Atlanticus Holdings Statistics
Total Valuation
ATLC has a market cap or net worth of $781.76 million. The enterprise value is $6.42 billion.
Important Dates
The next estimated earnings date is Thursday, March 12, 2026, after market close.
| Earnings Date | Mar 12, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
ATLC has 15.14 million shares outstanding. The number of shares has increased by 1.94% in one year.
| Current Share Class | 15.14M |
| Shares Outstanding | 15.14M |
| Shares Change (YoY) | +1.94% |
| Shares Change (QoQ) | +0.04% |
| Owned by Insiders (%) | 63.36% |
| Owned by Institutions (%) | 22.97% |
| Float | 5.28M |
Valuation Ratios
The trailing PE ratio is 9.17 and the forward PE ratio is 6.66.
| PE Ratio | 9.17 |
| Forward PE | 6.66 |
| PS Ratio | 1.56 |
| Forward PS | 0.25 |
| PB Ratio | 1.33 |
| P/TBV Ratio | 1.40 |
| P/FCF Ratio | 1.60 |
| P/OCF Ratio | 1.58 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 60.97 |
| EV / Sales | 12.87 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 13.16 |
Financial Position
The company has a current ratio of 15.67, with a Debt / Equity ratio of 9.70.
| Current Ratio | 15.67 |
| Quick Ratio | 15.31 |
| Debt / Equity | 9.70 |
| Debt / EBITDA | n/a |
| Debt / FCF | 12.42 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 19.59% and return on invested capital (ROIC) is 2.42%.
| Return on Equity (ROE) | 19.59% |
| Return on Assets (ROA) | 2.31% |
| Return on Invested Capital (ROIC) | 2.42% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 1.71% |
| Revenue Per Employee | $1.20M |
| Profits Per Employee | $252,417 |
| Employee Count | 417 |
| Asset Turnover | 0.10 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ATLC has paid $36.39 million in taxes.
| Income Tax | 36.39M |
| Effective Tax Rate | 23.73% |
Stock Price Statistics
The stock price has decreased by -15.35% in the last 52 weeks. The beta is 1.95, so ATLC's price volatility has been higher than the market average.
| Beta (5Y) | 1.95 |
| 52-Week Price Change | -15.35% |
| 50-Day Moving Average | 61.44 |
| 200-Day Moving Average | 57.76 |
| Relative Strength Index (RSI) | 30.32 |
| Average Volume (20 Days) | 70,823 |
Short Selling Information
The latest short interest is 430,390, so 2.84% of the outstanding shares have been sold short.
| Short Interest | 430,390 |
| Short Previous Month | 474,441 |
| Short % of Shares Out | 2.84% |
| Short % of Float | 8.14% |
| Short Ratio (days to cover) | 6.71 |
Income Statement
In the last 12 months, ATLC had revenue of $498.50 million and earned $105.26 million in profits. Earnings per share was $5.63.
| Revenue | 498.50M |
| Gross Profit | 357.42M |
| Operating Income | 159.84M |
| Pretax Income | 153.36M |
| Net Income | 105.26M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $5.63 |
Full Income StatementBalance Sheet
The company has $425.02 million in cash and $6.06 billion in debt, with a net cash position of -$5.64 billion or -$372.22 per share.
| Cash & Cash Equivalents | 425.02M |
| Total Debt | 6.06B |
| Net Cash | -5.64B |
| Net Cash Per Share | -$372.22 |
| Equity (Book Value) | 624.81M |
| Book Value Per Share | 38.96 |
| Working Capital | 6.57B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $494.31 million and capital expenditures -$6.48 million, giving a free cash flow of $487.84 million.
| Operating Cash Flow | 494.31M |
| Capital Expenditures | -6.48M |
| Free Cash Flow | 487.84M |
| FCF Per Share | $32.22 |
Full Cash Flow StatementMargins
Gross margin is 71.70%, with operating and profit margins of 32.06% and 23.75%.
| Gross Margin | 71.70% |
| Operating Margin | 32.06% |
| Pretax Margin | 30.76% |
| Profit Margin | 23.75% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 97.86% |
Dividends & Yields
ATLC does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -1.94% |
| Shareholder Yield | -1.94% |
| Earnings Yield | 13.46% |
| FCF Yield | 62.40% |
Analyst Forecast
The average price target for ATLC is $87.50, which is 69.48% higher than the current price. The consensus rating is "Buy".
| Price Target | $87.50 |
| Price Target Difference | 69.48% |
| Analyst Consensus | Buy |
| Analyst Count | 6 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |
