Atlanticus Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	2,303	1,968	1,311	1,156	1,047	748.06
Revenue Growth (YoY)	68.59%	50.09%	13.46%	10.41%	39.95%	32.77%
Cost of Revenue	1,674	1,411	910.01	801.07	660.17	309.32
Gross Profit	628.69	557.21	401.43	354.81	386.74	438.74
Selling, General & Admin	385.73	343.68	224.73	196.95	-200.89	-166.06
Depreciation & Amortization Expenses	8.6	5.81	2.72	2.56	-2.18	-1.49
Other Operating Expenses	56.67	48	35.41	26.74	-34.4	-22.18
Total Operating Expenses	450.99	397.49	262.86	226.25	-237.47	-189.73
Operating Income	177.69	159.71	138.58	128.56	624.21	628.47
Total Non-Operating Income (Expense)	-	-	-	-	-	-29.44
Pretax Income	177.69	159.71	138.58	128.56	149.27	219.57
Provision for Income Taxes	43.63	39.1	28.47	26.6	14.66	41.78
Net Income	125.72	111.8	87.37	77.65	110.52	155.54
Minority Interest in Earnings	-0.8	-1.6	-1.19	-0.89	-0.99	-0.11
Net Income Attributable to Preferred Dividends	9.14	10.41	23.93	25.2	25.08	22.36
Net Income to Common	125.72	111.8	87.37	77.65	110.52	155.54
Net Income Growth	31.73%	27.96%	12.52%	-29.74%	-28.94%	101.87%
Shares Outstanding (Basic)	15	15	15	15	15	15
Shares Outstanding (Diluted)	19	19	19	19	19	21
Shares Change (YoY)	1.13%	1.99%	-0.43%	-2.55%	-7.28%	3.96%
EPS (Basic)	11.09	7.40	5.92	5.35	7.55	10.32
EPS (Diluted)	8.96	5.96	4.77	4.24	5.83	7.56
EPS Growth	73.31%	24.95%	12.50%	-27.27%	-22.88%	91.39%
Shares Outstanding	15.09	14.92	14.9	14.6	14.45	15.09
Free Cash Flow	790.14	632.94	467.62	455.33	342.78	205.28
Free Cash Flow Growth	24.84%	35.35%	2.70%	32.83%	66.98%	-3.16%
Free Cash Flow Per Share	41.31	33.01	24.87	24.11	17.69	9.82
Gross Margin	27.30%	28.31%	30.61%	30.70%	36.94%	58.65%
Operating Margin	7.72%	8.11%	10.57%	11.12%	59.62%	84.01%
Profit Margin	5.82%	6.13%	8.40%	8.82%	12.86%	23.77%
FCF Margin	34.31%	32.16%	35.66%	39.39%	32.74%	27.44%
EBITDA	191.06	169.61	143.76	132.6	629.06	630.96
EBITDA Margin	8.30%	8.62%	10.96%	11.47%	60.09%	84.35%
EBIT	177.69	159.71	138.58	128.56	624.21	628.47
EBIT Margin	7.72%	8.11%	10.57%	11.12%	59.62%	84.01%
Effective Tax Rate	24.55%	24.48%	20.55%	20.69%	9.82%	19.03%

Updated May 7, 2026. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q