Atlanticus Holdings Corporation (ATLC)
Stock Price:
$12.42 USD
-0.16 (-1.27%)
Updated Oct 21, 2020 4:00 PM EDT - Market closed
Key Info
| Market Cap |
198.69M |
| Revenue (ttm) |
195.58M |
| Net Income (ttm) |
44.08M |
| Shares Out |
16.00M |
| EPS (ttm) |
2.06 |
| PE Ratio |
6.03 |
| Forward PE |
n/a |
| Dividend |
n/a |
| Dividend Yield |
n/a |
Stock Quote
| Trading Day |
Oct 21, 2020 |
| Last Price |
$12.42 |
| Previous Close |
$12.58 |
| Change ($) |
-0.16 |
| Change (%) |
-1.27% |
| Day's Open |
12.61 |
| Day's Range |
12.23 - 12.61 |
| Day's Volume |
3,086 |
| 52-Week Range |
5.00 - 18.37 |
More Stats
| Market Cap |
198.69M |
| Enterprise Value |
936.28M |
| Earnings Date (est) |
n/a |
| Ex-Dividend Date |
n/a |
| Shares Outstanding |
16.00M |
| Float |
6.66M |
| EPS (basic) |
2.45 |
| EPS (diluted) |
2.06 |
| FCF / Share |
9.03 |
| Dividend |
n/a |
| Dividend Yield |
n/a |
| Earnings Yield |
16.59% |
| FCF Yield |
72.14% |
| Payout Ratio |
n/a |
| Shares Short |
763,283 |
| Short Ratio |
74.32 |
| Short % of Float |
11.45% |
| Beta |
0.49 |
| PE Ratio |
6.03 |
| Forward PE |
n/a |
| P/FCF Ratio |
1.39 |
| PS Ratio |
1.02 |
| PB Ratio |
9.29 |
| Revenue |
195.58M |
| Operating Income |
53.18M |
| Net Income |
44.08M |
| Free Cash Flow |
143.32M |
| Net Cash |
-737.59M |
| Net Cash / Share |
-46.11 |
| Gross Margin |
-9.27% |
| Operating Margin |
27.19% |
| Profit Margin |
18.10% |
| FCF Margin |
73.28% |
| ROA |
5.30% |
| ROE |
57.68% |
| ROIC |
3.20% |
Stats based on trailing-twelve-month (ttm) numbers.
Analyst Summary
Analyst Ratings (0)
| Buy |
0 |
| Overweight |
0 |
| Hold |
0 |
| Underweight |
0 |
| Sell |
0 |
Low
3.00
Current: $12.42
High
3.00
Target: 3.00
*Average 12-month price target from 1 stock analysts.
Financial Performance
Financial numbers in millions USD.
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|
| Revenue | 158 | 95.75 | 39.58 | 61.81 | 125 | 139 | 90.57 | 46.00 | 98.69 | 79.74 |
| Revenue Growth | 65.2% | 141.94% | -35.98% | -50.7% | -9.49% | 52.95% | 96.88% | -53.39% | 23.76% | - |
| Gross Profit | 158 | 95.75 | 39.58 | 61.81 | 125 | 139 | 90.57 | 46.00 | 98.69 | 79.74 |
| Operating Income | 31.76 | 3.48 | -47.25 | -12.36 | 3.54 | -27.31 | -22.78 | -43.83 | -2.05 | -108 |
| Net Income | 26.44 | 7.86 | -40.78 | -6.34 | 1.71 | 7.18 | -17.74 | 24.45 | 134 | -97.50 |
| Shares Outstanding | 15.87 | 15.38 | 13.87 | 13.91 | 13.87 | 13.91 | 13.67 | 13.75 | 22.40 | 35.75 |
| Earnings Per Share | 1.66 | 0.56 | -2.93 | -0.46 | 0.12 | 0.51 | -1.29 | 1.26 | 5.19 | -2.45 |
| EPS Growth | 196.43% | - | - | - | -76.47% | - | - | -75.72% | - | - |
| Operating Cash Flow | 99.96 | 42.86 | -26.47 | 39.02 | 0.86 | -20.73 | -26.86 | 2.98 | 83.77 | 336 |
| Capital Expenditures | -0.25 | -1.38 | -0.40 | -0.35 | -0.88 | -4.07 | -3.49 | -2.19 | -1.54 | -3.86 |
| Free Cash Flow | 99.71 | 41.47 | -26.87 | 38.67 | -0.02 | -24.80 | -30.34 | 0.80 | 82.23 | 332 |
| Cash & Equivalents | 0.10 | 0.12 | 70.91 | 93.15 | 72.41 | 64.26 | 71.65 | 97.23 | 172 | 105 |
| Total Debt | 799 | 499 | 337 | 254 | 196 | 200 | 247 | 262 | 465 | 697 |
| Net Cash / Debt | -799 | -499 | -266 | -161 | -123 | -136 | -176 | -165 | -293 | -592 |
| Assets | 936 | 583 | 426 | 363 | 281 | 268 | 352 | 380 | 648 | 881 |
| Liabilities | 847 | 605 | 462 | 357 | 270 | 261 | 351 | 361 | 572 | 819 |
| Book Value | 0.91 | -21.79 | -35.94 | 5.79 | 10.96 | 7.44 | 1.16 | 19.30 | 76.12 | 42.84 |
Numbers in millions USD, except per-share numbers.
Company Details
| Full Name |
Atlanticus Holdings Corporation |
| Country |
United States |
| Employees |
314 |
| CEO |
David G. Hanna |
Stock Information
| Ticker Symbol |
ATLC |
| Stock Exchange |
NASDAQ |
| Sector |
Financial Services |
| Industry |
Credit Services |
| Unique Identifier |
NASDAQ: ATLC |
| IPO Date |
April 23, 1999 |
Description
Atlanticus Holdings Corporation provides credit and related financial services and products to financially underserved consumer credit market in the United States. It operates in two segments, Credit and Other Investments, and Auto Finance. The Credit and Other Investments segment originates a range of consumer loan products, such as retail credit and credit cards through various channels, including retail point-of-sale, direct mail solicitation, digital marketing, and partnerships with third parties; and offers credit to their customers for the purchase of various goods and services, including consumer electronics, furniture, elective medical procedures, healthcare, educational services, and home-improvements by partnering with retailers and service providers. This segment also invests in and services portfolios of credit card receivables. In addition, it offers loan servicing, such as risk management and customer service outsourcing for third parties; and engages in testing and investment activities in consumer finance technology platforms. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here, and used car business. This segment also provides floor plan financing and installment lending products. The company was formerly known as CompuCredit Holdings Corporation and changed its name to Atlanticus Holdings Corporation in November 2012. Atlanticus Holdings Corporation was founded in 1996 and is headquartered in Atlanta, Georgia.