Atlanticus Holdings Corporation (ATLC)
| Market Cap | 1.26B +49.4% |
| Revenue (ttm) | 628.89M +48.0% |
| Net Income | 125.72M +15.6% |
| EPS | 6.68 +29.2% |
| Shares Out | 14.91M |
| PE Ratio | 12.70 |
| Forward PE | 8.23 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 169,578 |
| Open | 79.91 |
| Previous Close | 78.34 |
| Day's Range | 72.04 - 86.07 |
| 52-Week Range | 45.74 - 86.07 |
| Beta | 2.15 |
| Analysts | Strong Buy |
| Price Target | 90.00 (+6.12%) |
| Earnings Date | May 7, 2026 |
About ATLC
Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States. The company operates in two segments, Credit as a Service (CaaS) and Auto Finance. Its CaaS segment offers private label credit products associated with the healthcare space under the Curae brand, as well as consumer electronics, furniture, elective medical procedures, and home-improvement under the Fortiva brand and its retail partners’ brands; and general-purpose credit cards under the Aspire, Imagine, Mercury, and ... [Read more]
Financial Performance
In 2025, Atlanticus Holdings's revenue was $557.17 million, an increase of 39.31% compared to the previous year's $399.94 million. Earnings were $111.80 million, an increase of 27.96%.
Financial StatementsAnalyst Summary
According to 7 analysts, the average rating for ATLC stock is "Strong Buy." The 12-month stock price target is $90.0, which is an increase of 6.12% from the latest price.
News
Atlanticus reports Q1 EPS $2.23, consensus $1.66
Reports Q1 revenue $679.5M, consensus $749.35M. Jeff Howard, President and Chief Executive Officer of Atlanticus (ATLC), stated, “First and foremost, I want to congratulate and thank the entire Atlant...
Atlanticus Holdings Earnings Call Transcript: Q1 2026
Earnings and revenue surged year-over-year, driven by strong legacy growth and the successful, ahead-of-schedule integration of Mercury Financial. Portfolio performance remains stable, with robust returns and ample capital supporting continued expansion.
Atlanticus Reports First Quarter 2026 Financial Results
First Quarter Earnings of $2.23 Per Diluted Common Share Resulting from Strong Asset Level Performance and Continued Acquisition Integration First Quarter Earnings of $2.23 Per Diluted Common Share Re...
Atlanticus to Host First Quarter 2026 Earnings Call and Webcast on May 7, 2026 at 5:00 p.m. ET
ATLANTA, April 30, 2026 (GLOBE NEWSWIRE) -- Atlanticus Holdings Corporation (NASDAQ: ATLC) (“Atlanticus,” the “Company,” “we,” “our” or “us”), a financial technology company that enables its bank, ret...
Atlanticus price target raised to $98 from $90 at B. Riley
B. Riley analyst Hal Geotsch raised the firm’s price target on Atlanticus (ATLC) to $98 from $90 and keeps a Buy rating on the shares. Atlanticus delivered a strong EPS
Atlanticus price target raised to $102 from $100 at Citizens
Citizens raised the firm’s price target on Atlanticus (ATLC) to $102 from $100 and keeps an Outperform rating on the shares. Consumer demand and credit trends remain stable despite recent
Atlanticus reports Q4 EPS $1.75, consensus $1.57
Reports Q4 revenue $734.39M, consensus $691.81M. Jeff Howard, President and Chief Executive Officer of Atlanticus (ATLC) stated, “We are pleased to have achieved both our return on capital and earning...
Atlanticus Holdings Earnings Call Transcript: Q4 2025
2025 saw transformative growth with the Mercury acquisition, record financial results, and strong core business performance. Integration is ahead of schedule, with synergies expected to drive further earnings growth through 2028.
Atlanticus Reports Fourth Quarter 2025 Financial Results
FOURTH QUARTER EARNINGS OF $1.75 PER DILUTED COMMON SHARE CAPS 2025, ALONG WITH RECORD RECEIVABLES PURCHASES AND TRANSFORMATIONAL ACQUISITION
Atlanticus to Host Fourth Quarter 2025 Earnings Call and Webcast on March 12, 2026 at 5:00 p.m. ET
ATLANTA, March 06, 2026 (GLOBE NEWSWIRE) -- Atlanticus Holdings Corporation (NASDAQ: ATLC) (“Atlanticus,” the “Company,” “we,” “our” or “us”), a financial technology company that enables its bank, re...
