Atlanticus Holdings Statistics
Total Valuation
ATLC has a market cap or net worth of $1.42 billion. The enterprise value is $7.16 billion.
| Market Cap | 1.42B |
| Enterprise Value | 7.16B |
Important Dates
The last earnings date was Thursday, August 6, 2026, after market close.
| Earnings Date | Aug 6, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
ATLC has 15.17 million shares outstanding. The number of shares has increased by 0.60% in one year.
| Current Share Class | 15.17M |
| Shares Outstanding | 15.17M |
| Shares Change (YoY) | +0.60% |
| Shares Change (QoQ) | +0.88% |
| Owned by Insiders (%) | 62.00% |
| Owned by Institutions (%) | 24.72% |
| Float | 5.47M |
Valuation Ratios
The trailing PE ratio is 12.15 and the forward PE ratio is 8.57.
| PE Ratio | 12.15 |
| Forward PE | 8.57 |
| PS Ratio | 1.94 |
| Forward PS | 0.44 |
| PB Ratio | 2.02 |
| P/TBV Ratio | 2.10 |
| P/FCF Ratio | 1.51 |
| P/OCF Ratio | 1.51 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 35.16, with an EV/FCF ratio of 7.64.
| EV / Earnings | 49.44 |
| EV / Sales | 9.80 |
| EV / EBITDA | 35.16 |
| EV / EBIT | 35.16 |
| EV / FCF | 7.64 |
Financial Position
The company has a current ratio of 14.84, with a Debt / Equity ratio of 8.54.
| Current Ratio | 14.84 |
| Quick Ratio | 14.54 |
| Debt / Equity | 8.54 |
| Debt / EBITDA | 30.92 |
| Debt / FCF | 6.72 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 22.97% and return on invested capital (ROIC) is 2.26%.
| Return on Equity (ROE) | 22.97% |
| Return on Assets (ROA) | 2.76% |
| Return on Invested Capital (ROIC) | 2.26% |
| Return on Capital Employed (ROCE) | 2.91% |
| Weighted Average Cost of Capital (WACC) | 2.86% |
| Revenue Per Employee | $1.27M |
| Profits Per Employee | $251,349 |
| Employee Count | 576 |
| Asset Turnover | 0.13 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ATLC has paid $50.06 million in taxes.
| Income Tax | 50.06M |
| Effective Tax Rate | 24.59% |
Stock Price Statistics
The stock price has increased by +64.56% in the last 52 weeks. The beta is 2.05, so ATLC's price volatility has been higher than the market average.
| Beta (5Y) | 2.05 |
| 52-Week Price Change | +64.56% |
| 50-Day Moving Average | 97.90 |
| 200-Day Moving Average | 71.15 |
| Relative Strength Index (RSI) | 39.58 |
| Average Volume (20 Days) | 179,020 |
Short Selling Information
The latest short interest is 448,662, so 2.96% of the outstanding shares have been sold short.
| Short Interest | 448,662 |
| Short Previous Month | 365,588 |
| Short % of Shares Out | 2.96% |
| Short % of Float | 8.21% |
| Short Ratio (days to cover) | 2.21 |
Income Statement
In the last 12 months, ATLC had revenue of $730.47 million and earned $144.78 million in profits. Earnings per share was $7.70.
| Revenue | 730.47M |
| Gross Profit | 533.08M |
| Operating Income | 210.89M |
| Pretax Income | 203.55M |
| Net Income | 144.78M |
| EBITDA | 203.55M |
| EBIT | 203.55M |
| Earnings Per Share (EPS) | $7.70 |
Balance Sheet
The company has $555.22 million in cash and $6.29 billion in debt, with a net cash position of -$5.74 billion or -$378.33 per share.
| Cash & Cash Equivalents | 555.22M |
| Total Debt | 6.29B |
| Net Cash | -5.74B |
| Net Cash Per Share | -$378.33 |
| Equity (Book Value) | 737.48M |
| Book Value Per Share | 46.27 |
| Working Capital | 6.94B |
Cash Flow
In the last 12 months, operating cash flow was $936.98 million and capital expenditures -$520,000, giving a free cash flow of $936.46 million.
| Operating Cash Flow | 936.98M |
| Capital Expenditures | -520,000 |
| Depreciation & Amortization | 14.59M |
| Net Borrowing | 658.72M |
| Free Cash Flow | 936.46M |
| FCF Per Share | $61.73 |
Margins
Gross margin is 72.98%, with operating and profit margins of 28.87% and 21.08%.
| Gross Margin | 72.98% |
| Operating Margin | 28.87% |
| Pretax Margin | 27.87% |
| Profit Margin | 21.08% |
| EBITDA Margin | 7.67% |
| EBIT Margin | 7.67% |
| FCF Margin | 128.20% |
Dividends & Yields
ATLC does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -0.60% |
| Shareholder Yield | -0.60% |
| Earnings Yield | 10.21% |
| FCF Yield | 66.02% |
Analyst Forecast
The average price target for ATLC is $133.50, which is 42.78% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $133.50 |
| Price Target Difference | 42.78% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (3Y) | 94.78% |
| EPS Growth Forecast (3Y) | 53.84% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |