Atlanticus Holdings Statistics
Total Valuation
ATLC has a market cap or net worth of $792.15 million. The enterprise value is $2.94 billion.
Important Dates
The last earnings date was Thursday, May 8, 2025, after market close.
| Earnings Date | May 8, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
ATLC has 15.10 million shares outstanding. The number of shares has increased by 0.52% in one year.
| Current Share Class | 15.10M |
| Shares Outstanding | 15.10M |
| Shares Change (YoY) | +0.52% |
| Shares Change (QoQ) | +3.62% |
| Owned by Insiders (%) | 63.46% |
| Owned by Institutions (%) | 19.84% |
| Float | 5.25M |
Valuation Ratios
The trailing PE ratio is 10.14 and the forward PE ratio is 8.25.
| PE Ratio | 10.14 |
| Forward PE | 8.25 |
| PS Ratio | 1.83 |
| Forward PS | 0.51 |
| PB Ratio | 1.49 |
| P/TBV Ratio | 1.49 |
| P/FCF Ratio | 1.66 |
| P/OCF Ratio | 1.64 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 30.81 |
| EV / Sales | 6.92 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 6.15 |
Financial Position
The company has a current ratio of 14.77, with a Debt / Equity ratio of 4.39.
| Current Ratio | 14.77 |
| Quick Ratio | 14.11 |
| Debt / Equity | 4.39 |
| Debt / EBITDA | n/a |
| Debt / FCF | 5.23 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 20.56%.
| Return on Equity (ROE) | 20.56% |
| Return on Assets (ROA) | 3.81% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $1.02M |
| Profits Per Employee | $228,863 |
| Employee Count | 417 |
| Asset Turnover | 0.14 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ATLC has paid $31.22 million in taxes.
| Income Tax | 31.22M |
| Effective Tax Rate | 21.29% |
Stock Price Statistics
The stock price has increased by +106.82% in the last 52 weeks. The beta is 1.86, so ATLC's price volatility has been higher than the market average.
| Beta (5Y) | 1.86 |
| 52-Week Price Change | +106.82% |
| 50-Day Moving Average | 51.65 |
| 200-Day Moving Average | 47.41 |
| Relative Strength Index (RSI) | 45.80 |
| Average Volume (20 Days) | 47,365 |
Short Selling Information
The latest short interest is 189,232, so 1.25% of the outstanding shares have been sold short.
| Short Interest | 189,232 |
| Short Previous Month | 205,632 |
| Short % of Shares Out | 1.25% |
| Short % of Float | 3.60% |
| Short Ratio (days to cover) | 3.49 |
Income Statement
In the last 12 months, ATLC had revenue of $424.88 million and earned $95.44 million in profits. Earnings per share was $5.17.
| Revenue | 424.88M |
| Gross Profit | 301.15M |
| Operating Income | 145.37M |
| Pretax Income | 124.69M |
| Net Income | 95.44M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $5.17 |
Full Income StatementBalance Sheet
The company has $350.39 million in cash and $2.50 billion in debt, giving a net cash position of -$2.15 billion or -$142.28 per share.
| Cash & Cash Equivalents | 350.39M |
| Total Debt | 2.50B |
| Net Cash | -2.15B |
| Net Cash Per Share | -$142.28 |
| Equity (Book Value) | 568.85M |
| Book Value Per Share | 35.29 |
| Working Capital | 3.03B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $482.18 million and capital expenditures -$4.40 million, giving a free cash flow of $477.78 million.
| Operating Cash Flow | 482.18M |
| Capital Expenditures | -4.40M |
| Free Cash Flow | 477.78M |
| FCF Per Share | $31.65 |
Full Cash Flow StatementMargins
Gross margin is 70.88%, with operating and profit margins of 34.22% and 27.45%.
| Gross Margin | 70.88% |
| Operating Margin | 34.22% |
| Pretax Margin | 34.51% |
| Profit Margin | 27.45% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 112.45% |