF Ratio	7.64	10.99	6.52	5.25	5.69	10.88

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 11, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Debt / Equity Ratio	8.54	10.16	4.32	3.80	3.91	3.34
Debt / EBITDA Ratio	30.92	38.58	17.43	15.28	2.89	2.26
Debt / FCF Ratio	6.72	10.34	5.36	4.45	5.30	6.95
Net Debt / Equity Ratio	8.18	9.73	4.32	4.27	4.39	3.53
Net Debt / EBITDA Ratio	28.20	34.91	14.81	12.72	2.28	1.61
Net Debt / FCF Ratio	6.13	9.36	4.56	3.71	4.18	4.95
Asset Turnover	0.35	0.36	0.44	0.45	0.48	0.47
Quick Ratio	26.49	25.84	42.86	42.37	94.65	76.39
Current Ratio	27.03	26.59	45.03	43.54	96.35	79.05
Return on Equity (ROE)	22.22%	19.72%	19.80%	20.44%	30.18%	55.30%
Return on Assets (ROA)	2.03%	2.21%	3.68%	4.00%	25.99%	32.30%
Return on Invested Capital (ROIC)	2.39%	2.60%	4.47%	4.95%	33.69%	42.31%
Return on Capital Employed (ROCE)	2.80%	3.03%	4.74%	5.15%	29.41%	40.98%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 11, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Earnings Yield	10.21%	8.90%	8.55%	10.96%	22.25%	10.60%
FCF Yield	66.02%	63.35%	56.25%	80.63%	90.57%	19.07%
Buyback Yield / Dilution	-0.60%	-1.99%	0.43%	2.55%	7.28%	-3.96%
Total Shareholder Return	-0.60%	-1.99%	0.43%	2.55%	7.28%	-3.96%

SEC Filings: 10-K · 10-Q