American Express Company (AXP)
NYSE: AXP · Real-Time Price · USD
336.63
+1.24 (0.37%)
At close: Jul 28, 2026, 4:00 PM EDT
336.88
+0.25 (0.07%)
After-hours: Jul 28, 2026, 7:28 PM EDT
American Express Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Revenue Revenue Growth | 14,988 | 14,215 | 14,458 | 13,940 | 13,669 | 12,798 | 13,141 | 12,630 | 12,603 | 12,032 | 12,195 | 11,939 | 11,949 | 11,298 | 11,418 | 10,978 | 11,035 | 9,536 | 10,037 | 8,934 |
Revenue Growth | 9.65% | 11.07% | 10.02% | 10.37% | 8.46% | 6.37% | 7.76% | 5.79% | 5.47% | 6.50% | 6.80% | 8.75% | 8.28% | 18.48% | 13.76% | 22.88% | 30.98% | 31.82% | 34.65% | 29.91% |
Gross Profit Gross Profit Growth | 4,627 | 3,680 | 3,966 | 6,763 | 4,278 | 3,925 | 4,138 | 3,950 | 4,077 | 3,779 | 3,780 | 3,937 | 4,016 | 3,527 | 3,773 | 4,124 | 4,540 | 4,176 | 4,621 | 4,027 |
Operating Income Operating Income Growth | -578 | -914 | -1,432 | 1,706 | -637 | -839 | -1,282 | -802 | 60 | -624 | -1,092 | -342 | -371 | -816 | -887 | -119 | 183 | 513 | 198 | 456 |
Net Income Net Income Growth | 3,110 | 2,971 | 2,462 | 2,902 | 2,885 | 2,584 | 2,170 | 2,507 | 3,015 | 2,437 | 1,933 | 2,451 | 2,174 | 1,816 | 1,572 | 1,879 | 1,964 | 2,099 | 1,719 | 1,826 |
Earnings Per Share EPS Growth | 4.53 | 4.28 | 3.53 | 4.14 | 4.08 | 3.64 | 3.04 | 3.49 | 4.15 | 3.33 | 2.62 | 3.30 | 2.89 | 2.40 | 1.87 | 2.47 | 2.57 | 2.73 | 2.18 | 2.27 |
EPS Growth | 11.03% | 17.58% | 16.12% | 18.63% | -1.69% | 9.31% | 16.03% | 5.76% | 43.60% | 38.75% | 40.11% | 33.60% | 12.45% | -12.09% | -14.22% | 8.81% | -8.21% | -0.36% | 23.86% | 74.61% |
| Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
U.S. Consumer Services (USCS) Revenue Net of Interest Expense U.S. Consumer Services (USCS) Revenue Net of Interest Expense Growth | 9,524 | 9,123 | 9,156 | 8,856 | 8,553 | 8,249 | 8,252 | 7,944 | 7,732 | 7,499 | 7,395 | 7,208 | 6,930 | 6,583 | 6,523 | 6,210 | 5,911 | 5,270 | 5,294 | 4,896 |
Commercial Services (CS) Revenue Net of Interest Expense Commercial Services (CS) Revenue Net of Interest Expense Growth | 4,503 | 4,321 | 4,398 | 4,281 | 4,212 | 4,035 | 4,122 | 3,998 | 3,954 | 3,785 | 3,808 | 3,747 | 3,729 | 3,492 | 3,557 | 3,496 | 3,469 | 3,047 | 3,091 | 2,842 |
International Card Services (ICS) Revenue Net of Interest Expense International Card Services (ICS) Revenue Net of Interest Expense Growth | 3,619 | 3,532 | 3,496 | 3,336 | 3,232 | 2,936 | 2,990 | 2,936 | 2,822 | 2,713 | 2,692 | 2,643 | 2,585 | 2,510 | 2,406 | 2,252 | 2,343 | 2,060 | 2,103 | 1,896 |
Global Merchant and Network Services (GMNS) Revenue Net of Interest Expense Global Merchant and Network Services (GMNS) Revenue Net of Interest Expense Growth | 2,096 | 2,004 | 2,039 | 1,972 | 1,933 | 1,815 | 1,894 | 1,847 | 1,873 | 1,870 | 1,941 | 1,851 | 1,863 | 1,741 | 1,758 | 1,665 | 1,634 | 1,418 | 1,467 | 1,322 |
Corporate & Other Revenue Net of Interest Expense Corporate & Other Revenue Net of Interest Expense Growth | -104 | -73 | -109 | -19 | -74 | -68 | -79 | -89 | -48 | -66 | -37 | -68 | -53 | -45 | -68 | -67 | 38 | -60 | 190 | -28 |
Revenue (Total) Revenue (Total) Growth | 14,988 | 14,215 | 14,458 | 13,940 | 13,669 | 12,798 | 13,141 | 12,630 | 12,603 | 12,032 | 12,195 | 11,939 | 11,949 | 11,298 | 11,418 | 10,978 | 11,035 | 9,536 | 10,037 | 8,934 |
| Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Cash & Investments Cash & Investments Growth | 45,243 | 53,757 | 47,792 | 54,706 | 57,937 | 52,508 | 40,640 | 47,918 | 52,895 | 54,213 | 46,596 | 43,908 | 42,958 | 40,836 | 33,914 | 31,182 | 26,277 | 27,678 | 22,028 | 27,916 |
Total Debt Total Debt Growth | 59,049 | 60,442 | 57,758 | 59,233 | 59,695 | 52,795 | 51,089 | 55,003 | 53,160 | 50,568 | 49,159 | 48,060 | 48,308 | 42,862 | 43,921 | 43,908 | 42,479 | 40,459 | 40,918 | 36,736 |
