Atlanticus Holdings Corporation (ATLC)

Atlanticus Holdings Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 18, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	1,188	999	831	565	378	1,076
Market Cap Growth	41.95%	20.17%	47.22%	49.21%	-64.84%	171.21%
Enterprise Value	6,891	6,956	3,048	2,390	1,950	2,233
Last Close Price	78.55	66.95	55.78	38.67	26.20	71.32
PE Ratio	11.73	11.23	11.69	9.12	4.49	9.43
PS Ratio	1.89	0.51	0.63	0.49	0.36	1.44
PB Ratio	1.83	1.64	1.69	1.43	1.16	3.74
P/TBV Ratio	2.32	2.11	2.13	1.85	1.56	5.18
P/FCF Ratio	1.50	1.58	1.78	1.24	1.10	5.24
P/OCF Ratio	1.50	1.57	1.77	1.23	1.09	5.07
EV/Sales Ratio	10.96	3.53	2.32	2.07	1.86	2.98
EV/EBITDA Ratio	-	41.01	21.20	18.02	3.10	3.54
EV/EBIT Ratio	-	43.55	21.99	18.59	3.12	3.55
EV/FCF Ratio	8.72	10.99	6.52	5.25	5.69	10.88
Debt / Equity Ratio	9.29	10.16	4.32	3.80	3.91	3.34
Debt / EBITDA Ratio	33.26	38.58	17.43	15.28	2.89	2.26
Debt / FCF Ratio	8.04	10.34	5.36	4.45	5.30	6.95
Net Debt / Equity Ratio	8.80	9.73	4.32	4.27	4.39	3.53
Net Debt / EBITDA Ratio	29.85	34.91	14.81	12.72	2.28	1.61
Net Debt / FCF Ratio	7.22	9.36	4.56	3.71	4.18	4.95
Asset Turnover	0.31	0.36	0.44	0.45	0.48	0.47
Quick Ratio	27.81	25.84	42.86	42.37	94.65	76.39
Current Ratio	28.69	26.59	45.03	43.54	96.35	79.05
Return on Equity (ROE)	20.19%	19.72%	19.80%	20.44%	30.18%	55.30%
Return on Assets (ROA)	1.78%	2.21%	3.68%	4.00%	25.99%	32.30%
Return on Invested Capital (ROIC)	2.02%	2.53%	4.29%	4.78%	32.63%	41.05%
Return on Capital Employed (ROCE)	2.44%	3.03%	4.74%	5.15%	29.41%	40.98%
Earnings Yield	10.59%	8.90%	8.55%	10.96%	22.25%	10.60%
FCF Yield	66.54%	63.35%	56.25%	80.63%	90.57%	19.07%
Buyback Yield / Dilution	-1.13%	-1.99%	0.43%	2.55%	7.28%	-3.96%
Total Shareholder Return	-1.13%	-1.99%	0.43%	2.55%	7.28%	-3.96%

Updated May 7, 2026. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q