Atlanticus Holdings Statistics
Total Valuation
ATLC has a market cap or net worth of $835.86 million. The enterprise value is $6.75 billion.
Important Dates
The next estimated earnings date is Thursday, May 7, 2026, after market close.
| Earnings Date | May 7, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
ATLC has 14.92 million shares outstanding. The number of shares has increased by 1.99% in one year.
| Current Share Class | 14.92M |
| Shares Outstanding | 14.92M |
| Shares Change (YoY) | +1.99% |
| Shares Change (QoQ) | -2.27% |
| Owned by Insiders (%) | 64.91% |
| Owned by Institutions (%) | 24.50% |
| Float | 4.97M |
Valuation Ratios
The trailing PE ratio is 9.45 and the forward PE ratio is 6.28.
| PE Ratio | 9.45 |
| Forward PE | 6.28 |
| PS Ratio | 1.48 |
| Forward PS | 0.26 |
| PB Ratio | 1.36 |
| P/TBV Ratio | 1.43 |
| P/FCF Ratio | 1.30 |
| P/OCF Ratio | 1.29 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 60.35 |
| EV / Sales | 12.11 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 10.66 |
Financial Position
The company has a current ratio of 5.95, with a Debt / Equity ratio of 10.16.
| Current Ratio | 5.95 |
| Quick Ratio | 5.78 |
| Debt / Equity | 10.16 |
| Debt / EBITDA | n/a |
| Debt / FCF | 10.34 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 19.72% and return on invested capital (ROIC) is 1.81%.
| Return on Equity (ROE) | 19.72% |
| Return on Assets (ROA) | 2.21% |
| Return on Invested Capital (ROIC) | 1.81% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 1.64% |
| Revenue Per Employee | $967,304 |
| Profits Per Employee | $194,090 |
| Employee Count | 576 |
| Asset Turnover | 0.10 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ATLC has paid $39.10 million in taxes.
| Income Tax | 39.10M |
| Effective Tax Rate | 24.48% |
Stock Price Statistics
The stock price has increased by +24.36% in the last 52 weeks. The beta is 1.88, so ATLC's price volatility has been higher than the market average.
| Beta (5Y) | 1.88 |
| 52-Week Price Change | +24.36% |
| 50-Day Moving Average | 53.86 |
| 200-Day Moving Average | 58.12 |
| Relative Strength Index (RSI) | 55.19 |
| Average Volume (20 Days) | 67,955 |
Short Selling Information
The latest short interest is 477,596, so 3.20% of the outstanding shares have been sold short.
| Short Interest | 477,596 |
| Short Previous Month | 482,225 |
| Short % of Shares Out | 3.20% |
| Short % of Float | 9.61% |
| Short Ratio (days to cover) | 7.36 |
Income Statement
In the last 12 months, ATLC had revenue of $557.17 million and earned $111.80 million in profits. Earnings per share was $5.96.
| Revenue | 557.17M |
| Gross Profit | 396.32M |
| Operating Income | 166.47M |
| Pretax Income | 159.71M |
| Net Income | 111.80M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $5.96 |
Full Income StatementBalance Sheet
The company has $621.09 million in cash and $6.54 billion in debt, with a net cash position of -$5.92 billion or -$396.90 per share.
| Cash & Cash Equivalents | 621.09M |
| Total Debt | 6.54B |
| Net Cash | -5.92B |
| Net Cash Per Share | -$396.90 |
| Equity (Book Value) | 643.83M |
| Book Value Per Share | 40.79 |
| Working Capital | 6.29B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $637.96 million and capital expenditures -$5.02 million, giving a free cash flow of $632.94 million.
| Operating Cash Flow | 637.96M |
| Capital Expenditures | -5.02M |
| Depreciation & Amortization | 7.73M |
| Net Borrowing | 1.20B |
| Free Cash Flow | 632.94M |
| FCF Per Share | $42.42 |
Full Cash Flow StatementMargins
Gross margin is 71.13%, with operating and profit margins of 29.88% and 21.93%.
| Gross Margin | 71.13% |
| Operating Margin | 29.88% |
| Pretax Margin | 28.67% |
| Profit Margin | 21.93% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 113.60% |
Dividends & Yields
ATLC does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -1.99% |
| Shareholder Yield | -1.99% |
| Earnings Yield | 13.54% |
| FCF Yield | 76.65% |
Analyst Forecast
The average price target for ATLC is $90.00, which is 60.64% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $90.00 |
| Price Target Difference | 60.64% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 7 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
