Atlanticus Holdings Statistics
Total Valuation
ATLC has a market cap or net worth of $1.19 billion. The enterprise value is $6.89 billion.
Important Dates
The last earnings date was Thursday, May 7, 2026, after market close.
| Earnings Date | May 7, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
ATLC has 15.12 million shares outstanding. The number of shares has increased by 1.13% in one year.
| Current Share Class | 15.12M |
| Shares Outstanding | 15.12M |
| Shares Change (YoY) | +1.13% |
| Shares Change (QoQ) | +1.29% |
| Owned by Insiders (%) | 64.18% |
| Owned by Institutions (%) | 24.24% |
| Float | 5.15M |
Valuation Ratios
The trailing PE ratio is 11.73 and the forward PE ratio is 7.60.
| PE Ratio | 11.73 |
| Forward PE | 7.60 |
| PS Ratio | 1.89 |
| Forward PS | 0.36 |
| PB Ratio | 1.83 |
| P/TBV Ratio | 1.91 |
| P/FCF Ratio | 1.50 |
| P/OCF Ratio | 1.50 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 54.81 |
| EV / Sales | 10.96 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 8.72 |
Financial Position
The company has a current ratio of 14.67, with a Debt / Equity ratio of 9.29.
| Current Ratio | 14.67 |
| Quick Ratio | 14.22 |
| Debt / Equity | 9.29 |
| Debt / EBITDA | n/a |
| Debt / FCF | 8.04 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 21.40% and return on invested capital (ROIC) is 1.96%.
| Return on Equity (ROE) | 21.40% |
| Return on Assets (ROA) | 2.50% |
| Return on Invested Capital (ROIC) | 1.96% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 2.53% |
| Revenue Per Employee | $1.09M |
| Profits Per Employee | $218,259 |
| Employee Count | 576 |
| Asset Turnover | 0.12 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ATLC has paid $43.63 million in taxes.
| Income Tax | 43.63M |
| Effective Tax Rate | 24.55% |
Stock Price Statistics
The stock price has increased by +49.71% in the last 52 weeks. The beta is 2.15, so ATLC's price volatility has been higher than the market average.
| Beta (5Y) | 2.15 |
| 52-Week Price Change | +49.71% |
| 50-Day Moving Average | 65.77 |
| 200-Day Moving Average | 61.21 |
| Relative Strength Index (RSI) | 57.25 |
| Average Volume (20 Days) | 69,643 |
Short Selling Information
The latest short interest is 422,517, so 2.79% of the outstanding shares have been sold short.
| Short Interest | 422,517 |
| Short Previous Month | 473,534 |
| Short % of Shares Out | 2.79% |
| Short % of Float | 8.20% |
| Short Ratio (days to cover) | 6.26 |
Income Statement
In the last 12 months, ATLC had revenue of $628.89 million and earned $125.72 million in profits. Earnings per share was $6.70.
| Revenue | 628.89M |
| Gross Profit | 455.27M |
| Operating Income | 184.69M |
| Pretax Income | 177.69M |
| Net Income | 125.72M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $6.70 |
Full Income StatementBalance Sheet
The company has $651.13 million in cash and $6.35 billion in debt, with a net cash position of -$5.70 billion or -$377.24 per share.
| Cash & Cash Equivalents | 651.13M |
| Total Debt | 6.35B |
| Net Cash | -5.70B |
| Net Cash Per Share | -$377.24 |
| Equity (Book Value) | 683.97M |
| Book Value Per Share | 42.98 |
| Working Capital | 6.91B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $792.74 million and capital expenditures -$2.60 million, giving a free cash flow of $790.14 million.
| Operating Cash Flow | 792.74M |
| Capital Expenditures | -2.60M |
| Depreciation & Amortization | 8.60M |
| Net Borrowing | 1.02B |
| Free Cash Flow | 790.14M |
| FCF Per Share | $52.26 |
Full Cash Flow StatementMargins
Gross margin is 72.39%, with operating and profit margins of 29.37% and 21.44%.
| Gross Margin | 72.39% |
| Operating Margin | 29.37% |
| Pretax Margin | 28.26% |
| Profit Margin | 21.44% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 125.64% |
Dividends & Yields
ATLC does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -1.13% |
| Shareholder Yield | -1.13% |
| Earnings Yield | 10.59% |
| FCF Yield | 66.54% |
Analyst Forecast
The average price target for ATLC is $104.00, which is 32.40% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $104.00 |
| Price Target Difference | 32.40% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
