Atlanticus Holdings Statistics
Total Valuation
ATLC has a market cap or net worth of $445.24 million. The enterprise value is $2.04 billion.
| Market Cap | 445.24M |
| Enterprise Value | 2.04B |
Important Dates
The next estimated earnings date is Tuesday, August 6, 2024, after market close.
| Earnings Date | Aug 6, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
ATLC has 14.79 million shares outstanding. The number of shares has increased by 1.13% in one year.
| Shares Outstanding | 14.79M |
| Shares Change (YoY) | +1.13% |
| Shares Change (QoQ) | +0.18% |
| Owned by Insiders (%) | 67.62% |
| Owned by Institutions (%) | 14.24% |
| Float | 4.75M |
Valuation Ratios
The trailing PE ratio is 7.10 and the forward PE ratio is 5.70.
| PE Ratio | 7.10 |
| Forward PE | 5.70 |
| PS Ratio | 1.23 |
| Forward PS | 0.33 |
| PB Ratio | 1.07 |
| P/FCF Ratio | 0.94 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 15.41, with an EV/FCF ratio of 4.30.
| EV / Earnings | 26.37 |
| EV / Sales | 5.65 |
| EV / EBITDA | 15.41 |
| EV / EBIT | 15.95 |
| EV / FCF | 4.30 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 5.00 |
| Debt / EBITDA | 15.69 |
| Debt / FCF | 4.38 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 20.00% and return on invested capital (ROIC) is 4.09%.
| Return on Equity (ROE) | 20.00% |
| Return on Assets (ROA) | 2.90% |
| Return on Capital (ROIC) | 4.09% |
| Revenue Per Employee | $937,959 |
| Profits Per Employee | $200,881 |
| Employee Count | 386 |
| Asset Turnover | 0.14 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ATLC has paid $25.42 million in taxes.
| Income Tax | 25.42M |
| Effective Tax Rate | 24.69% |
Stock Price Statistics
The stock price has decreased by -29.21% in the last 52 weeks. The beta is 1.88, so ATLC's price volatility has been higher than the market average.
| Beta (5Y) | 1.88 |
| 52-Week Price Change | -29.21% |
| 50-Day Moving Average | 26.61 |
| 200-Day Moving Average | 30.36 |
| Relative Strength Index (RSI) | 68.79 |
| Average Volume (20 Days) | 21,720 |
Short Selling Information
The latest short interest is 327,531, so 2.21% of the outstanding shares have been sold short.
| Short Interest | 327,531 |
| Short Previous Month | 397,308 |
| Short % of Shares Out | 2.21% |
| Short % of Float | 6.90% |
| Short Ratio (days to cover) | 12.83 |
Income Statement
In the last 12 months, ATLC had revenue of $362.05 million and earned $77.54 million in profits. Earnings per share was $4.24.
| Revenue | 362.05M |
| Gross Profit | 362.05M |
| Operating Income | 127.30M |
| Pretax Income | 128.22M |
| Net Income | 77.54M |
| EBITDA | 132.67M |
| EBIT | 128.22M |
| Earnings Per Share (EPS) | $4.24 |
Balance Sheet
The company has $482.30 million in cash and $2.08 billion in debt, giving a net cash position of -$1.60 billion or -$108.12 per share.
| Cash & Cash Equivalents | 482.30M |
| Total Debt | 2.08B |
| Net Cash | -1.60B |
| Net Cash Per Share | -$108.12 |
| Equity (Book Value) | 416.02M |
| Book Value Per Share | 28.12 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $476.42 million and capital expenditures -$1.29 million, giving a free cash flow of $475.12 million.
| Operating Cash Flow | 476.42M |
| Capital Expenditures | -1.29M |
| Free Cash Flow | 475.12M |
| FCF Per Share | $32.51 |
Margins
Gross margin is 100.00%, with operating and profit margins of 35.16% and 21.42%.
| Gross Margin | 100.00% |
| Operating Margin | 35.16% |
| Pretax Margin | 35.42% |
| Profit Margin | 21.42% |
| EBITDA Margin | 36.64% |
| EBIT Margin | 35.42% |
| FCF Margin | 131.23% |
Dividends & Yields
ATLC does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -1.13% |
| Shareholder Yield | -1.13% |
| Earnings Yield | 17.42% |
| FCF Yield | 106.71% |
Analyst Forecast
The average price target for ATLC is $39.25, which is 30.40% higher than the current price. The consensus rating is "Buy".
| Price Target | $39.25 |
| Price Target Difference | 30.40% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |