BayFirst Financial Corp. (BAFN)
| Market Cap | 25.88M -58.2% |
| Revenue (ttm) | 31.50M -60.7% |
| Net Income | -29.82M |
| EPS | -7.28 |
| Shares Out | 4.11M |
| PE Ratio | n/a |
| Forward PE | n/a |
| Dividend | $0.08 (1.27%) |
| Ex-Dividend Date | May 30, 2025 |
| Volume | 19,400 |
| Open | 6.45 |
| Previous Close | 6.49 |
| Day's Range | 6.30 - 6.50 |
| 52-Week Range | 4.80 - 16.35 |
| Beta | 0.47 |
| Analysts | n/a |
| Price Target | n/a |
| Earnings Date | Apr 30, 2026 |
About BAFN
BayFirst Financial Corp. operates as the bank holding company for BayFirst National Bank that provides community banking services for small and medium sized businesses and individuals. The company offers checking, savings, negotiable order of withdrawal, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts; and safety deposit boxes. It also provides commercial real estate mortgages; construction and development, working capital, and business loans; auto, boat, and recreational vehicle loans; a... [Read more]
Financial Performance
Financial StatementsNews
BayFirst Financial Earnings Call Transcript: Q1 2026
Raised $80 million in new capital, improving pro forma capital ratios and supporting growth. Q1 2026 saw a net loss of $5.7 million, with elevated charge-offs in the legacy SBA 7(a) portfolio and a focus on returning to profitability and managing credit risk.
BayFirst Financial Q1 EPS ($1.48) vs. (17c) last year
Reports Q1 net interest income $9.4M vs. $11M last year. Reports Q1 net interest margin was 3.42% vs. 3.77% last year. At quarter-end, total assets were $1.2B, total deposits were…
BayFirst Financial announces $80M capital raise, names Alfred Rogers Bank CEO
BayFirst Financial (BAFN) announced the company has raised $80M of capital from investors in a private investment in public equity offering. “This successful capital raise reflects the trust our inves...
BayFirst Financial files to sell 4.11M shares of common stock
16:18 EDT BayFirst Financial (BAFN) files to sell 4.11M shares of common stock
BayFirst Financial Corp. Announces Substantial Capital Raise, Names Alfred Rogers as Bank Chief Executive Officer, and Reports First Quarter 2026 Results
ST. PETERSBURG, Fla., April 30, 2026 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or “Company”), parent company of BayFirst National Bank (“Bank”) today reported the Company...
Bayfirst Financial Corp trading halted, volatility trading pause
10:20 EDT Bayfirst Financial (BAFN) Corp trading halted, volatility trading pause
Bayfirst Financial Corp trading resumes
10:25 EDT Bayfirst Financial (BAFN) Corp trading resumes
BayFirst Financial Earnings Call Transcript: Q4 2025
Exited SBA 7(a) lending, reduced expenses, and refocused on community banking, resulting in a Q4 net loss of $2.5M but improved deposit growth and asset quality. Allowance for credit losses remains elevated due to legacy SBA loans, but further improvement is expected.
BayFirst Financial Corp. Reports Fourth Quarter 2025 Results; Capital Ratios Show Notable Improvement
ST. PETERSBURG, Fla., Jan. 29, 2026 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or “Company”), parent company of BayFirst National Bank (“Bank”) today reported a net loss o...
BayFirst Announces Fourth Quarter 2025 Conference Call and Webcast
ST. PETERSBURG, Fla., Dec. 31, 2025 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or “Company”), parent company of BayFirst National Bank (“Bank”) today announced that it wil...
BayFirst Financial Corp. Closes $94.6 Million Loan Sale to Banesco USA
ST. PETERSBURG, Fla., Dec. 15, 2025 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or the “Company”), parent company of BayFirst National Bank (the “Bank”) today announced it ...
BayFirst Financial Earnings Call Transcript: Q3 2025
Q3 saw a net loss of $18.9M, driven by a $7.3M restructuring charge and the exit from SBA 7(a) lending. The company is refocusing on core community banking, improving asset quality, and expects a return to profitability in 2026.
BayFirst Financial Corp. Reports Third Quarter 2025 Results, Announces Restructuring Plan Including Exit From SBA 7(a) Lending
ST. PETERSBURG, Fla., Oct. 30, 2025 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or “Company”), parent company of BayFirst National Bank (“Bank”) today reported a net loss o...
BayFirst Financial announces exit from SBA 7(a) business, $103M loan sale
BayFirst Financial (BAFN) announced plans to exit the SBA 7a lending business and sell $103 million of SBA 7(a) loan balances to Banesco USA. “As we announced earlier in the…
BayFirst Financial discontinues Bolt loan program
BayFirst Financial (BAFN) announced that as part of a strategic review, the bank has discontinued its Bolt loan program, effective immediately. The Bolt loan program was an SBA 7 loan…
BayFirst Discontinues Bolt SBA 7(a) Loan Program
ST. PETERSBURG, Fla., Aug. 04, 2025 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or “Company”), parent company of BayFirst National Bank (“Bank”) today announced that as par...
BayFirst Financial Earnings Call Transcript: Q2 2025
Q2 2025 saw a $1.2M net loss due to higher provisions and SBA 7(a) loan write-downs, prompting a suspension of dividends and board fees. Net interest margin improved to 4.06%, while credit losses remain concentrated in small SBA loans. Strategic review and risk mitigation efforts are ongoing.
BayFirst Financial Corp. Reports Second Quarter 2025 Results
ST. PETERSBURG, Fla., July 29, 2025 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or the “Company”), parent company of BayFirst National Bank (the “Bank”) today reported a ne...
BayFirst Financial Earnings Call Transcript: Q1 2025
Net loss of $335,000 in Q1 2025 driven by higher provisions and loan write-downs, despite improved net interest margin and growth in core deposits and conventional loans. Strategic review underway to de-risk and position for long-term growth.
BayFirst Financial Corp. Reports First Quarter 2025 Results
ST. PETERSBURG, Fla., April 24, 2025 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or the “Company”), parent company of BayFirst National Bank (the “Bank”) today reported a n...
BayFirst Announces First Quarter 2025 Conference Call and Webcast
ST. PETERSBURG, Fla., March 31, 2025 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or the “Company”), parent company of BayFirst National Bank (the “Bank”) today announced th...
BayFirst Financial Earnings Call Transcript: Q4 2024
Q4 net income reached $9.8M, with core earnings flat sequentially. Deposit and loan growth remained strong, while a sale-leaseback boosted capital and enabled a $2M buyback. Credit quality saw higher charge-offs, but risk from hurricanes was minimal.
BayFirst Financial reports Q4 EPS $2.11 vs. 18c in Q3
Reports Q4 revenue net interest income from continuing operations was $10.7M in the fourth quarter of 2024, an increase from $9.4M during the third quarter of 2024, and an increase…
BayFirst Financial board authorizes share repurchase program
The Board of Directors authorized a share repurchase program on January 28. “We believe our stock offers an attractive investment and repurchasing stock is a means for building long-term shareholder…
BayFirst Financial Corp. Reports Fourth Quarter 2024 Results
Earnings per common share increased to $2.11 for the quarter and $2.64 for the year; Net interest margin expanded by 26bps; Announced share buyback program Earnings per common share increased to $2.11...