Atlanticus Announces Approval of Quarterly Preferred Stock Dividend
ATLANTA, Feb. 03, 2026 (GLOBE NEWSWIRE) -- Atlanticus Holdings Corporation (NASDAQ: ATLC) (“Atlanticus,” the “Company,” “we,” “our” or “us”), a financial technology company that enables its bank, reta...
Atlanticus resumed with a Buy at B. Riley
B. Riley resumed coverage of Atlanticus (ATLC) with a Buy rating and $90 price target The company’s fintech platform and go-to-market strategy target underbanked consumers across credit cards, POS, he...
Atlanticus price target raised to $100 from $95 at Citizens
Citizens raised the firm’s price target on Atlanticus (ATLC) to $100 from $95 and keeps an Outperform rating on the shares. Atlanticus announced Wednesday that it refinanced one of its
Atlanticus Refinances Securitization Facility
ATLANTA, Dec. 10, 2025 (GLOBE NEWSWIRE) -- Atlanticus Holdings Corporation (NASDAQ: ATLC) (Atlanticus, the Company, we, our or us), a financial technology company that enables its bank, retail and hea...
Atlanticus reports Q3 adjusted EPS $1.48, consensus $1.60
Reports Q3 revenue $495.292M, consensus $513.75M. Jeff Howard, President and Chief Executive Officer of Atlanticus (ATLC) stated, “This quarter, we produced significant organic growth and profitabilit...
Prog sells Vive credit card receivables portfolio to Atlanticus for $150M
Prog Holdings (PRG) announced the sale of its Vive Financial credit card receivables portfolio to Atlanticus Holdings Corporation (ATLC). The transaction is expected to improve Prog Holdings’ capital ...
PROG Holdings Announces Sale of Vive Credit Card Receivables Portfolio to Atlanticus
SALT LAKE CITY--(BUSINESS WIRE)--PROG Holdings, Inc. (NYSE:PRG), the fintech holding company for Progressive Leasing, Four Technologies, and Build, today announced the sale of its Vive Financial credi...
Atlanticus price target raised to $95 from $78 at Citizens JMP
Citizens JMP raised the firm’s price target on Atlanticus (ATLC) to $95 from $78 and keeps an Outperform rating on the shares. The acquisition of Mercury Finance will move Atlanticus’
Atlanticus price target raised to $90 from $70 at B. Riley
B. Riley raised the firm’s price target on Atlanticus (ATLC) to $90 from $70 and keeps a Buy rating on the shares. The company’s acquisition of Mercury Financial more than
Atlanticus price target raised to $105 from $84 at BTIG
BTIG raised the firm’s price target on Atlanticus (ATLC) to $105 from $84 and keeps a Buy rating on the shares. The firm is raising its EPS view for the
Atlanticus price target raised to $63 from $56 at Janney Montgomery Scott
Janney Montgomery Scott raised the firm’s price target on Atlanticus (ATLC) to $63 from $56 and keeps a Neutral rating on the shares.
Atlanticus acquires Mercury Financial for $162M
Atlanticus (ATLC) announced that it has acquired Mercury Financial. At the closing, Mercury became a wholly-owned subsidiary of Atlanticus. As a result of the transaction, Atlanticus added 1.3M credit...
Atlanticus Announces Acquisition of Mercury Financial LLC
ATLANTA, Sept. 11, 2025 (GLOBE NEWSWIRE) -- Atlanticus Holdings Corporation (NASDAQ: ATLC) (“Atlanticus”, the “Company”, “we”, “our” or “us”), announced today that it has acquired Mercury Financial LL...
Atlanticus price target raised to $78 from $75 at Citizens JMP
Citizens JMP raised the firm’s price target on Atlanticus (ATLC) to $78 from $75 and keeps an Outperform rating on the shares. The firm updated its forecast to reflect a
Atlanticus Reports Second Quarter 2025 Financial Results
Second Quarter 2025 net margin growth of 35.8% over prior year, with 4.0 million accounts served (1)