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BayFirst Financial Corp. (BAFN)
NASDAQ: BAFN · Real-Time Price · USD
6.74
-0.55 (-7.61%)
Aug 27, 2026, 4:00 PM EDT - Market closed

BayFirst Financial Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
-9.4439.683.7775.7462.2562
Revenue Growth
--52.73%10.60%21.67%0.40%-45.73%
Net Income
-60.28-24.4811.064.74-1.1823.61
Earnings Per Share
-14.65-5.932.621.12-0.295.91
EPS Growth
--134.31%--96.48%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
139.17206.9880.0663.0370.93112.71
Total Debt
19.9120.8222.420.9637.3782.56
Net Cash (Debt)
119.25186.1657.6642.0733.5530.15
Net Cash Growth
597.63%222.87%37.04%25.40%11.28%-
Net Cash Per Share
28.9845.0812.579.187.957.41

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
143.19285.3390.53454.8440.25495.39
Capital Expenditures
-0.14-0.3-1.69-7.58-8.06-13.12
Free Cash Flow
143.05285388.84447.22432.19482.27
Free Cash Flow Growth
-56.25%-26.71%-13.05%3.48%-10.38%-

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
--61.82%13.21%6.25%-1.90%38.09%
FCF Margin
-719.77%464.19%590.45%694.28%777.87%

Dividends
Chart
Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.1600.2400.3200.3200.277
Dividend Per Share Growth
-33.33%-25.00%0%15.52%55.01%
Dividend Yield
2.04%1.82%2.54%2.03%1.31%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
--4.9711.32-3.83
P/FCF Ratio
1.270.110.140.120.160.19
PS Ratio
-19.240.820.660.711.091.46