Atlanticus Holdings Corporation (ATLC)

Atlanticus Holdings Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 28, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	1,181	999	831	565	378	1,076
Market Cap Growth	55.48%	20.17%	47.22%	49.21%	-64.84%	171.21%
Enterprise Value	7,110	6,956	3,048	2,390	1,950	2,233
Last Close Price	79.18	66.95	55.78	38.67	26.20	71.32
PE Ratio	13.30	11.23	11.69	9.12	4.49	9.43
PS Ratio	2.13	0.51	0.63	0.49	0.36	1.44
PB Ratio	1.95	1.64	1.69	1.43	1.16	3.74
P/TBV Ratio	2.49	2.11	2.13	1.85	1.56	5.18
P/FCF Ratio	1.88	1.58	1.78	1.24	1.10	5.24
P/OCF Ratio	1.86	1.57	1.77	1.23	1.09	5.07
EV/Sales Ratio	12.76	3.53	2.32	2.07	1.86	2.98
EV/EBITDA Ratio	-	41.01	21.20	18.02	3.10	3.54
EV/EBIT Ratio	-	43.55	21.99	18.59	3.12	3.55
EV/FCF Ratio	11.23	10.99	6.52	5.25	5.69	10.88
Debt / Equity Ratio	10.16	10.16	4.32	3.80	3.91	3.34
Debt / EBITDA Ratio	38.58	38.58	17.43	15.28	2.89	2.26
Debt / FCF Ratio	10.34	10.34	5.36	4.45	5.30	6.95
Net Debt / Equity Ratio	9.73	9.73	4.32	4.27	4.39	3.53
Net Debt / EBITDA Ratio	34.91	34.91	14.81	12.72	2.28	1.61
Net Debt / FCF Ratio	9.36	9.36	4.56	3.71	4.18	4.95
Asset Turnover	0.36	0.36	0.44	0.45	0.48	0.47
Quick Ratio	25.84	25.84	42.86	42.37	94.65	76.39
Current Ratio	26.59	26.59	45.03	43.54	96.35	79.05
Return on Equity (ROE)	19.72%	19.72%	19.80%	20.44%	30.18%	55.30%
Return on Assets (ROA)	2.21%	2.21%	3.68%	4.00%	25.99%	32.30%
Return on Invested Capital (ROIC)	2.53%	2.53%	4.29%	4.78%	32.63%	41.05%
Return on Capital Employed (ROCE)	3.03%	3.03%	4.74%	5.15%	29.41%	40.98%
Earnings Yield	9.40%	8.90%	8.55%	10.96%	22.25%	10.60%
FCF Yield	53.24%	63.35%	56.25%	80.63%	90.57%	19.07%
Buyback Yield / Dilution	-1.99%	-1.99%	0.43%	2.55%	7.28%	-3.96%
Total Shareholder Return	-1.99%	-1.99%	0.43%	2.55%	7.28%	-3.96%

Updated Mar 12, 2026. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q