Net Cash (Debt) Net Cash Growth | -13,806 | -6,685 | -9,966 | -4,527 | -1,758 | -287 | -10,449 | -7,085 | -265 | 3,645 | -2,563 | -4,152 | -5,350 | -2,026 | -10,007 | -12,726 | -16,202 | -12,781 | -18,890 | -8,820 |
Net Cash Growth | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -20.33 | -9.74 | -14.49 | -6.53 | -2.52 | -0.41 | -14.84 | -9.99 | -0.37 | 5.05 | -3.53 | -5.66 | -7.22 | -2.72 | -13.41 | -16.99 | -21.52 | -16.86 | -24.60 | -11.21 |
| Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 5,371 | 3,804 | 3,067 | 6,233 | 4,364 | 4,764 | 5,778 | -1,812 | 4,532 | 5,552 | 6,769 | 8,244 | 3,923 | -377 | 8,432 | 4,508 | 4,259 | 3,880 | 5,008 | 4,172 |
Capital Expenditures CapEx Growth | -898 | -1,149 | -722 | -654 | -619 | -430 | -495 | -455 | -565 | -396 | -426 | -401 | -376 | -360 | -513 | -443 | -452 | -447 | -471 | -470 |
Free Cash Flow Free Cash Flow Growth | 4,473 | 2,655 | 2,345 | 5,579 | 3,745 | 4,334 | 5,283 | -2,267 | 3,967 | 5,156 | 6,343 | 7,843 | 3,547 | -737 | 7,919 | 4,065 | 3,807 | 3,433 | 4,537 | 3,702 |
Free Cash Flow Growth | 19.44% | -38.74% | -55.61% | - | -5.60% | -15.94% | -16.71% | - | 11.84% | - | -19.90% | 92.94% | -6.83% | - | 74.54% | 9.81% | 31.50% | 75.06% | 48.07% | 102.63% |
| Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Gross Margin | 30.87% | 25.89% | 27.43% | 48.52% | 31.30% | 30.67% | 31.49% | 31.27% | 32.35% | 31.41% | 31.00% | 32.98% | 33.61% | 31.22% | 33.04% | 37.57% | 41.14% | 43.79% | 46.04% | 45.07% |
Operating Margin | -3.86% | -6.43% | -9.90% | 12.24% | -4.66% | -6.56% | -9.76% | -6.35% | 0.48% | -5.19% | -8.95% | -2.86% | -3.10% | -7.22% | -7.77% | -1.08% | 1.66% | 5.38% | 1.97% | 5.10% |
Pretax Margin | 27.16% | 26.58% | 21.37% | 27.44% | 25.97% | 26.02% | 20.97% | 25.37% | 30.07% | 26.14% | 20.60% | 25.97% | 22.88% | 19.18% | 16.39% | 22.40% | 23.04% | 28.44% | 22.97% | 27.42% |
Profit Margin | 20.75% | 20.90% | 17.03% | 20.82% | 21.11% | 20.19% | 16.51% | 19.85% | 23.92% | 20.25% | 15.85% | 20.53% | 18.19% | 16.07% | 13.77% | 17.12% | 17.80% | 22.01% | 17.13% | 20.44% |
FCF Margin | 29.84% | 18.68% | 16.22% | 40.02% | 27.40% | 33.86% | 40.20% | -17.95% | 31.48% | 42.85% | 52.01% | 65.69% | 29.68% | -6.52% | 69.36% | 37.03% | 34.50% | 36.00% | 45.20% | 41.44% |
| Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.950 | 0.950 | 0.820 | 0.820 | 0.820 | 0.820 | 0.700 | 0.700 | 0.700 | 0.700 | 0.600 | 0.600 | 0.600 | 0.600 | 0.520 | 0.520 | 0.520 | 0.520 | 0.430 | 0.430 |
Dividend Per Share Growth | 15.85% | 15.85% | 17.14% | 17.14% | 17.14% | 17.14% | 16.67% | 16.67% | 16.67% | 16.67% | 15.38% | 15.38% | 15.38% | 15.38% | 20.93% | 20.93% | 20.93% | 20.93% | 0% | 0% |
Dividend Yield | 0.29% | 0.28% | 0.23% | 0.25% | 0.27% | 0.27% | 0.24% | 0.27% | 0.31% | 0.28% | 0.33% | 0.42% | 0.36% | 0.33% | 0.37% | 0.40% | 0.39% | 0.24% | 0.28% | 0.28% |
| Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
PE Ratio | 20.52 | 18.87 | 24.05 | 22.29 | 22.38 | 18.79 | 21.18 | 19.96 | 17.28 | 18.76 | 16.71 | 14.26 | 18.09 | 17.72 | 15.00 | 13.56 | 14.22 | 18.74 | 16.33 | 17.51 |
Forward PE | 18.70 | 17.20 | 22.21 | 20.69 | 20.50 | 17.52 | 20.61 | 20.08 | 17.67 | 17.87 | 15.71 | 12.67 | 15.02 | 14.80 | 14.85 | 13.42 | 14.09 | 19.26 | 18.32 | 21.36 |
P/FCF Ratio | 15.17 | 14.40 | 15.86 | 12.20 | 20.16 | 16.67 | 17.16 | 14.55 | 7.07 | 7.15 | 7.97 | 5.86 | 8.67 | 8.16 | 5.71 | 6.37 | 6.73 | 9.69 | 9.51 | 11.04 |
PS Ratio | 3.96 | 3.67 | 4.63 | 4.32 | 4.28 | 3.69 | 4.13 | 3.91 | 3.44 | 3.50 | 2.76 | 2.34 | 2.81 | 2.75 | 2.55 | 2.43 | 2.63 | 3.82 | 3.60 | 4.00 |