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Atlanticus Holdings Corporation (ATLC)

Stock Price: $12.42 USD -0.16 (-1.27%)
Updated Oct 21, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 198.69M
Revenue (ttm) 195.58M
Net Income (ttm) 44.08M
Shares Out 16.00M
EPS (ttm) 2.06
PE Ratio 6.03
Forward PE n/a
Dividend n/a
Dividend Yield n/a

Stock Quote

Trading Day Oct 21, 2020
Last Price $12.42
Previous Close $12.58
Change ($) -0.16
Change (%) -1.27%
Day's Open 12.61
Day's Range 12.23 - 12.61
Day's Volume 3,086
52-Week Range 5.00 - 18.37

More Stats

Market Cap 198.69M
Enterprise Value 936.28M
Earnings Date (est) n/a
Ex-Dividend Date n/a
Shares Outstanding 16.00M
Float 6.66M
EPS (basic) 2.45
EPS (diluted) 2.06
FCF / Share 9.03
Dividend n/a
Dividend Yield n/a
Earnings Yield 16.59%
FCF Yield 72.14%
Payout Ratio n/a
Shares Short 763,283
Short Ratio 74.32
Short % of Float 11.45%
Beta 0.49
PE Ratio 6.03
Forward PE n/a
P/FCF Ratio 1.39
PS Ratio 1.02
PB Ratio 9.29
Revenue 195.58M
Operating Income 53.18M
Net Income 44.08M
Free Cash Flow 143.32M
Net Cash -737.59M
Net Cash / Share -46.11
Gross Margin -9.27%
Operating Margin 27.19%
Profit Margin 18.10%
FCF Margin 73.28%
ROA 5.30%
ROE 57.68%
ROIC 3.20%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

$3.00*
Low
3.00
Current: $12.42
High
3.00
Target: 3.00
*Average 12-month price target from 1 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue15895.7539.5861.8112513990.5746.0098.6979.74
Revenue Growth65.2%141.94%-35.98%-50.7%-9.49%52.95%96.88%-53.39%23.76%-
Gross Profit15895.7539.5861.8112513990.5746.0098.6979.74
Operating Income31.763.48-47.25-12.363.54-27.31-22.78-43.83-2.05-108
Net Income26.447.86-40.78-6.341.717.18-17.7424.45134-97.50
Shares Outstanding15.8715.3813.8713.9113.8713.9113.6713.7522.4035.75
Earnings Per Share1.660.56-2.93-0.460.120.51-1.291.265.19-2.45
EPS Growth196.43%----76.47%---75.72%--
Operating Cash Flow99.9642.86-26.4739.020.86-20.73-26.862.9883.77336
Capital Expenditures-0.25-1.38-0.40-0.35-0.88-4.07-3.49-2.19-1.54-3.86
Free Cash Flow99.7141.47-26.8738.67-0.02-24.80-30.340.8082.23332
Cash & Equivalents0.100.1270.9193.1572.4164.2671.6597.23172105
Total Debt799499337254196200247262465697
Net Cash / Debt-799-499-266-161-123-136-176-165-293-592
Assets936583426363281268352380648881
Liabilities847605462357270261351361572819
Book Value0.91-21.79-35.945.7910.967.441.1619.3076.1242.84
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Atlanticus Holdings Corporation
Country United States
Employees 314
CEO David G. Hanna

Stock Information

Ticker Symbol ATLC
Stock Exchange NASDAQ
Sector Financial Services
Industry Credit Services
Unique Identifier NASDAQ: ATLC
IPO Date April 23, 1999

Description

Atlanticus Holdings Corporation provides credit and related financial services and products to financially underserved consumer credit market in the United States. It operates in two segments, Credit and Other Investments, and Auto Finance. The Credit and Other Investments segment originates a range of consumer loan products, such as retail credit and credit cards through various channels, including retail point-of-sale, direct mail solicitation, digital marketing, and partnerships with third parties; and offers credit to their customers for the purchase of various goods and services, including consumer electronics, furniture, elective medical procedures, healthcare, educational services, and home-improvements by partnering with retailers and service providers. This segment also invests in and services portfolios of credit card receivables. In addition, it offers loan servicing, such as risk management and customer service outsourcing for third parties; and engages in testing and investment activities in consumer finance technology platforms. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here, and used car business. This segment also provides floor plan financing and installment lending products. The company was formerly known as CompuCredit Holdings Corporation and changed its name to Atlanticus Holdings Corporation in November 2012. Atlanticus Holdings Corporation was founded in 1996 and is headquartered in Atlanta, Georgia.