American Express Company (AXP)
NYSE: AXP · Real-Time Price · USD
320.99
-3.98 (-1.22%)
At close: Nov 6, 2026, 4:00 PM EST
320.91
-0.08 (-0.02%)
After-hours: Nov 6, 2026, 7:59 PM EST
American Express Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 19,077 | 18,553 | 17,656 | 17,566 | 17,139 | 16,451 | 15,817 | 15,887 | 15,280 | 15,065 | 14,532 | 14,362 | 14,148 | 13,856 | 13,226 | 13,149 | 12,778 | 12,985 | 11,768 | 12,092 |
Revenue Growth | 11.31% | 12.78% | 11.63% | 10.57% | 12.17% | 9.20% | 8.84% | 10.62% | 8.00% | 8.72% | 9.87% | 9.22% | 10.72% | 6.71% | 12.39% | 8.74% | 14.92% | 19.69% | 20.83% | 27.79% |
Operating Income Operating Income Growth | 3,516 | 3,770 | 3,751 | 3,067 | 3,780 | 3,455 | 3,354 | 2,833 | 3,199 | 3,176 | 3,129 | 2,667 | 3,091 | 2,719 | 2,257 | 2,258 | 2,483 | 2,554 | 2,723 | 2,535 |
Net Income Net Income Growth | 3,649 | 3,075 | 2,938 | 2,429 | 2,868 | 2,852 | 2,552 | 2,139 | 2,474 | 2,977 | 2,405 | 1,904 | 2,418 | 2,142 | 1,788 | 1,546 | 1,851 | 1,934 | 2,069 | 1,679 |
Earnings Per Share EPS Growth | 5.42 | 4.53 | 4.28 | 3.54 | 4.14 | 4.08 | 3.64 | 3.03 | 3.49 | 4.15 | 3.33 | 2.62 | 3.30 | 2.89 | 2.40 | 2.08 | 2.47 | 2.57 | 2.73 | 2.19 |
EPS Growth | 30.92% | 11.03% | 17.58% | 16.61% | 18.63% | -1.69% | 9.31% | 15.70% | 5.76% | 43.60% | 38.71% | 26.28% | 33.60% | 12.45% | -12.06% | -5.08% | 8.88% | -8.21% | -0.36% | 24.46% |
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
U.S. Consumer Services (USCS) Revenue Net of Interest Expense U.S. Consumer Services (USCS) Revenue Net of Interest Expense Growth | 9,840 | 9,524 | 9,123 | 9,156 | 8,856 | 8,553 | 8,249 | 8,252 | 7,944 | 7,732 | 7,499 | 7,395 | 7,208 | 6,930 | 6,583 | 6,523 | 6,210 | 5,911 | 5,270 | 5,294 |
Commercial Services (CS) Revenue Net of Interest Expense Commercial Services (CS) Revenue Net of Interest Expense Growth | 4,553 | 4,503 | 4,321 | 4,398 | 4,281 | 4,212 | 4,035 | 4,122 | 3,998 | 3,954 | 3,785 | 3,808 | 3,747 | 3,729 | 3,492 | 3,557 | 3,496 | 3,469 | 3,047 | 3,091 |
International Card Services (ICS) Revenue Net of Interest Expense International Card Services (ICS) Revenue Net of Interest Expense Growth | 3,682 | 3,619 | 3,532 | 3,496 | 3,336 | 3,232 | 2,936 | 2,990 | 2,936 | 2,822 | 2,713 | 2,692 | 2,643 | 2,585 | 2,510 | 2,406 | 2,252 | 2,343 | 2,060 | 2,103 |
Global Merchant and Network Services (GMNS) Revenue Net of Interest Expense Global Merchant and Network Services (GMNS) Revenue Net of Interest Expense Growth | 2,082 | 2,096 | 2,004 | 2,039 | 1,972 | 1,933 | 1,815 | 1,894 | 1,847 | 1,873 | 1,870 | 1,941 | 1,851 | 1,863 | 1,741 | 1,758 | 1,665 | 1,634 | 1,418 | 1,467 |
Corporate & Other Revenue Net of Interest Expense Corporate & Other Revenue Net of Interest Expense Growth | -96 | -104 | -73 | -109 | -19 | -74 | -68 | -79 | -89 | -48 | -66 | -37 | -68 | -53 | -45 | -68 | -67 | 38 | -60 | 190 |
Revenue (Total) Revenue (Total) Growth | 15,122 | 14,988 | 14,215 | 14,458 | 13,940 | 13,669 | 12,798 | 12,299 | 12,630 | 12,603 | 12,032 | 12,195 | 11,939 | 11,949 | 11,298 | 11,418 | 10,978 | 11,035 | 9,536 | 10,370 |
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 43,463 | 45,752 | 53,867 | 47,645 | 53,553 | 57,762 | 52,387 | 41,110 | 47,584 | 52,605 | 53,776 | 46,105 | 44,073 | 41,819 | 40,423 | 33,623 | 31,394 | 25,191 | 25,722 | 21,796 |
Total Debt Total Debt Growth | 59,986 | 59,092 | 60,459 | 63,909 | 60,060 | 60,723 | 53,153 | 55,500 | 55,497 | 53,185 | 50,747 | 59,982 | 48,113 | 48,831 | 43,073 | 51,605 | 43,984 | 42,530 | 40,597 | 40,960 |
