BayFirst Financial Corp. (BAFN)

NASDAQ: BAFN · Real-Time Price · USD

5.80

-0.37 (-6.00%)

At close: Oct 30, 2026, 4:00 PM EDT

5.85

+0.05 (0.86%)

After-hours: Oct 30, 2026, 7:30 PM EDT

BayFirst Financial Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	3.28	39.6	83.77	75.74	62.25	62
Revenue Growth	-94.28%	-52.73%	10.60%	21.67%	0.40%	-45.73%
Net Income	-41.77	-24.48	11.06	4.74	-1.18	23.61
Earnings Per Share	-4.61	-5.93	2.62	1.12	-0.29	5.91
EPS Growth	-	-	134.31%	-	-	96.48%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	128.33	206.98	80.06	63.03	70.93	112.71
Total Debt	19.51	20.82	22.4	20.96	37.37	82.56
Net Cash (Debt)	108.81	186.16	57.66	42.07	33.55	30.15
Net Cash Growth	123.32%	222.87%	37.04%	25.40%	11.28%	-
Net Cash Per Share	11.99	45.08	12.57	9.18	7.95	7.41

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-	285.3	390.53	454.8	440.25	495.39
Capital Expenditures	-	-0.3	-1.69	-7.58	-8.06	-13.12
Free Cash Flow	-	285	388.84	447.22	432.19	482.27
Free Cash Flow Growth	-	-26.71%	-13.05%	3.48%	-10.38%	-

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	-1275.12%	-61.82%	13.21%	6.25%	-1.90%	38.09%
FCF Margin	-	719.77%	464.19%	590.45%	694.28%	777.87%

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.160	0.240	0.320	0.320	0.277
Dividend Per Share Growth	-33.33%	-25.00%	0%	15.52%	55.01%
Dividend Yield	2.04%	1.80%	2.45%	1.92%	1.22%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 1, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	-	-	4.97	11.32	-	3.83
P/FCF Ratio	1.09	0.11	0.14	0.12	0.16	0.19
PS Ratio	47.74	0.82	0.66	0.71	1.09	1.46