Atlanticus Holdings Corporation (ATLC)

Atlanticus Holdings Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 7, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	833	999	831	565	379	1,056
Market Cap Growth	7.44%	20.17%	47.22%	49.13%	-64.13%	166.01%
Enterprise Value	6,757	6,956	3,048	2,390	1,950	2,212
Last Close Price	55.97	66.95	55.78	38.67	26.20	71.32
PE Ratio	9.29	11.23	11.69	9.12	4.49	9.43
PS Ratio	1.50	0.25	0.32	0.49	0.18	0.71
PB Ratio	1.36	1.64	1.69	1.43	1.16	3.67
P/TBV Ratio	1.76	2.11	2.13	1.85	1.56	5.18
P/FCF Ratio	1.32	1.58	1.78	1.24	1.10	5.14
P/OCF Ratio	1.31	1.57	1.77	1.23	1.09	4.97
EV/Sales Ratio	12.13	1.77	1.16	2.07	0.93	1.48
EV/EBITDA Ratio	-	2.15	1.42	3.44	1.52	2.11
EV/EBIT Ratio	-	2.16	1.43	3.46	1.53	2.11
EV/FCF Ratio	10.68	10.99	6.52	5.25	5.69	10.78
Debt / Equity Ratio	10.16	10.16	4.32	3.80	3.91	3.34
Debt / EBITDA Ratio	2.02	2.02	1.17	2.92	1.42	1.36
Debt / FCF Ratio	10.34	10.34	5.36	4.45	5.30	6.95
Net Debt / Equity Ratio	9.73	9.73	4.32	4.27	4.39	3.53
Net Debt / EBITDA Ratio	1.83	1.83	1.00	2.43	1.12	0.97
Net Debt / FCF Ratio	9.36	9.36	4.56	3.71	4.18	4.95
Asset Turnover	0.72	0.72	0.88	0.45	0.97	0.95
Quick Ratio	25.84	25.84	42.86	42.37	94.65	76.39
Current Ratio	26.59	26.59	45.03	43.54	96.35	79.05
Return on Equity (ROE)	19.72%	19.72%	19.80%	20.44%	30.18%	55.30%
Return on Assets (ROA)	44.71%	44.71%	56.75%	27.08%	53.18%	53.81%
Return on Invested Capital (ROIC)	51.05%	51.05%	66.13%	32.35%	66.76%	68.39%
Return on Capital Employed (ROCE)	61.21%	61.21%	73.05%	27.66%	60.17%	68.27%
Earnings Yield	13.38%	8.90%	8.55%	10.96%	22.25%	10.60%
FCF Yield	75.77%	63.35%	56.25%	80.63%	90.52%	19.44%
Buyback Yield / Dilution	-1.99%	-1.99%	0.43%	2.55%	7.28%	-3.96%
Total Shareholder Return	-1.99%	-1.99%	0.43%	2.55%	7.28%	-3.96%

Updated Mar 12, 2026. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q