Net Cash (Debt) Net Cash Growth | -16,523 | -13,340 | -6,592 | -16,264 | -6,507 | -2,961 | -766 | -14,390 | -7,913 | -580 | 3,029 | -13,877 | -4,040 | -7,012 | -2,650 | -17,982 | -12,590 | -17,339 | -14,875 | -19,164 |
Net Cash Growth | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -24.51 | -19.65 | -9.61 | -23.64 | -9.39 | -4.24 | -1.09 | -20.44 | -11.16 | -0.81 | 4.20 | -19.11 | -5.51 | -9.46 | -3.57 | -24.10 | -16.81 | -23.03 | -19.62 | -24.92 |
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 5,384 | 5,371 | 3,804 | 3,067 | 6,233 | 4,364 | 4,764 | 5,778 | -1,812 | 4,532 | 5,552 | 6,769 | 8,244 | 3,923 | -377 | 8,432 | 4,508 | 4,259 | 3,880 | 5,008 |
Capital Expenditures CapEx Growth | -947 | -899 | -1,149 | -722 | -655 | -619 | -430 | -497 | -457 | -566 | -397 | -427 | -401 | -376 | -361 | -513 | -444 | -452 | -447 | -518 |
Free Cash Flow Free Cash Flow Growth | 4,437 | 4,472 | 2,655 | 2,345 | 5,578 | 3,745 | 4,334 | 5,281 | -2,269 | 3,966 | 5,155 | 6,342 | 7,843 | 3,547 | -738 | 7,919 | 4,064 | 3,807 | 3,433 | 4,490 |
Free Cash Flow Growth | -20.46% | 19.41% | -38.74% | -55.60% | - | -5.57% | -15.93% | -16.73% | - | 11.81% | - | -19.91% | 92.99% | -6.83% | - | 76.37% | 9.81% | 33.34% | 75.06% | 46.54% |
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 18.43% | 20.32% | 21.25% | 17.46% | 22.05% | 21.00% | 21.20% | 17.83% | 20.94% | 21.08% | 21.53% | 18.57% | 21.85% | 19.62% | 17.07% | 17.17% | 19.43% | 19.67% | 23.14% | 20.96% |
Pretax Margin | 23.75% | 21.94% | 21.40% | 17.59% | 22.32% | 21.58% | 21.05% | 17.35% | 20.97% | 25.16% | 21.64% | 17.49% | 21.91% | 19.73% | 16.38% | 14.23% | 19.24% | 19.58% | 23.05% | 19.07% |
Profit Margin | 19.13% | 16.57% | 16.64% | 13.83% | 16.73% | 17.34% | 16.13% | 13.46% | 16.19% | 19.76% | 16.55% | 13.26% | 17.09% | 15.46% | 13.52% | 11.76% | 14.49% | 14.89% | 17.58% | 13.88% |
FCF Margin | 23.26% | 24.10% | 15.04% | 13.35% | 32.55% | 22.77% | 27.40% | 33.24% | -14.85% | 26.33% | 35.47% | 44.16% | 55.44% | 25.60% | -5.58% | 60.22% | 31.80% | 29.32% | 29.17% | 37.13% |
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.950 | 0.950 | 0.950 | 0.820 | 0.820 | 0.820 | 0.820 | 0.700 | 0.700 | 0.700 | 0.700 | 0.600 | 0.600 | 0.600 | 0.600 | 0.520 | 0.520 | 0.520 | 0.520 | 0.430 |
Dividend Per Share Growth | 15.85% | 15.85% | 15.85% | 17.14% | 17.14% | 17.14% | 17.14% | 16.67% | 16.67% | 16.67% | 16.67% | 15.38% | 15.38% | 15.38% | 15.38% | 20.93% | 20.93% | 20.93% | 20.93% | 0% |
Dividend Yield | 1.20% | 1.03% | 1.12% | 0.88% | 0.94% | 0.95% | 1.08% | 0.94% | 0.99% | 1.11% | 1.10% | 1.27% | 1.54% | 1.27% | 1.31% | 1.40% | 1.47% | 1.37% | 0.97% | 1.03% |
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 16.99 | 20.41 | 18.71 | 23.82 | 22.20 | 22.31 | 18.60 | 20.92 | 19.75 | 17.16 | 18.49 | 16.54 | 13.92 | 17.67 | 17.24 | 14.92 | 13.43 | 13.98 | 18.20 | 16.01 |
Forward PE | 16.33 | 18.70 | 17.20 | 22.21 | 20.69 | 20.50 | 17.52 | 20.61 | 20.08 | 17.67 | 17.87 | 15.71 | 12.67 | 15.02 | 14.80 | 14.85 | 13.42 | 14.09 | 19.26 | 18.32 |
P/FCF Ratio | 14.77 | 15.34 | 14.48 | 15.93 | 12.21 | 20.15 | 16.68 | 17.23 | - | 7.15 | 7.16 | 8.03 | 5.92 | 8.75 | - | 5.74 | 6.40 | 6.77 | 9.78 | 9.74 |
PS Ratio | 2.82 | 3.26 | 3.02 | 3.81 | 3.54 | 3.52 | 3.04 | 3.44 | 3.26 | 2.87 | 2.88 | 2.46 | 2.02 | 2.44 | 2.35 | 2.18 | 2.04 | 2.18 | 3.09 | 2.89 |