Atlanticus Holdings Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 25, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	825	822	567	378	1,076	357
Market Cap Growth	-3.28%	45.11%	49.70%	-64.84%	201.37%	175.11%
PE Ratio	9.67	9.41	7.30	3.42	6.92	4.64
PS Ratio	1.65	2.06	1.60	0.98	2.48	1.39
PB Ratio	1.40	1.42	1.06	0.81	2.52	1.66
P/FCF Ratio	1.69	1.76	1.24	1.10	5.24	1.69
P/OCF Ratio	1.67	1.75	1.23	1.09	5.07	1.68
Debt / Equity Ratio	9.70	4.32	3.80	3.91	3.34	4.28
Debt / FCF Ratio	12.42	5.36	4.45	5.30	6.95	4.36
Net Debt / Equity Ratio	9.02	3.68	3.17	3.08	2.38	3.45
Net Debt / FCF Ratio	11.55	4.56	3.71	4.18	4.95	3.52
Quick Ratio	15.31	8.27	6.57	21.81	20.21	16.23
Current Ratio	15.67	8.69	6.75	22.53	21.46	17.65
Asset Turnover	0.10	0.13	0.14	0.18	0.28	0.24
Return on Equity (ROE)	19.59%	19.80%	20.44%	30.18%	55.30%	61.53%
Return on Assets (ROA)	2.31%	3.68%	4.00%	6.21%	11.28%	8.76%
Return on Invested Capital (ROIC)	2.42%	3.86%	4.19%	6.47%	13.24%	8.98%
Earnings Yield	12.76%	13.54%	18.15%	35.83%	16.53%	26.35%
FCF Yield	59.14%	56.88%	80.37%	90.57%	19.07%	59.35%
Payout Ratio	-	23.13%	24.22%	18.28%	12.26%	14.41%
Buyback Yield / Dilution	-1.94%	0.43%	2.55%	7.28%	-3.96%	-31.62%

Updated Nov 10, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.

SEC Filings: 10-K · 10-Q